109 Woodriver Bend, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N12924028

$4,500,000
For Sale
Listed 207 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
3Bathrooms
2Garage · 12 parking
2500-3000Sq ft

About this home

In short

  • Tranquil riverfront living just a short boat ride from Lake Simcoe awaits on this stunning estate, surrounded by mature trees and tall hedges for ultimate privacy.
  • Recently renovated, this custom stone and stucco home features 3 levels with 3 + 2 bedrooms, 5 bathrooms, a home office, and soaring vaulted ceilings with skylights...
  • Enjoy the newly renovated 2-storey boathouse, a 600 sq. ft. dock, and beautifully landscaped perennial gardens-perfect for relaxing or entertaining.
  • Recently renovated, this custom stone and wood home features 3 levels with 4+1 bedrooms, 3 bathrooms, a home office, and soaring vaulted ceilings with skylights that...
  • Enjoy the newly built 2-storey boathouse, a 600 sq. ft. dock, and beautifully landscaped perennial gardens-perfect for relaxing or entertaining.

Tranquil riverfront living just a short boat ride from Lake Simcoe awaits on this stunning estate, surrounded by mature trees and tall hedges for ultimate privacy. Recently renovated, this custom stone and stucco home features 3 levels with 3 + 2 bedrooms, 5 bathrooms, a home office, and soaring vaulted ceilings with skylights that highlight the open-concept layout . Enjoy the newly renovated 2-storey boathouse, a 600 sq. ft. dock, and beautifully landscaped perennial gardens-perfect for relaxing or entertaining. Located close to the 17th green of the prestigious Briars Country Club, this property offers the perfect blend of elegance, modern upgrades, and serene waterfront living.Tranquil riverfront living just a short boat ride from Lake Simcoe awaits on this stunning 1.1-acre estate, surrounded by mature trees and tall hedges for ultimate privacy. Recently renovated, this custom stone and wood home features 3 levels with 4+1 bedrooms, 3 bathrooms, a home office, and soaring vaulted ceilings with skylights that highlight the open-concept layout.Enjoy the newly built 2-storey boathouse, a 600 sq. ft. dock, and beautifully landscaped perennial gardens-perfect for relaxing or entertaining. Located close to the 17th green of the prestigious Briars Country Club, this property offers the perfect blend of elegance, modern upgrades, and serene waterfront living.

Key facts

Property type
Detached, 2-Storey
MLS®
N12924028
Bedrooms
4+1 (5 total)
Bathrooms
3
Size
2500-3000 sq ft
Lot
89.3 × 605 ft
Cross streets
Golfview Cres & Woodriver Bend
Parking
2 garage · 12 parking (built-in)
Driveway
Circular Drive
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Wood
Foundation
Poured Concrete
Roof
Fibreglass Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$8,630 / 2025
Days on market
207
Listing brokerage
QUEENSWAY REAL ESTATE BROKERAGE INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$928kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $337/sqft; this home lists at $1,636/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
4.50MThis home949k935k900kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$20,510/mo
$800KIncome needed
5.6×Price ÷ income
$4,733Weekly cost
$98,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $20,510Property tax $719Total carry $21,229

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$19,905per month

Mortgage amount $3,600,000 · 4.49% over 25 years

$900,000Down payment (20.0%)
$3,600,000Loan before insurance
$0CMHC premium
$20,624Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$19,905
Property tax
$719
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$20,624

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$98,975
Estimated closing costs
$98,975

Plus your down payment of $900,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$24,092/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,371,505Total interest paid
$5,971,505Total of all payments
Principal $3,600,000 Interest $2,371,505
YearPrincipalInterestBalance
1$80,337$158,524$3,519,663
2$83,984$154,876$3,435,679
3$87,798$151,063$3,347,882
4$91,784$147,076$3,256,098
5$95,951$142,909$3,160,146
6$100,308$138,552$3,059,839
7$104,862$133,998$2,954,977
8$109,623$129,237$2,845,353
9$114,601$124,260$2,730,753
10$119,804$119,056$2,610,949
11$125,244$113,617$2,485,705
12$130,930$107,930$2,354,775
13$136,875$101,985$2,217,900
14$143,090$95,771$2,074,810
15$149,586$89,274$1,925,224
16$156,378$82,482$1,768,846
17$163,478$75,382$1,605,367
18$170,901$67,959$1,434,466
19$178,661$60,200$1,255,806
20$186,772$52,088$1,069,033
21$195,253$43,608$873,781
22$204,118$34,742$669,663
23$213,386$25,474$456,277
24$223,074$15,786$233,203
25$233,203$5,657$0

At the end of your 5-year term

Total paid over the term
$1,194,301
Principal paid down
$439,854
Interest paid
$754,448
Balance remaining
$3,160,146

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $8,630− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,040

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of QUEENSWAY REAL ESTATE BROKERAGE INC.. MLS®/PropTx.

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