124 Bathgate Drive, Toronto, ON

Centennial Scarborough, Toronto · MLS® E14094128

$1,375,000
For Sale
Just listed todayNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 2:16 p.m.. Price and status may have changed since; refresh in a minute for the live version.

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4+3Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Experience 2,690 square feet of luxury living in this exceptional, sun-drenched family home.
  • Designed with ultimate versatility in mind, the expansive 4-bedroom plus den/library above-ground layout could be used as a 5th bedroom on the main level, making it...
  • The heart of the home boasts a bright, open-concept layout highlighted by a beautifully updated kitchen and a cozy family room-both offering seamless indoor-outdoor...
  • The lower level offers incredible value with a completely private 3-bedroom in-law suite featuring its own separate entrance and laundry.

Experience 2,690 square feet of luxury living in this exceptional, sun-drenched family home. Designed with ultimate versatility in mind, the expansive 4-bedroom plus den/library above-ground layout could be used as a 5th bedroom on the main level, making it perfect for multi-generational living. The heart of the home boasts a bright, open-concept layout highlighted by a beautifully updated kitchen and a cozy family room-both offering seamless indoor-outdoor flow with dual walkouts to the backyard. Stylish upgraded flooring and modern pot lighting throughout create a warm and sophisticated ambiance. The lower level offers incredible value with a completely private 3-bedroom in-law suite featuring its own separate entrance and laundry. Nestled in a highly sought-after, family-friendly neighbourhood on a picture-perfect, leafy, tree-lined street, this property truly has it all.

Key facts

Property type
Detached, 2-Storey
MLS®
E14094128
Bedrooms
4+3 (7 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
55.08 × 121.63 ft
Cross streets
Meadowvale and Lawson
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Apartment, Separate Entrance
Kitchens
4 (3 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,631 / 2026
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Family RoomGround5.20 × 4.30 m

fireplace · w/o to yard

Primary BedroomSecond5.30 × 4.30 m

4 pc ensuite · his and hers closets

KitchenGround6.10 × 3.40 m

centre island · renovated · w/o to yard

BedroomBasement3.05 × 2.80 m

Closet

BedroomBasement3.05 × 9.30 m

Closet

KitchenBasement4.50 × 3.80 m

combined w/sitting · combined w/laundry

Bedroom 4Second3.80 × 3.40 m

Closet

BedroomBasement
DenGround4.30 × 4.00 m
Bedroom 3Second5.50 × 4.30 m

Closet

BedroomBasement3.35 × 2.87 m
Living RoomGround5.10 × 4.00 m

pot lights · combined w/dining

Bedroom 2Second4.50 × 4.40 m

His and Hers Closets

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Centennial Scarborough, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charlottetown Junior Public School
68%
Charlottetown Junior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 68% meet the provincial standard
Joseph Howe Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Centennial Road Junior Public School · Public elementary0.6 km · 71% at standard
St Malachy Catholic School · Catholic elementary1.6 km · 73% at standard
William G Davis Junior Public School · Public elementary1.6 km · 88% at standard
Meadowvale Public School · Public elementary1.7 km · 81% at standard
William G Miller Junior Public School · Public elementary1.8 km · 62% at standard
St Dominic Savio Catholic School · Catholic elementary1.8 km · 70% at standard
Rouge Valley Public School · Public elementary1.9 km · 73% at standard
Highland Creek Public School · Public elementary2.0 km · 53% at standard
Cardinal Leger Catholic School · Catholic elementary2.1 km · 78% at standard
West Rouge Junior Public School · Public elementary2.2 km · 71% at standard
Morrish Public School · Public elementary2.4 km · 82% at standard
Chief Dan George Public School · Public elementary2.4 km · 60% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,267/mo
$259KIncome needed
5.3×Price ÷ income
$1,446Weekly cost
$47,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,267Property tax $553Total carry $6,819

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,082per month

Mortgage amount $1,100,000 · 4.49% over 25 years

$275,000Down payment (20.0%)
$1,100,000Loan before insurance
$0CMHC premium
$6,635Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,082
Property tax
$553
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,635

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,975
Toronto municipal land transfer tax
$23,975
Estimated closing costs
$47,950

Plus your down payment of $275,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,361/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$724,627Total interest paid
$1,824,627Total of all payments
Principal $1,100,000 Interest $724,627
YearPrincipalInterestBalance
1$24,547$48,438$1,075,453
2$25,662$47,323$1,049,791
3$26,827$46,158$1,022,964
4$28,045$44,940$994,919
5$29,318$43,667$965,600
6$30,650$42,335$934,951
7$32,041$40,944$902,909
8$33,496$39,489$869,413
9$35,017$37,968$834,397
10$36,607$36,378$797,790
11$38,269$34,716$759,521
12$40,006$32,979$719,515
13$41,823$31,162$677,692
14$43,722$29,263$633,970
15$45,707$27,278$588,263
16$47,782$25,203$540,481
17$49,952$23,033$490,529
18$52,220$20,765$438,309
19$54,591$18,394$383,718
20$57,069$15,916$326,649
21$59,661$13,325$266,989
22$62,369$10,616$204,619
23$65,201$7,784$139,418
24$68,162$4,823$71,256
25$71,256$1,729$0

At the end of your 5-year term

Total paid over the term
$364,925
Principal paid down
$134,400
Interest paid
$230,526
Balance remaining
$965,600

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $6,631− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,039

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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