190 Torrey Pines Road, Vaughan, ON

Kleinburg, Vaughan · MLS® N12870576

$1,998,000
For Sale
Listed 219 days agoNo offer date statedSitting longer than typical
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4+3Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Welcome to your dream home at 190 Torrey Pines Rd.
  • Spectacular 2-storey detached house on a corner lot with an exquisite design and luxurious finishes.
  • 20 ft Cathedral ceiling in the main floor living room, adorned with tasteful crown moulding and abundant natural light.
  • Master ensuite has a 6 pc bathroom with double sinks, tub and separate shower.
  • Fully finished basement, featuring a separate entrance, perfect for multigenerational living or inlaw suite.

Welcome to your dream home at 190 Torrey Pines Rd. Spectacular 2-storey detached house on a corner lot with an exquisite design and luxurious finishes. 20 ft Cathedral ceiling in the main floor living room, adorned with tasteful crown moulding and abundant natural light. New quartz countertops and hardwood floors throughout. Features interior and exterior potlights. Gorgeous eat-in kitchen with top-of-the-line stainless steel appliances, including a Sub-Zero fridge, Wolf gas stove, built-in oven, and microwave. Enjoy effortless entertaining as you walk out to your beautiful backyard from the kitchen. Every bedroom boasts a walk-in closet and its own ensuite bathroom, offering privacy and comfort. Master ensuite has a 6 pc bathroom with double sinks, tub and separate shower. Fully finished basement, featuring a separate entrance, perfect for multigenerational living or inlaw suite. Upgraded kitchen, quartz island, and brand new fridge and stove plus 3 additional bedrooms.. Great neighbourhood located near parks, restaurants, major Hwys and all amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N12870576
Bedrooms
4+3 (7 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
49.18 × 97.93 ft
Cross streets
Major Mackenzie/ Highway 27
Parking
2 garage · 6 parking (built-in)
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle, Fibreglass Shingle
Sewer
Sewer
Property tax
$7,364 / 2025
Days on market
219
Listing brokerage
EXP REALTY

Rooms

Primary BedroomSecond4.84 × 4.23 m

6 pc ensuite · his and hers closets · crown moulding

OtherSecond3.33 × 2.67 m

open concept · combined w/primary

Dining RoomMain4.30 × 3.45 m

hardwood floor · crown moulding · formal rm

Living RoomMain4.30 × 2.99 m

hardwood floor · cathedral ceiling(s) · window

Bedroom 2Second3.59 × 3.63 m

semi ensuite · hardwood floor · walk-in closet(s)

Bedroom 4Second4.24 × 3.96 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 3Second4.30 × 3.30 m

semi ensuite · hardwood floor · walk-in closet(s)

Great RoomBasement0.00 × 0.00 m

combined w/kitchen · open concept

KitchenMain5.73 × 4.40 m

centre island · stainless steel appl · w/o to yard

OfficeMain3.03 × 2.49 m

hardwood floor · window · crown moulding

LaundryMain0.00 × 0.00 m
Family RoomMain4.84 × 4.27 m

fireplace · open concept · hardwood floor

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.90Mlikely sale price

Listed at $1,998,000. Going by how homes in Kleinburg have actually closed against their asking prices (about 95%, 41 local closings in 90 days), the likely sale price is near $1.90M, if it sells. A realistic range is $1.78M to $2.14M.

Independent value check: $1.74M. Without looking at the asking price, our model values the home itself about 13% below the ask (homes like it typically land between $1.63M and $1.82M).

Why $1.74M. The typical detached home sold in Kleinburg over the past year went for about $1.72M (151 sales). What sets this one apart:

  • ▲ Raises itIt is 3,500 to 5,000 sq ft; the typical home sold here is 3,000 to 3,500.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightly4+3 bedrooms and 5 baths, against 4+1 and 4 typically.

Longer on the market than typical. 219 days on the market against about 45 for homes like it here, and asking 15% above where comparable closings put it.

