120 Queensbury Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E14087352

$899,000
For Sale
Listed 3 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • High Demand Area, one of the sought after location.
  • Engineering Hardwood Flooring.
  • Fenced backyard, Basement with Separate Entrance.
  • Minutes to Victoria Park/Warden Subway.
  • Close to Schools Shopping , Plazas etc.

High Demand Area, one of the sought after location. Pride in living. Engineering Hardwood Flooring. Filled with Natural lights. Pot lights. Every Bedroom has its own closets. Main Entrance with stone stairs & Glass Railings., Interlocking driveway with stones. Fenced backyard, Basement with Separate Entrance. Even Townhomes sold over millions in this area while this is a detached freehold. Potential Rental Income from walk in basement. Walk to TTC Bus stops. Minutes to Victoria Park/Warden Subway. Easy drive to Gardener and Downtown. Close to Schools Shopping , Plazas etc.

Key facts

Property type
Detached, 2-Storey
MLS®
E14087352
Bedrooms
3
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
25.33 × 120 ft
Cross streets
Warden Ave/Kingston Rd.
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Brick Front
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,460 / 2025
Days on market
3
Listing brokerage
REALTY 21 INC.

Rooms

Primary BedroomSecond4.29 × 3.05 m

closet · hardwood floor · large window

KitchenMain3.66 × 2.74 m

tile floor · quartz counter

Bedroom 3Second4.28 × 3.96 m

balcony · hardwood floor

Bedroom 2Second4.28 × 3.05 m

closet · hardwood floor · 2 pc bath

Bedroom 3Second3.37 × 2.40 m

closet · hardwood floor · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$1.41Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $808/sqft; this home lists at $514/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
899kThis home1.15M1.70M1.40MThis home vs active comparables

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Wexford-Maryvale
$849K
Leaside
$2.15M
Bendale
$949K
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Dunstan Catholic School · Catholic elementary0.7 km · 73% at standard
Oakridge Junior Public School · Public elementary0.7 km · 61% at standard
Blantyre Public School · Public elementary0.8 km · 71% at standard
Samuel Hearne Public School · Public elementary0.8 km · 47% at standard
Taylor Creek Public School · Public elementary1.1 km · 41% at standard
Courcelette Public School · Public elementary1.2 km · 77% at standard
Adam Beck Junior Public School · Public elementary1.2 km · 73% at standard
Immaculate Heart of Mary Catholic School · Catholic elementary1.2 km · 71% at standard
Neil McNeil High School · Catholic secondary1.3 km · 76% at standard
Crescent Town Elementary School · Public elementary1.5 km · 68% at standard
Malvern Collegiate Institute · Public secondary1.5 km · 87% at standard
Notre Dame Catholic High School · Catholic secondary1.6 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$174KIncome needed
5.2×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,097Property tax $455Total carry $4,552

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,432Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$455
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,432

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $5,460− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,782

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY 21 INC.. MLS®/PropTx.

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