236 Virginia Avenue, Toronto, ON

Woodbine-Lumsden, Toronto · MLS® E14094048

$949,000
For Sale
Just listed todayNo offer date stated

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1+1Bedrooms
2Bathrooms
1Parking
700-1100Sq ft

About this home

In short

  • Discover this beautifully renovated 1+1 bedroom, 2 bathroom bungalow in sought-after Woodbine-Lumsden, where thoughtful design, timeless finishes and inviting...
  • The bright main floor features natural light from multiple exposures, beautiful white oak flooring and thoughtfully selected window coverings, including an electric...
  • The private backyard is a standout feature, with mature leafy trees, stonework, pea gravel, space for outdoor entertaining, BBQ and smoker, and a private hot tub.
  • A distinctive, thoughtfully renovated home offering style, flexibility and a private outdoor retreat in an established East Toronto neighbourhood.

A Little Unexpected. A Lot Extraordinary. Discover this beautifully renovated 1+1 bedroom, 2 bathroom bungalow in sought-after Woodbine-Lumsden, where thoughtful design, timeless finishes and inviting indoor-outdoor living come together. The bright main floor features natural light from multiple exposures, beautiful white oak flooring and thoughtfully selected window coverings, including an electric blind on the main window. The stylish, finished kitchen is ready to enjoy, whether for everyday meals or entertaining. The spacious primary bedroom accommodates a king-size bed, offers generous closet space and features a walkout to a sunny deck. The private backyard is a standout feature, with mature leafy trees, stonework, pea gravel, space for outdoor entertaining, BBQ and smoker, and a private hot tub. A peaceful setting to relax or gather with family and friends. The lower level offers a versatile additional room suitable for a variety of uses, a four-piece bathroom with a separate Jacuzzi tub, a dedicated laundry room and generous pantry and storage space. A newly replaced storm window is another thoughtful update. Enjoy the covered front porch, ideal for morning coffee or unwinding at the end of the day. Ideally located near Taylor Creek Park and Stan Wadlow Park, with nearby shops, restaurants and curling, plus convenient access to the DVP. A distinctive, thoughtfully renovated home offering style, flexibility and a private outdoor retreat in an established East Toronto neighbourhood.

Key facts

Property type
Detached, Bungalow
MLS®
E14094048
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
24.6 × 104 ft
Cross streets
Woodbine & Cosburn
Parking
1 parking
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,282 / 2026
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

Primary BedroomGround2.90 × 6.01 m

hardwood floor · closet · w/o to sundeck

LaundryLower1.71 × 2.19 m

ceramic floor · laundry sink

Living RoomGround5.05 × 4.85 m

hardwood floor · picture window

Dining RoomGround2.31 × 2.91 m

hardwood floor · b/i shelves · window

BathroomLower2.13 × 3.13 m

ceramic floor · 4 pc bath · soaking tub

Bedroom 2Lower5.05 × 5.51 m

laminate · b/i desk · window

PantryLower1.71 × 1.52 m

Laminate

KitchenGround2.74 × 3.28 m

hardwood floor · quartz counter · window

BathroomGround1.46 × 2.14 m

ceramic floor · 3 pc bath · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Parkside Elementary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Woodbine-Lumsden, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Parkside Elementary School
75%
Parkside Elementary SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 75% meet the provincial standard
William J McCordic SchoolEQAO results not published
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
D A Morrison Middle School · Public elementary0.3 km · 79% at standard
East York Alternative Secondary School · Public secondary0.9 km
Presteign Heights Elementary School · Public elementary1.0 km · 91% at standard
St Brigid Catholic School · Catholic elementary1.1 km · 76% at standard
East York Collegiate Institute · Public secondary1.1 km · 64% at standard
Gledhill Junior Public School · Public elementary1.1 km · 76% at standard
Secord Elementary School · Public elementary1.2 km · 61% at standard
R H McGregor Elementary School · Public elementary1.2 km · 68% at standard
Earl Beatty Junior and Senior Public School · Public elementary1.3 km · 87% at standard
Cosburn Middle School · Public elementary1.3 km · 68% at standard
George Webster Elementary School · Public elementary1.4 km · 58% at standard
Diefenbaker Elementary School · Public elementary1.4 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,325/mo
$179KIncome needed
5.3×Price ÷ income
$998Weekly cost
$30,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,325Property tax $357Total carry $4,682

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,198per month

Mortgage amount $759,200 · 4.49% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,555Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,198
Property tax
$357
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,555

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Toronto municipal land transfer tax
$15,455
Estimated closing costs
$30,910

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,081/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,124Total interest paid
$1,259,324Total of all payments
Principal $759,200 Interest $500,124
YearPrincipalInterestBalance
1$16,942$33,431$742,258
2$17,711$32,662$724,547
3$18,516$31,857$706,031
4$19,356$31,017$686,675
5$20,235$30,138$666,440
6$21,154$29,219$645,286
7$22,114$28,259$623,172
8$23,118$27,255$600,053
9$24,168$26,205$575,885
10$25,265$25,108$550,620
11$26,412$23,960$524,208
12$27,612$22,761$496,596
13$28,865$21,508$467,730
14$30,176$20,197$437,554
15$31,546$18,827$406,008
16$32,978$17,395$373,030
17$34,476$15,897$338,554
18$36,041$14,332$302,513
19$37,678$12,695$264,836
20$39,388$10,985$225,447
21$41,177$9,196$184,271
22$43,046$7,327$141,224
23$45,001$5,372$96,224
24$47,044$3,329$49,180
25$49,180$1,193$0

At the end of your 5-year term

Total paid over the term
$251,865
Principal paid down
$92,760
Interest paid
$159,105
Balance remaining
$666,440

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $4,282− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,804

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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