List price
$1.78MBelow recent closings$2.14MAbove recent closings

Total price vs nearby homes. Likely closing about $1.90M, from 41 recent closings in this pocket.

The market behind the math:

41sold nearby · 90 days
$1.86Mmedian sold price
93%of asking, on average
+5%prices vs a year ago
~32 dayshomes like this take to sell
219days on market so far
$6,196/moest. rent · 29 leases
3.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 17 detached homes for sale in the area against 41 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $470/sqft against an area asking average of $713/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Separate-entrance basement apartment features. A finished 3 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Kleinburg: 26 of the 172 detached leases here lately were basement units, around $2,050 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Vaughan.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 41 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.81M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($470/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 41 comparable homes that sold in Kleinburg over the past two years, from 277 closings there.

What sellers nearby are askingCurrently listed nearby in Kleinburg · asking prices
$5.00Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.74M, which is where my estimate comes from.

Per square foot, these ask about $1,000/sqft; this home lists at $470/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.00MThis home2.86M5.65M6.49MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Kleinburg: $1.99M in September 2026, up 10% from a year ago, on 151 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.69M13
November 2025$1.74M9
December 2025$1.81M6
January 2026$1.69M8
February 2026$1.61M11
March 2026$1.68M13
April 2026$1.60M12
May 2026$1.71M13
June 2026$1.68M15
July 2026$1.65M18
August 2026$2.05M15
September 2026$1.99M18

Neighbourhood & location

Kleinburg, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sonoma Heights
$1.47M
Islington Woods
$1.99M
West Woodbridge
$1.53M
Vellore Village
$1.63M
East Woodbridge
$1.51M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,106/mo
$368KIncome needed
5.4×Price ÷ income
$2,101Weekly cost
$36,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $9,106Property tax $614Total carry $9,720

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,838per month

Mortgage amount $1,598,400 · 4.49% over 25 years

$399,600Down payment (20.0%)
$1,598,400Loan before insurance
$0CMHC premium
$9,451Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,838
Property tax
$614
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,451

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,435
Estimated closing costs
$36,435

Plus your down payment of $399,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,697/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,052,948Total interest paid
$2,651,348Total of all payments
Principal $1,598,400 Interest $1,052,948
YearPrincipalInterestBalance
1$35,669$70,384$1,562,731
2$37,289$68,765$1,525,441
3$38,982$67,072$1,486,459
4$40,752$65,302$1,445,707
5$42,602$63,452$1,403,105
6$44,537$61,517$1,358,568
7$46,559$59,495$1,312,010
8$48,673$57,381$1,263,337
9$50,883$55,171$1,212,454
10$53,193$52,861$1,159,261
11$55,608$50,446$1,103,653
12$58,133$47,921$1,045,520
13$60,772$45,281$984,748
14$63,532$42,522$921,216
15$66,416$39,638$854,799
16$69,432$36,622$785,368
17$72,584$33,470$712,783
18$75,880$30,174$636,903
19$79,325$26,729$557,578
20$82,927$23,127$474,651
21$86,692$19,362$387,959
22$90,628$15,426$297,330
23$94,743$11,311$202,587
24$99,045$7,009$103,542
25$103,542$2,512$0

At the end of your 5-year term

Total paid over the term
$530,270
Principal paid down
$195,295
Interest paid
$334,975
Balance remaining
$1,403,105

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 29 whole-home leases in Kleinburg$6,196/mo
$74,352Gross annual rent
2.9%Cap rate after taxes and upkeep
$5,353 to $6,719Typical rent range
~33 daysTo find a tenant, on average

The suite is real income here: basements rent in Kleinburg (26 of 172 recent detached leases were basement units, around $2,050 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,050 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 29 whole-home leases in Kleinburg signed at a median of $6,072 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,196. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $7,364− Insurance $1,400− Vacancy & upkeep $8,179Net operating income $57,410

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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