505-5039 Finch Avenue, Toronto, ON
Agincourt North, Toronto · MLS® E14080292
About this home
In short
- This sunny and light-filled 2+1-bedroom, 2-bathroom, corner unit condo boasts east-facing and southern exposure, with sweeping views of mature trees and beautifully...
- Incredibly quiet and peaceful, this 1,039 sq ft unit, the"Wellington" model, has been lovingly maintained by the original owner.
- It features an open-concept living and dining area, and an elegant, newly renovated kitchen with brand new cabinetry, countertop, backsplash and flooring (August 2026).
- The spacious primary bedroom features a large closet and a private 4-piece ensuite.
- The Windsor Condos, built by Monarch, offer impressive amenities, including: 24-hour concierge, indoor swimming pool, sauna, fitness centre, and tennis court.
This sunny and light-filled 2+1-bedroom, 2-bathroom, corner unit condo boasts east-facing and southern exposure, with sweeping views of mature trees and beautifully landscaped gardens. Incredibly quiet and peaceful, this 1,039 sq ft unit, the"Wellington" model, has been lovingly maintained by the original owner. It features an open-concept living and dining area, and an elegant, newly renovated kitchen with brand new cabinetry, countertop, backsplash and flooring (August 2026). The spacious primary bedroom features a large closet and a private 4-piece ensuite. The second bedroom and den offer additional space for guests, family, or a home office. The Windsor Condos, built by Monarch, offer impressive amenities, including: 24-hour concierge, indoor swimming pool, sauna, fitness centre, and tennis court. You're just steps to shopping with restaurants, drugstore, post office, groceries, library, cinema, banks, and medical/dental services at nearby Woodside Square, Coventry Centre, and Scarborough Town Centre. Walk Score: 83. Surrounded by schools, parks, and trails. Easy access to public transit and major highways, with the TTC right at your doorstep. Includes one underground parking spot and storage locker. Maintenance fees include Bell Fibe Internet, Fibe TV, heat, and water. A fantastic opportunity to own a well-cared-for home in a highly desirable, well-managed building.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E14080292
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- McCOWAN
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $832/mo
- Exposure
- South East
- Property tax
- $2,425 / 2026
- Days on market
- 4
- Listing brokerage
- HOMELIFE/CIMERMAN REAL ESTATE LIMITED
Rooms
updated · window · modern kitchen
Broadloom
formal rm · broadloom · window
broadloom · double closet · window
broadloom · window · open concept
window · 4 pc ensuite · window
Listed at $500,000. Going by how homes in Agincourt North and the wider GTA have actually closed against their asking prices (about 96%, 12 local closings in 90 days), the likely sale price is near $481K, if it sells. A realistic range is $453K to $520K.
Independent value check: $486K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $452K and $510K).
Why $486K. The typical condo sold in Agincourt North over the past year went for about $423K (48 sales). What sets this one apart:
- ▲ Raises itIt is 1,000 to 1,199 sq ft; the typical home sold here is 700 to 799.
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $2,425 a year; the typical home sold here pays about $1,900.
Total price vs nearby homes. Likely closing about $481K, from 12 recent closings in this pocket.
The market behind the math:
About 3.3 months of inventory: 13 condo apartment homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $455/sqft against an area asking average of $498/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $514K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Anson S Taylor Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 18 homes sold in this building over the past two years, from 88 closings in Agincourt North.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $404/sqft; this home lists at $455/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $589K | 1052 |
| November 2025 | $569K | 834 |
| December 2025 | $545K | 659 |
| January 2026 | $565K | 593 |
| February 2026 | $575K | 722 |
| March 2026 | $565K | 974 |
| April 2026 | $565K | 1042 |
| May 2026 | $560K | 1011 |
| June 2026 | $558K | 1120 |
| July 2026 | $560K | 1030 |
| August 2026 | $548K | 882 |
| September 2026 | $540K | 885 |
Neighbourhood & location
Agincourt North, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $400,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,212
- Property tax
- $202
- Condo / maintenance fees
- $832
- Heating
- $0
- Estimated monthly cost
- $3,246
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,475
- Toronto municipal land transfer tax
- $6,475
- Estimated closing costs
- $12,950
Plus your down payment of $100,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $132,700
- Principal paid down
- $48,873
- Interest paid
- $83,828
- Balance remaining
- $351,127
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 8 whole-home leases in Agincourt North signed at a median of $2,508 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,940. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/CIMERMAN REAL ESTATE LIMITED. MLS®/PropTx.