168 Willow Lane, Newmarket, ON

Bristol-London, Newmarket · MLS® N13076092

$1,099,000
For Sale
Listed 169 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Bright, Lovely 4+2 Family Home Located In A Well-Established Community, Offers Many Updates Including Kitchen With Quartz Countertop And S.S.
  • Appliances, Hardwood Flooring Throughout Main And 2nd Floors, Custom Bay Window With Window Seat, Oak Staircases Up & Down, Pot Lights, Built-In Shelving, Newer 3Pc...
  • Walk To Parks, Good Schools, Go Transit, Main St.

Bright, Lovely 4+2 Family Home Located In A Well-Established Community, Offers Many Updates Including Kitchen With Quartz Countertop And S.S. Appliances, Hardwood Flooring Throughout Main And 2nd Floors, Custom Bay Window With Window Seat, Oak Staircases Up & Down, Pot Lights, Built-In Shelving, Newer 3Pc Ensuite In Primary Bedroom. Walk To Parks, Good Schools, Go Transit, Main St. Shops & Upper Canada Mall. Mins To Hwy 404.

Key facts

Property type
Detached, 2-Storey
MLS®
N13076092
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
62.22 × 91.13 ft
Cross streets
Yonge/London
Parking
2 garage · 6 parking (attached)
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,439 / 2025
Days on market
169
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

Bedroom 2Second3.92 × 3.64 m

closet · hardwood floor

Bedroom 4Second2.98 × 2.73 m

closet · hardwood floor

Living RoomMain4.47 × 3.34 m

overlooks frontyard · combined w/dining · hardwood floor

BreakfastMain3.67 × 2.56 m

bay window · w/o to deck · ceramic floor

KitchenMain6.02 × 3.60 m

quartz counter · stainless steel appl · ceramic floor

OfficeBasement3.56 × 3.24 m

Laminate

Exercise RoomBasement3.55 × 3.20 m
Primary BedroomSecond6.05 × 3.55 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Dining RoomMain3.34 × 4.47 m

large window · combined w/living · hardwood floor

Family RoomMain5.11 × 3.33 m

fireplace · sunken room · hardwood floor

RecreationBasement7.12 × 4.14 m

b/i shelves · pot lights · laminate

OfficeBasement3.00 × 3.00 m

Laminate

Bedroom 3Second3.92 × 3.76 m

closet · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Bristol-London · asking prices
$1.15Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $512/sqft; this home lists at $488/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.10MThis home1.10M1.12M1.24MThis home vs active comparables

Neighbourhood & location

Bristol-London, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central Newmarket
$1.04M
Woodland Hill
$1.17M
Gorham-College Manor
$1.04M
Huron Heights-Leslie Valley
$1.09M
Glenway Estates
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,009/mo
$209KIncome needed
5.3×Price ÷ income
$1,156Weekly cost
$18,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,009Property tax $453Total carry $5,462

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,861per month

Mortgage amount $879,200 · 4.49% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$5,314Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,861
Property tax
$453
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,314

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Estimated closing costs
$18,455

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,884/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,174Total interest paid
$1,458,374Total of all payments
Principal $879,200 Interest $579,174
YearPrincipalInterestBalance
1$19,620$38,715$859,580
2$20,511$37,824$839,069
3$21,442$36,893$817,627
4$22,416$35,919$795,211
5$23,433$34,902$771,778
6$24,497$33,838$747,281
7$25,610$32,725$721,671
8$26,772$31,563$694,898
9$27,988$30,347$666,910
10$29,259$29,076$637,652
11$30,587$27,748$607,064
12$31,976$26,359$575,088
13$33,428$24,907$541,660
14$34,946$23,389$506,715
15$36,532$21,803$470,182
16$38,191$20,144$431,991
17$39,925$18,410$392,066
18$41,738$16,597$350,329
19$43,633$14,702$306,696
20$45,614$12,721$261,082
21$47,685$10,650$213,397
22$49,850$8,485$163,547
23$52,114$6,221$111,433
24$54,480$3,855$56,953
25$56,953$1,382$0

At the end of your 5-year term

Total paid over the term
$291,675
Principal paid down
$107,422
Interest paid
$184,253
Balance remaining
$771,778

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $5,439− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,017

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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