92 Overture Road, Toronto, ON
West Hill, Toronto · MLS® E14083198
About this home
In short
- Flexible bungalow living with a separate entrance to the finished lower level.
- Set on an established residential street in West Hill, this 3+1-bedroom, 2-bath brick semi-detached home offers practical main-floor living with valuable additional...
- Downstairs, a private separate entrance opens to a substantial finished lower level with a second kitchen, bedroom, living and dining areas and larger windows...
- For buyers who value bungalow living, a separately accessed lower level and the freedom to make a home work around their life, 92 Overture Road delivers flexibility...
Flexible bungalow living with a separate entrance to the finished lower level. Set on an established residential street in West Hill, this 3+1-bedroom, 2-bath brick semi-detached home offers practical main-floor living with valuable additional space below. The main level features comfortable living and dining areas, a functional kitchen, three bedrooms and generous natural light. Downstairs, a private separate entrance opens to a substantial finished lower level with a second kitchen, bedroom, living and dining areas and larger windows, creating meaningful flexibility for extended family, guests, work-from-home needs, recreation or simply more room to spread out. The benefit is options: two levels of usable living space that can adapt as life changes. Outside, a fenced backyard creates private space for gardening, play, entertaining or quiet time outdoors, while the private driveway adds everyday convenience. The location keeps daily life well connected. Guildwood GO/VIA is nearby for regional and intercity travel, with multiple TTC routes serving the area. Galloway Road Public School, neighbourhood parks and Highland Creek trails are close by, with Guild Park, the Scarborough Bluffs park system, UTSC, the Toronto Pan Am Sports Centre, libraries, community services, shopping and Scarborough Health Network facilities all part of the broader area. For buyers who value bungalow living, a separately accessed lower level and the freedom to make a home work around their life, 92 Overture Road delivers flexibility where it matters.
Key facts
- Property type
- Semi-Detached, Bungalow
- MLS®
- E14083198
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 30 × 100 ft
- Cross streets
- Kingston Rd and Lawrence Ave E
- Parking
- 3 parking
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,190 / 2025
- Days on market
- 4
- Listing brokerage
- RE/MAX HALLMARK FRASER GROUP REALTY
Rooms
vinyl floor · open concept · pot lights
vinyl floor · large window · large closet
vinyl floor · open concept · pot lights
laminate · large window
laminate · large window · large closet
laminate · combined w/living · open concept
vinyl floor · stainless steel appl · double sink
laminate · large window · large closet
laminate · bay window · combined w/dining
vinyl floor · stainless steel appl · large window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Galloway Road Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $851/sqft; this home lists at $833/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
West Hill, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $600,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,318
- Property tax
- $266
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,583
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,475
- Toronto municipal land transfer tax
- $11,475
- Estimated closing costs
- $22,950
Plus your down payment of $150,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $199,050
- Principal paid down
- $73,309
- Interest paid
- $125,741
- Balance remaining
- $526,691
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK FRASER GROUP REALTY. MLS®/PropTx.