180-182 Church Street, Richmond Hill, ON
Harding, Richmond Hill · MLS® N12947970
About this home
In short
- Attention Builders, Developers, Investors & End Users.
- Exceptional Opportunity in the Heart of Richmond Hill! Rare offering of two prime adjacent parcels at 180 & 182 Church St S, totaling approximately 100 x 150 ft...
- The property is currently improved with two well-maintained, renovated, and income-generating detached homes, offering immediate holding value. Strategically located...
- Close proximity to major highways, Elgin Barrow Arena and Central Branch (Richmond Hill Public Library) further enhances its appeal. Surrounded by active and proposed...
- Potential for further land assembly to unlock even greater density. 180 & 182 Church St S must be purchased together. A rare chance to secure a premier development...
Attention Builders, Developers, Investors & End Users! Exceptional Opportunity in the Heart of Richmond Hill! ***Rare offering of two prime adjacent parcels at 180 & 182 Church St S, totaling approximately 100 x 150 ft (15,000 sq ft), ideally positioned within the sought-after Village Local Centre along the Yonge St corridor-an area designated for significant intensification under the City's Official Plan. ***This high-potential development site comes with completed pre-submission studies and engineering, with a proposed 11-13 storey mid-to-high-rise residential project. The property is currently improved with two well-maintained, renovated, and income-generating detached homes, offering immediate holding value. ***Strategically located just steps to Yonge Street, transit, shopping, restaurants, top-ranking schools, medical services, and all essential amenities. Close proximity to major highways, Elgin Barrow Arena and Central Branch (Richmond Hill Public Library) further enhances its appeal. ***Surrounded by active and proposed developments-including a nearby 21-storey mixed-use project-this site is ideally positioned for future growth. Potential for further land assembly to unlock even greater density. ***180 & 182 Church St S must be purchased together. ***A rare chance to secure a premier development site in one of Richmond Hill's fastest-growing urban corridors-don't miss this outstanding investment opportunity!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N12947970
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 2
- Size
- 2000-2500 sq ft
- Lot
- 100.82 × 151 ft
- Cross streets
- Yonge St / Major Mackenzie Dr E
- Parking
- 1 garage · 11 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,021 / 2025
- Days on market
- 201
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $617/sqft; this home lists at $2,213/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Harding, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $3,984,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $22,028
- Property tax
- $1,002
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $23,030
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $110,975
- Estimated closing costs
- $110,975
Plus your down payment of $996,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,321,693
- Principal paid down
- $486,771
- Interest paid
- $834,922
- Balance remaining
- $3,497,229
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.