1202-20 Harding Boulevard, Richmond Hill, ON
North Richvale, Richmond Hill · MLS® N13073358
About this home
In short
- This fabulous 2-bedroom + solarium penthouse suite features an approx.
- 900 sq. ft. private terrace-an open, exclusive space perfect for family gatherings.
- The building offers a true hotel-like experience, with amenities designed to enhance your lifestyle: 24-hour gatehouse security, fitness centre, indoor pool, squash...
This fabulous 2-bedroom + solarium penthouse suite features an approx. 900 sq. ft. private terrace-an open, exclusive space perfect for family gatherings. The building offers a true hotel-like experience, with amenities designed to enhance your lifestyle: 24-hour gatehouse security, fitness centre, indoor pool, squash courts, and a party room. Enjoy easy access to major highways and public transit.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13073358
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Major Mac and Yonge
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,102/mo
- Exposure
- South East
- Property tax
- $1,599 / 2026
- Days on market
- 170
- Listing brokerage
- WINPAX REALTY INC.
Rooms
B/I Dishwasher
Combined w/Living
combined w/dining · w/o to balcony
Listed at $870,000. Going by how homes in North Richvale and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $845K, if it sells. A realistic range is $796K to $914K.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Longer on the market than typical. 170 days on the market against about 30 for homes like it here, and asking 72% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $845K, from 10 recent closings in this pocket.
The market behind the math:
About 6.9 months of inventory: 23 condo apartment homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $669/sqft against an area asking average of $535/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $607K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Based on 10 comparable homes that sold in North Richvale over the past two years, from 119 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $571/sqft; this home lists at $669/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesSold price trend
Median sold price for condos in Richmond Hill: $547K in September 2026, down 3% from a year ago, on 405 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $535K | 35 |
| November 2025 | $546K | 36 |
| December 2025 | $540K | 21 |
| January 2026 | $510K | 17 |
| February 2026 | $580K | 29 |
| March 2026 | $595K | 33 |
| April 2026 | $535K | 47 |
| May 2026 | $550K | 43 |
| June 2026 | $510K | 40 |
| July 2026 | $560K | 33 |
| August 2026 | $500K | 39 |
| September 2026 | $547K | 32 |
Neighbourhood & location
North Richvale, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $696,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,848
- Property tax
- $133
- Condo / maintenance fees
- $1,102
- Heating
- $0
- Estimated monthly cost
- $5,084
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,875
- Estimated closing costs
- $13,875
Plus your down payment of $174,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,898
- Principal paid down
- $85,038
- Interest paid
- $145,860
- Balance remaining
- $610,962
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 60 whole-home leases in North Richvale signed at a median of $3,205 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,427. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of WINPAX REALTY INC.. MLS®/PropTx.