35 Virginia Drive, Whitby, ON

Pringle Creek, Whitby · MLS® E14087064

$949,999
For Sale
Just listed todayNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 5 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 35 Virginia Dr., a beautifully maintained 4-bedroom detached home nestled in Whitby's highly desirable Pringle Creek community with the ability to easily...
  • Offering nearly 2,400 square feet of bright, living space.
  • The heart of the home is the modern kitchen, complete with quartz countertops, stainless steel appliances, a cozy breakfast area, and seamless flow into a warm family...
  • The fully finished basement adds fantastic extra living space, highlighting a large open space to provided extra recreational or living space.
  • Step outside into your new private backyard retreat framed by mature trees, offering a tranquil setting for outdoor relaxation.

Welcome to 35 Virginia Dr., a beautifully maintained 4-bedroom detached home nestled in Whitby's highly desirable Pringle Creek community with the ability to easily convert upstairs computer room into a 5th bedroom which already consists of a double closet! Offering nearly 2,400 square feet of bright, living space. The main floor boasts a living and dining layout, ideal for hosting family and friends. The heart of the home is the modern kitchen, complete with quartz countertops, stainless steel appliances, a cozy breakfast area, and seamless flow into a warm family room with classic hardwood flooring. Walk out to your private deck straight from the kitchen, allowing to entertain family gatherings with ease. Complete with a laundry/mud room straight off the garage, and a 2pc powder room. Retire upstairs to four generous bedrooms plus a versatile open loft area that walks out to a private balcony-a perfect spot for a home office, reading nook or playroom. The primary retreat serves as a peaceful sanctuary, featuring a walk-in closet and a large 5-piece ensuite. Three additional bedrooms and a full 4-piece bath serve the upper level allow for ample space for a growing family. The fully finished basement adds fantastic extra living space, highlighting a large open space to provided extra recreational or living space. Step outside into your new private backyard retreat framed by mature trees, offering a tranquil setting for outdoor relaxation. Situated on a wide 49-foot lot with an attached 2-car garage and a private driveway, this move-in-ready home is just minutes from top schools, scenic parks, shopping, and major transit routes. Book your showing today!

Key facts

Property type
Detached, 2-Storey
MLS®
E14087064
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
49.21 × 112.85 ft
Cross streets
Bridgewater Ave & Willowbrook Dr
Parking
2 garage · 5 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,234 / 2025
Listing brokerage
Keller Williams Energy Real Estate

Rooms

Bedroom 3Second3.58 × 2.97 m

vinyl floor · closet · window

LoftSecond4.01 × 3.73 m

vinyl floor · w/o to balcony · window

Utility RoomBasement3.04 × 3.78 m

Unfinished

Bedroom 2Second3.58 × 2.97 m

vinyl floor · window · closet

Dining RoomMain3.78 × 3.53 m

vinyl floor · window · open concept

RecreationBasement7.03 × 7.77 m

pot lights · b/i shelves · closet

Bedroom 4Second3.12 × 3.02 m

vinyl floor · closet · window

Family RoomMain4.97 × 3.58 m

hardwood floor · window

LaundryMain1.95 × 2.18 m

tile floor · access to garage · window

Primary BedroomSecond4.49 × 3.96 m

vinyl floor · 5 pc ensuite · walk-in closet(s)

Living RoomMain3.20 × 4.24 m

vinyl floor · open concept · window

KitchenMain4.87 × 3.27 m

tile floor · stainless steel appl · breakfast area

Our TakeTeam Asgarian · Broker
A small discount is typical
$935Klikely sale price

Listed at $949,999. Going by how homes in Pringle Creek and the wider GTA have actually closed against their asking prices (about 99%, 19 local closings in 90 days), the likely sale price is near $935K, if it sells. A realistic range is $877K to $1.05M.

Independent value check: $957K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $897K and $1.00M).

Why $957K. The typical detached home sold in Pringle Creek over the past year went for about $971K (109 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $7,234 a year; the typical home sold here pays about $6,800.
  • ▼ Lowers it slightly4 bedrooms and 3 baths, against 4+1 and 4 typically.
List price
$877KBelow recent closings$1.05MAbove recent closings

Total price vs nearby homes. Likely closing about $935K, from 19 recent closings in this pocket.

The market behind the math:

19sold nearby · 90 days
$960Kmedian sold price
99%of asking, on average
−3%prices vs a year ago
~13 dayshomes like this take to sell
$3,267/moest. rent · 26 leases
4.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 18 detached homes for sale in the area against 19 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $422/sqft against an area asking average of $476/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 19 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $893K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 19 comparable homes that sold in Pringle Creek over the past two years, from 201 closings there.

What sellers nearby are askingCurrently listed nearby in Pringle Creek · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $471/sqft; this home lists at $422/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
950kThis home1000k1.25M929kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Pringle Creek: $1.01M in September 2026, down 5% from a year ago, on 86 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$975K9
November 2025$1.05M5
January 2026$1.01M6
March 2026$1.02M7
April 2026$1.03M12
May 2026$1.00M8
June 2026$1.00M16
July 2026$878K10
August 2026$970K7
September 2026$1.01M6

Neighbourhood & location

Pringle Creek, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Williamsburg
$968K
Taunton North
$1.11M
Rural Whitby
$1.23M
Rolling Acres
$1.04M
Lynde Creek
$801K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,330/mo
$189KIncome needed
5.0×Price ÷ income
$999Weekly cost
$15,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,330Property tax $603Total carry $4,933

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $759,999 · 4.49% over 25 years

$190,000Down payment (20.0%)
$759,999Loan before insurance
$0CMHC premium
$4,805Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$603
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,805

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,475
Estimated closing costs
$15,475

Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,086/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,651Total interest paid
$1,260,650Total of all payments
Principal $759,999 Interest $500,651
YearPrincipalInterestBalance
1$16,960$33,466$743,039
2$17,730$32,696$725,309
3$18,535$31,891$706,774
4$19,377$31,049$687,398
5$20,256$30,170$667,141
6$21,176$29,250$645,965
7$22,138$28,288$623,828
8$23,143$27,283$600,685
9$24,193$26,233$576,492
10$25,292$25,134$551,200
11$26,440$23,986$524,759
12$27,641$22,785$497,119
13$28,896$21,530$468,223
14$30,208$20,218$438,015
15$31,579$18,847$406,436
16$33,013$17,413$373,423
17$34,512$15,914$338,911
18$36,079$14,347$302,831
19$37,717$12,709$265,114
20$39,430$10,996$225,685
21$41,220$9,206$184,465
22$43,092$7,334$141,373
23$45,048$5,378$96,325
24$47,093$3,333$49,232
25$49,232$1,194$0

At the end of your 5-year term

Total paid over the term
$252,130
Principal paid down
$92,858
Interest paid
$159,272
Balance remaining
$667,141

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 26 whole-home leases in Pringle Creek$3,267/mo
$39,204Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,980 to $3,464Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 26 whole-home leases in Pringle Creek signed at a median of $3,057 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,267. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $7,234− Insurance $1,400− Vacancy & upkeep $4,312Net operating income $26,258

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Keller Williams Energy Real Estate. MLS®/PropTx.

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