4 Moss Street, Toronto, ON

Guildwood, Toronto · MLS® E14093010

$829,900
For Sale
Just listed todayNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Short Street, Long On Charm With Just 4 Homes On The Entire Street, Moss St Has To Be One Of Toronto's Shortest Streets.
  • Tucked Away In A Quiet, Safe Enclave Of Guildwood, This Is The Kind Of Street Where The Kids Can Play Road Hockey Without Ever Yelling "CAR!" This Detached 3+1...
  • Hardwood Floors Throughout The Main Floor.
  • The Separate Entrance Also Makes An In-Law Arrangement A Great Possibility For Extended Family. 4 Moss Gets An A+ For Location! Public And High Schools Are Both...

**Short Street, Long On Charm** With Just 4 Homes On The Entire Street, Moss St Has To Be One Of Toronto's Shortest Streets. Tucked Away In A Quiet, Safe Enclave Of Guildwood, This Is The Kind Of Street Where The Kids Can Play Road Hockey Without Ever Yelling "CAR!" This Detached 3+1 Bedroom Bungalow Offers An Open Living And Dining Area. Hardwood Floors Throughout The Main Floor. Baker's Kitchen With Loads Of Cupboards And Counter Space. Whether You Love To Cook Or Just Need Somewhere To Hide All Those Kitchen Gadgets You Bought On Line. All Three Main-Floor Bedrooms Are Well Sized With Ample Closet Space. Downstairs, There's A Huge Recreation Room With A Fireplace, An Extra Bedroom And A Generously Sized Office. The Separate Entrance Also Makes An In-Law Arrangement A Great Possibility For Extended Family.** 4 Moss Gets An A+ For Location!** Public And High Schools Are Both Within Walking Distance = More Independence For The Kids And A Few Extra Minutes For You To Enjoy That Morning Coffee! The Spacious, Private Side Yard Is Your Own Little Retreat, A Peaceful Place To Unwind + Recharge. The Kids Been Asking For A Dog? With This Pet-Friendly Neighbourhood And Room To Roam You're Officially Running Out Of Excuses! A Great Home, A Wonderfully Quiet Little Street, And A Special Pocket Of Guildwood That's Easy To Call Home.

Key facts

Property type
Detached, Bungalow
MLS®
E14093010
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
50 × 111.25 ft
Cross streets
Guildwood Pkwy/Greyabbey Tr
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,630 / 2025
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Poplar Road Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Guildwood · asking prices
$1.13Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $868/sqft; this home lists at $638/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
830kThis home1.20M989k1.20MThis home vs active comparables

Neighbourhood & location

Guildwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$799K
Bendale
$900K
Rouge E11
$1.15M
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Poplar Road Junior Public School
85%
Poplar Road Junior Public SchoolPublic · Elementary · 0.9 km awayHigher-rated than most nearby · 85% meet the provincial standard
Jack Miner Senior Public SchoolEQAO results not published
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Joseph Brant Senior Public School · Public elementary1.2 km · 43% at standard
Eastview Public School · Public elementary1.2 km · 52% at standard
St Martin De Porres Catholic School · Catholic elementary1.4 km · 44% at standard
William G Miller Junior Public School · Public elementary1.7 km · 62% at standard
Galloway Road Public School · Public elementary1.8 km · 57% at standard
St Malachy Catholic School · Catholic elementary1.9 km · 73% at standard
Sir Wilfrid Laurier Collegiate Institute · Public secondary1.9 km · 68% at standard
Guildwood Junior Public School · Public elementary2.0 km · 80% at standard
West Hill Public School · Public elementary2.0 km · 60% at standard
St Margaret's Public School · Public elementary2.0 km · 57% at standard
Native Learning Centre East · Public secondary2.0 km
West Hill Collegiate Institute · Public secondary2.4 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,782/mo
$160KIncome needed
5.2×Price ÷ income
$873Weekly cost
$26,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,782Property tax $386Total carry $4,168

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,671per month

Mortgage amount $663,920 · 4.49% over 25 years

$165,980Down payment (20.0%)
$663,920Loan before insurance
$0CMHC premium
$4,057Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,671
Property tax
$386
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,057

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,073
Toronto municipal land transfer tax
$13,073
Estimated closing costs
$26,146

Plus your down payment of $165,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,443/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$437,358Total interest paid
$1,101,278Total of all payments
Principal $663,920 Interest $437,358
YearPrincipalInterestBalance
1$14,816$29,235$649,104
2$15,489$28,563$633,616
3$16,192$27,859$617,424
4$16,927$27,124$600,497
5$17,696$26,356$582,801
6$18,499$25,552$564,302
7$19,339$24,712$544,963
8$20,217$23,834$524,746
9$21,135$22,916$503,611
10$22,095$21,957$481,517
11$23,098$20,953$458,419
12$24,146$19,905$434,273
13$25,243$18,808$409,030
14$26,389$17,662$382,641
15$27,587$16,464$355,054
16$28,840$15,212$326,214
17$30,149$13,902$296,065
18$31,518$12,533$264,547
19$32,949$11,102$231,599
20$34,445$9,606$197,154
21$36,009$8,042$161,145
22$37,644$6,407$123,501
23$39,353$4,698$84,148
24$41,140$2,911$43,008
25$43,008$1,043$0

At the end of your 5-year term

Total paid over the term
$220,256
Principal paid down
$81,119
Interest paid
$139,137
Balance remaining
$582,801

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $4,630− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,534

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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