74 East Lynn Avenue, Toronto, ON

East End-Danforth, Toronto · MLS® E14096598

$699,000
For Sale
Just listed todayNo offer date stated
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2+1Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Light filled home on sought after East Lynn Ave.
  • This charming semi offers an open concept main floor with separate entrance to basement.
  • Fully finished basement features second kitchen, 3pc bathroom & extra bedroom great for when relatives and friends visit.
  • Perfect blank canvas to create a spacious primary retreat, or replace the middle bedroom to turn back into a 3 Bedroom home.
  • Located steps to shopping, restaurants, transit, East Lynn park, Merrill Bridge Dog park, great schools & more.

Opportunity Knocks!! Light filled home on sought after East Lynn Ave! This charming semi offers an open concept main floor with separate entrance to basement. Fully finished basement features second kitchen, 3pc bathroom & extra bedroom great for when relatives and friends visit. The second floor was previously a three bedroom layout, but walls for middle bedroom were removed to make larger primary space. Perfect blank canvas to create a spacious primary retreat, or replace the middle bedroom to turn back into a 3 Bedroom home. 2nd bedroom features walkout to deck overlooking backyard & park. Enjoy a glass of wine on the front porch or in the spacious private back yard. Located steps to shopping, restaurants, transit, East Lynn park, Merrill Bridge Dog park, great schools & more. Fantastic opportunity to create your dream home in a vibrant family friendly neighbourhood!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E14096598
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
15.33 × 130 ft
Cross streets
Danforth & Woodbine
Parking
0 parking
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
None
Exterior
Brick, Cedar
Foundation
Brick
Roof
Flat, Shingles
Sewer
Sewer
Property tax
$5,256 / 2026
Listing brokerage
ROYAL LEPAGE URBAN REALTY

Rooms

BathroomSecond2.39 × 1.83 m

3 pc bath · stone floor

Utility RoomBasement2.44 × 1.22 m
BedroomBasement3.81 × 3.51 m

broadloom · window · closet

BedroomSecond4.06 × 2.90 m

large closet · b/i shelves · w/o to deck

Media RoomBasement3.81 × 3.63 m

Broadloom

KitchenMain3.76 × 3.51 m

combined w/dining · open concept · centre island

Primary BedroomSecond7.67 × 4.06 m

large window · large closet · open concept

Living RoomMain3.96 × 3.35 m

combined w/dining · large window · laminate

Dining RoomMain4.50 × 3.07 m

combined w/living · open concept · leaded glass

KitchenBasement3.84 × 2.69 m

ceramic floor · window

FoyerMain1.93 × 1.88 m

walk-out · overlooks backyard

BathroomBasement1.78 × 1.42 m

3 pc bath · tile floor · b/i vanity

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Earl Haig Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

East End-Danforth, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Earl Haig Public School
62%
Earl Haig Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 62% meet the provincial standard
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Earl Beatty Junior and Senior Public School · Public elementary0.6 km · 87% at standard
Gledhill Junior Public School · Public elementary0.6 km · 76% at standard
Bowmore Road Junior and Senior Public School · Public elementary0.7 km · 64% at standard
Monarch Park Collegiate Institute · Public secondary0.9 km · 79% at standard
Norway Junior Public School · Public elementary1.0 km · 85% at standard
St Patrick Catholic Secondary School · Catholic secondary1.2 km · 76% at standard
R H McGregor Elementary School · Public elementary1.2 km · 68% at standard
Beaches Alternative Junior School · Public elementary1.3 km
Kimberley Junior Public School · Public elementary1.3 km · 82% at standard
Roden Public School · Public elementary1.3 km · 65% at standard
Greenwood Secondary School · Public secondary1.3 km · 17% at standard
D A Morrison Middle School · Public elementary1.3 km · 79% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,186/mo
$140KIncome needed
5.0×Price ÷ income
$735Weekly cost
$20,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,186Property tax $438Total carry $3,624

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,530Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$438
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,530

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,256− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,908

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE URBAN REALTY. MLS®/PropTx.

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