628-2799 Kingston Road, Toronto, ON

Cliffcrest, Toronto · MLS® E14031420

$409,900
For Sale
Listed 5 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • This stunning South-East exposure corner unit condo in the highly sought-after Cliffcrest area offers modern living and natural beauty in perfect harmony.
  • Featuring 2 bedrooms, 2 bathrooms, and 2 spacious balconies, this bright and airy open-concept space leads to a large balcony overlooking a beautiful rooftop terrace.
  • The primary suite is a private retreat with a spacious double closet, walkout balcony access, and a 3-piece ensuite showcasing ceramic tile floors and a tile feature...
  • The location is equally impressive, surrounded by attractions like the Toronto Botanical Garden, Cathedral Bluffs Park, Cudia Park, Bluffers Park and Beach, Splash...
  • SEE ADDITIONAL REMARKS TO DATA FORM EXTRAS NONE - SOLD AS-IS AS PER SCHEDULE 'A'

This stunning South-East exposure corner unit condo in the highly sought-after Cliffcrest area offers modern living and natural beauty in perfect harmony. Featuring 2 bedrooms, 2 bathrooms, and 2 spacious balconies, this bright and airy open-concept space leads to a large balcony overlooking a beautiful rooftop terrace. The sleek kitchen boasts a stylish tile backsplash, and ample cupboard space, making it as functional as it is elegant. The primary suite is a private retreat with a spacious double closet, walkout balcony access, and a 3-piece ensuite showcasing ceramic tile floors and a tile feature wall in the shower. The versatile second bedroom includes a large closet, while the second bathroom impresses with a tile feature wall around the tub.Residents enjoy high-end amenities such as a 24/7 concierge, bike storage, an upscale fitness center, yoga studio, media lounge, pet wash station, and a massive event space with indoor and outdoor dining areas, BBQs, and loungers. The location is equally impressive, surrounded by attractions like the Toronto Botanical Garden, Cathedral Bluffs Park, Cudia Park, Bluffers Park and Beach, Splash Island, Ivan Forrest Gardens, and top schools. This condo offers more than just a homeit's a lifestyle. AS PER SCHEDULE 'A'. SEE ADDITIONAL REMARKS TO DATA FORM **EXTRAS** NONE - SOLD AS-IS AS PER SCHEDULE 'A'

Key facts

Property type
Condo Apartment, Apartment
MLS®
E14031420
Bedrooms
2
Bathrooms
2
Size
600-699 sq ft
Cross streets
Kingston Rd/St. Clair Ave E
Parking
1 garage (none)
Basement
None
Heating
Forced Air
A/C
Other
Exterior
Brick
Maintenance
$642/mo
Exposure
East
Property tax
$2,481 / 2025
Days on market
5
Listing brokerage
RE/MAX CROSSROADS REALTY INC.

Rooms

Primary BedroomFlat2.81 × 3.70 m

laminate · double closet

KitchenFlat3.45 × 3.42 m

Laminate

Living RoomFlat3.45 × 2.74 m

laminate · w/o to balcony

BedroomFlat2.73 × 2.50 m

laminate · walk-in closet(s)

Our TakeTeam Asgarian · Broker
In line with recent sales
$428Kautomated estimate, from recent sales

Listed at $409,900, about 4% below our estimate of $428K (homes like it typically land between $398K and $450K).

Why $428K. The typical condo sold in Cliffcrest over the past year went for about $475K (11 sales). What sets this one apart:

  • ▼ Lowers itThe listing presents it as a home to renovate or rebuild.
  • ▼ Lowers it slightlyIt is 600 to 699 sq ft; the typical home sold here is 700 to 799.
List price
$398KBelow our range$450KAbove our range

Total price vs nearby homes. Fair value about $428K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
5days on market so far
$2,248/moest. rent · 38 leases
6.6%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $631/sqft against an area asking average of $838/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $410K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.

Based on 19 homes sold in this building over the past two years, from 23 closings in Cliffcrest.

What sellers nearby are askingCurrently listed nearby · asking prices
$518kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $428K, which is where my estimate comes from.

Per square foot, these ask about $645/sqft; this home lists at $631/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
410kThis home565k610k380kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Bayview Village
$543K
Moss Park
$549K
Waterfront Communities C8
$554K
Church-Yonge Corridor
$876K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St John Henry Newman Catholic High School · Catholic secondary0.6 km · 63% at standard
Anson Park Public School · Public elementary0.7 km · 60% at standard
St Agatha Catholic School · Catholic elementary0.7 km · 72% at standard
H A Halbert Junior Public School · Public elementary0.9 km · 46% at standard
John A Leslie Public School · Public elementary1.2 km · 60% at standard
Chine Drive Public School · Public elementary1.2 km · 90% at standard
Robert Service Senior Public School · Public elementary1.5 km
Norman Cook Junior Public School · Public elementary1.6 km · 56% at standard
Bliss Carman Senior Public School · Public elementary1.7 km
South East Secondary Alternative School · Public secondary1.7 km
Caring and Safe School 3 · Public secondary1.7 km
Scarborough Centre for Alternative Studi · Public secondary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,868/mo
$94KIncome needed
4.4×Price ÷ income
$431Weekly cost
$9,346Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,868Property tax $207Condo fee $642Total carry $2,717

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,813per month

Mortgage amount $327,920 · 4.49% over 25 years

$81,980Down payment (20.0%)
$327,920Loan before insurance
$0CMHC premium
$2,662Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,813
Property tax
$207
Condo / maintenance fees
$642
Heating
$0
Estimated monthly cost
$2,662

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,673
Toronto municipal land transfer tax
$4,673
Estimated closing costs
$9,346

Plus your down payment of $81,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,194/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,018Total interest paid
$543,938Total of all payments
Principal $327,920 Interest $216,018
YearPrincipalInterestBalance
1$7,318$14,440$320,602
2$7,650$14,107$312,952
3$7,997$13,760$304,955
4$8,360$13,397$296,594
5$8,740$13,017$287,854
6$9,137$12,621$278,717
7$9,552$12,206$269,166
8$9,985$11,772$259,180
9$10,439$11,319$248,741
10$10,913$10,845$237,828
11$11,408$10,349$226,420
12$11,926$9,831$214,494
13$12,468$9,290$202,026
14$13,034$8,724$188,992
15$13,626$8,132$175,367
16$14,244$7,513$161,122
17$14,891$6,866$146,231
18$15,567$6,190$130,664
19$16,274$5,484$114,390
20$17,013$4,745$97,377
21$17,785$3,972$79,592
22$18,593$3,165$60,999
23$19,437$2,320$41,562
24$20,320$1,438$21,242
25$21,242$515$0

At the end of your 5-year term

Total paid over the term
$108,788
Principal paid down
$40,066
Interest paid
$68,722
Balance remaining
$287,854

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 38 whole-home leases in Cliffcrest$2,248/mo
$26,976Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,136 to $2,361Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 38 whole-home leases in Cliffcrest signed at a median of $2,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,248. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.6%
Gross yield
− Property tax $2,481− Condo fees $7,704− Insurance $600− Vacancy & upkeep $2,967Net operating income $13,224

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.

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