95 Whistling Hills Drive, Toronto, ON

Milliken, Toronto · MLS® E14030918

$1,299,000
For Sale
Listed 5 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 10:35 a.m.. Price and status may have changed since; refresh in a minute for the live version.

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4Bedrooms
4Bathrooms
1.5Garage · 3.5 parking
2500-3000Sq ft

About this home

In short

  • Nature and Green Space Right at your Doorstep.
  • Featuring New Hardwood Floors Throughout the Spacious Living/ Dining Room With Elegant French Doors And Cozy Family Room With WETT Certified Wood-Burning Fireplace.
  • 2nd Floor Showcases Large Primary Suite With New Carpet And Spacious 4pc Ensuite, New Carpets On Stairs And Hallway, And 3 More Expansive Bedrooms - Perfect For A...

Nature and Green Space Right at your Doorstep! Located In A Mature Scarborough Neighbourhood, This Gem Is Waiting For You To Make It Your Own! Featuring New Hardwood Floors Throughout the Spacious Living/ Dining Room With Elegant French Doors And Cozy Family Room With WETT Certified Wood-Burning Fireplace. Large Eat-In Kitchen Offers Ample Cupboard Storage And Walk-Out To Large Private Deck With No Neighbours Behind! 2nd Floor Showcases Large Primary Suite With New Carpet And Spacious 4pc Ensuite, New Carpets On Stairs And Hallway, And 3 More Expansive Bedrooms - Perfect For A Growing Family. Extras Include Direct Garage Access And Large Mud Room. Backing Onto Milliken District Park Offers Plenty of Walking/Cycling Trails And A Playground With Splash Pad! You Don't Want To Miss This!

Key facts

Property type
Detached, 2-Storey
MLS®
E14030918
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
40.07 × 108.78 ft
Cross streets
Steeles & McCowan Rd.
Parking
1.5 garage · 3.5 parking (attached)
Driveway
Private
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,491 / 2026
Days on market
5
Listing brokerage
MAIN STREET REALTY LTD.

Rooms

Bedroom 4Second5.31 × 3.37 m

parquet · walk-in closet(s)

Living RoomMain5.77 × 3.32 m

hardwood floor · french doors

Family RoomMain5.70 × 3.33 m

hardwood floor · fireplace

Bedroom 2Second5.40 × 3.37 m

parquet · walk-in closet(s)

Dining RoomMain4.45 × 3.32 m

hardwood floor · french doors

Bedroom 3Second4.72 × 3.24 m

parquet · double closet

BreakfastMain3.10 × 3.37 m

w/o to deck · breakfast area

Primary BedroomSecond6.16 × 3.32 m

broadloom · double closet · 4 pc ensuite

KitchenMain3.45 × 3.16 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Albert Campbell Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Milliken, Toronto, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Macklin Public School
68%
Macklin Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Prince of Peace Catholic School · Catholic elementary0.7 km · 87% at standard
Banting and Best Public School · Public elementary0.8 km · 69% at standard
Agnes Macphail Public School · Public elementary1.1 km · 88% at standard
Port Royal Public School · Public elementary1.6 km · 85% at standard
Percy Williams Junior Public School · Public elementary1.7 km · 82% at standard
St Rene Goupil Catholic School · Catholic elementary1.7 km
Our Lady of Grace Catholic School · Catholic elementary1.7 km · 75% at standard
Brimwood Boulevard Junior Public School · Public elementary1.8 km · 61% at standard
Milliken Public School · Public elementary1.9 km · 78% at standard
Francis Libermann Catholic High School · Catholic secondary2.3 km · 74% at standard
Alexmuir Junior Public School · Public elementary2.4 km · 74% at standard
St Marguerite Bourgeoys Catholic Catholic School · Catholic elementary2.5 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,920/mo
$246KIncome needed
5.3×Price ÷ income
$1,366Weekly cost
$44,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,920Property tax $541Total carry $6,461

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,287Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$541
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,287

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $6,491− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,179

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAIN STREET REALTY LTD.. MLS®/PropTx.

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