207-45 Strangford Lane, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E14034400

$510,000
For Sale
Listed 5 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Excellent opportunity to own a spacious one-level condo townhouse.
  • Well-maintained unit featuring 2 bedrooms, 2 full washrooms, functional open-concept layout, and a nicely sized kitchen.
  • Only minutes by bus to Victoria Park Station, quick access to Hwy 401, and a convenient commute to downtown.
  • Close to schools, parks, grocery stores, shopping, and dining, including Eglinton Town Centre and local markets.

Excellent opportunity to own a spacious one-level condo townhouse! Well-maintained unit featuring 2 bedrooms, 2 full washrooms, functional open-concept layout, and a nicely sized kitchen. Main floor entry with underground PARKING and LOCKER included. Prime location just steps from TTC transit, with easy access to the subway and Eglinton LRT. Only minutes by bus to Victoria Park Station, quick access to Hwy 401, and a convenient commute to downtown.Close to schools, parks, grocery stores, shopping, and dining, including Eglinton Town Centre and local markets. A vibrant neighbourhood offering excellent connectivity, everyday convenience, and great value for first-time buyers, downsizers, or investors.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
E14034400
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Victoria Park Ave/St.Clair Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$546/mo
Exposure
South
Property tax
$2,194 / 2025
Days on market
5
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

Primary BedroomMain4.27 × 2.59 m

laminate · w/o to balcony · 4 pc ensuite

Dining RoomMain5.28 × 4.39 m

laminate · open concept

Living RoomMain5.28 × 4.39 m

laminate · open concept · combined w/living

Bedroom 2Main3.00 × 2.51 m

laminate · closet

KitchenMain4.47 × 2.51 m

ceramic floor · double sink · open concept

Utility RoomMain1.98 × 1.52 m
Our TakeTeam Asgarian · Broker
In line with recent sales
$497Kautomated estimate, from recent sales

Listed at $510,000, about 3% above our estimate of $497K (homes like it typically land between $463K and $523K).

Why $497K. The typical townhouse sold in Clairlea-Birchmount over the past year went for about $620K (14 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,194 a year; the typical home sold here pays about $3,000.
  • ▼ Lowers it slightlyIt is 800 to 899 sq ft; the typical home sold here is 1,000 to 1,199.
List price
$463KBelow our range$523KAbove our range

Total price vs nearby homes. Fair value about $497K, learned from recent GTA sales.

The market behind the math:

5days on market so far
$2,028/moest. rent · 6 leases
4.8%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $600/sqft against an area asking average of $552/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $475K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Clairlea-Birchmount, so I widened the search to the surrounding area.

Based on 9 homes sold in this building over the past two years, from 36 closings in Clairlea-Birchmount.

What sellers nearby are askingCurrently listed nearby in Clairlea-Birchmount · asking prices
$545kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $497K, which is where my estimate comes from.

Per square foot, these ask about $570/sqft; this home lists at $600/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
510kThis home505k625k640k580k375kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$754K
Dorset Park
$671K
St. Andrew-Windfields
$929K
Casa Loma
$2.80M
Malvern
$646K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Clairlea Public School
57%
Clairlea Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 57% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Victoria Park Elementary School · Public elementary0.4 km · 92% at standard
Regent Heights Public School · Public elementary0.5 km · 68% at standard
Gordon A Brown Middle School · Public elementary0.9 km · 77% at standard
Selwyn Elementary School · Public elementary1.0 km · 85% at standard
George Webster Elementary School · Public elementary1.0 km · 58% at standard
O'Connor Public School · Public elementary1.1 km · 47% at standard
Crescent Town Elementary School · Public elementary1.5 km · 68% at standard
St Joachim Catholic School · Catholic elementary1.6 km · 63% at standard
Taylor Creek Public School · Public elementary1.8 km · 41% at standard
General Brock Public School · Public elementary1.8 km · 55% at standard
Danforth Gardens Public School · Public elementary1.9 km · 58% at standard
Samuel Hearne Public School · Public elementary1.9 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,324/mo
$108KIncome needed
4.7×Price ÷ income
$536Weekly cost
$13,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,324Property tax $183Condo fee $546Total carry $3,053

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,256per month

Mortgage amount $408,000 · 4.49% over 25 years

$102,000Down payment (20.0%)
$408,000Loan before insurance
$0CMHC premium
$2,985Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,256
Property tax
$183
Condo / maintenance fees
$546
Heating
$0
Estimated monthly cost
$2,985

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,675
Toronto municipal land transfer tax
$6,675
Estimated closing costs
$13,350

Plus your down payment of $102,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,730/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$268,771Total interest paid
$676,771Total of all payments
Principal $408,000 Interest $268,771
YearPrincipalInterestBalance
1$9,105$17,966$398,895
2$9,518$17,553$389,377
3$9,950$17,120$379,427
4$10,402$16,669$369,024
5$10,874$16,196$358,150
6$11,368$15,703$346,782
7$11,884$15,186$334,897
8$12,424$14,647$322,473
9$12,988$14,083$309,485
10$13,578$13,493$295,908
11$14,194$12,877$281,713
12$14,839$12,232$266,874
13$15,512$11,558$251,362
14$16,217$10,854$235,145
15$16,953$10,118$218,192
16$17,723$9,348$200,469
17$18,528$8,543$181,942
18$19,369$7,702$162,573
19$20,248$6,823$142,325
20$21,168$5,903$121,157
21$22,129$4,942$99,028
22$23,133$3,937$75,895
23$24,184$2,887$51,711
24$25,282$1,789$26,430
25$26,430$641$0

At the end of your 5-year term

Total paid over the term
$135,354
Principal paid down
$49,850
Interest paid
$85,504
Balance remaining
$358,150

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Clairlea-Birchmount$2,028/mo
$24,336Gross annual rent
2.4%Cap rate after taxes and upkeep
$1,866 to $2,191Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Clairlea-Birchmount signed at a median of $2,231 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,028. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $2,194− Condo fees $6,553− Insurance $600− Vacancy & upkeep $2,677Net operating income $12,311

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

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