91 Lucas Street, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N12838238
About this home
In short
- Rare opportunity to Own a charming and well-maintained 3-bedroom bungalow in the heart of Richmond Hill's highly sought-after Mill Pond community.
- Situated on a premium 60-ft lot, this home offers bright and spacious living and dining areas with large picture windows and fireplace, an updated eat-in kitchen with...
- Includes 2 parking space and private in-suite laundry for added convenience.
- Exceptional location at Yonge & Major Mackenzie - steps to Yonge Street transit (including GO and local bus routes), Hillcrest Mall, Richmond Hill Centre for the...
Rare opportunity to Own a charming and well-maintained 3-bedroom bungalow in the heart of Richmond Hill's highly sought-after Mill Pond community. Situated on a premium 60-ft lot, this home offers bright and spacious living and dining areas with large picture windows and fireplace, an updated eat-in kitchen with granite counters, and walk-out to an 18' x 10' sundeck overlooking a beautifully landscaped backyard - a true gardener's paradise. Main floor family/great room plus study/den provide flexible space ideal for families or working from home. Includes 2 parking space and private in-suite laundry for added convenience. Exceptional location at Yonge & Major Mackenzie - steps to Yonge Street transit (including GO and local bus routes), Hillcrest Mall, Richmond Hill Centre for the Performing Arts, grocery stores, restaurants, banks, medical clinics, hospital, parks, schools, and Mill Pond. A rare lease opportunity in a prime central neighbourhood.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N12838238
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 60 × 135 ft
- Cross streets
- Yonge St. And Wright St.
- Parking
- 1 garage · 5 parking (built-in)
- Driveway
- Private
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,311 / 2025
- Days on market
- 230
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
granite counters · eat-in kitchen · w/o to sundeck
picture window · brick fireplace · pot lights
broadloom · open concept
picture window · fireplace · pot lights
pot lights · broadloom
wainscoting · french doors · pot lights
picture window · closet · pot lights
broadloom · overlooks garden · b/i shelves
south view · double closet · pot lights
picture window · double closet · pot lights
b/i shelves · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $878/sqft; this home lists at $850/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Mill Pond, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,190,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,582
- Property tax
- $526
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,108
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,235
- Estimated closing costs
- $26,235
Plus your down payment of $297,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $394,916
- Principal paid down
- $145,445
- Interest paid
- $249,471
- Balance remaining
- $1,044,955
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.