233 Cedarvale Avenue, Toronto, ON

Woodbine-Lumsden, Toronto · MLS® E14083848

$949,000
For Sale
Listed 4 days agoNo offer date stated
2Bedrooms
2Bathrooms
1Parking
700-1100Sq ft

About this home

In short

  • Welcome to 233 Cedarvale Avenue, tucked into the trendy Woodbine-Lumsden pocket of East York, where charm, convenience and community come together.
  • Enjoy the freedom of a detached home, with no shared walls and a deep, tree-lined backyard that feels like your own private oasis - perfect for morning coffee, summer...

Welcome to 233 Cedarvale Avenue, tucked into the trendy Woodbine-Lumsden pocket of East York, where charm, convenience and community come together. A fantastic opportunity for first-time buyers or anyone looking for an alternative to condo living, this fully detached bungalow offers two bedrooms, your own private outdoor space and the rare bonus of legal front pad parking.Step inside to a light-filled, cheerful home where skylights bring in that extra touch of sunshine. Enjoy the freedom of a detached home, with no shared walls and a deep, tree-lined backyard that feels like your own private oasis - perfect for morning coffee, summer entertaining or simply unwinding outdoors. Step directly onto a covered porch from the back bedroom, which also offers flexibility as a home office.Location, location, location! Enjoy the best of East York living, with the shops, cafés and restaurants of the Danforth nearby, plus convenient access to the GO Train and subway for an easy commute downtown. Feeling adventurous? Hop on your bike and head to the Beach for a stroll along the boardwalk or explore the boutiques and vibrant shops along Queen Street.Set in a welcoming neighbourhood experiencing exciting new development, this is your chance to own a detached home, enjoy your own green space and embrace a connected urban lifestyle - all in one of East York's sought-after pockets.

Key facts

Property type
Detached, Bungalow
MLS®
E14083848
Bedrooms
2
Bathrooms
2
Size
700-1100 sq ft
Lot
20 × 163 ft
Cross streets
Woodbine Ave & Danforth Ave
Parking
1 parking
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Other
Exterior
Aluminum Siding, Shingle
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,484 / 2026
Days on market
4
Listing brokerage
ROYAL LEPAGE SIGNATURE SUSAN GUCCI REALTY

Rooms

LaundryBasement0.00 × 0.00 m

Concrete Floor

Living RoomMain3.26 × 3.24 m

skylight · pot lights · combined w/dining

BedroomMain3.47 × 3.32 m

laminate · mirrored closet

RecreationBasement6.71 × 3.96 m

laminate · pot lights

Dining RoomMain4.57 × 3.56 m

combined w/living · skylight

FoyerMain3.96 × 1.62 m

Laminate

KitchenMain4.57 × 3.56 m

combined w/dining · stainless steel appl

BedroomMain3.47 × 3.32 m

laminate · closet · w/o to yard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Gledhill Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Woodbine-Lumsden, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gledhill Junior Public School
76%
Gledhill Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 76% meet the provincial standard
William J McCordic SchoolEQAO results not published
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
D A Morrison Middle School · Public elementary0.5 km · 79% at standard
Earl Beatty Junior and Senior Public School · Public elementary0.9 km · 87% at standard
Secord Elementary School · Public elementary0.9 km · 61% at standard
Canadian Martyrs Catholic School · Catholic elementary1.0 km · 75% at standard
Parkside Elementary School · Public elementary1.0 km · 75% at standard
East York Alternative Secondary School · Public secondary1.1 km
St Nicholas Catholic School · Catholic elementary1.2 km · 61% at standard
R H McGregor Elementary School · Public elementary1.2 km · 68% at standard
Earl Haig Public School · Public elementary1.2 km · 62% at standard
East York Collegiate Institute · Public secondary1.3 km · 64% at standard
Beaches Alternative Junior School · Public elementary1.4 km
Kimberley Junior Public School · Public elementary1.4 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,325/mo
$177KIncome needed
5.4×Price ÷ income
$998Weekly cost
$30,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,325Property tax $290Total carry $4,616

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,198per month

Mortgage amount $759,200 · 4.49% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,488Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,198
Property tax
$290
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,488

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Toronto municipal land transfer tax
$15,455
Estimated closing costs
$30,910

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,081/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,124Total interest paid
$1,259,324Total of all payments
Principal $759,200 Interest $500,124
YearPrincipalInterestBalance
1$16,942$33,431$742,258
2$17,711$32,662$724,547
3$18,516$31,857$706,031
4$19,356$31,017$686,675
5$20,235$30,138$666,440
6$21,154$29,219$645,286
7$22,114$28,259$623,172
8$23,118$27,255$600,053
9$24,168$26,205$575,885
10$25,265$25,108$550,620
11$26,412$23,960$524,208
12$27,612$22,761$496,596
13$28,865$21,508$467,730
14$30,176$20,197$437,554
15$31,546$18,827$406,008
16$32,978$17,395$373,030
17$34,476$15,897$338,554
18$36,041$14,332$302,513
19$37,678$12,695$264,836
20$39,388$10,985$225,447
21$41,177$9,196$184,271
22$43,046$7,327$141,224
23$45,001$5,372$96,224
24$47,044$3,329$49,180
25$49,180$1,193$0

At the end of your 5-year term

Total paid over the term
$251,865
Principal paid down
$92,760
Interest paid
$159,105
Balance remaining
$666,440

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $3,484− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,602

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE SUSAN GUCCI REALTY. MLS®/PropTx.

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