26 Lot 26 Virginia Boulevard, Georgina, ON
Virginia, Georgina · MLS® N13078986
About this home
Discover the perfect canvas for your custom home, or prefab home, including Viceroy-style home, on this cleared building lot, measuring 75x209 feet deep. Ideally situated just a short distance from the shores of LAKE SIMCOE, this property offers the best of relaxed lakeside living, with everyday convenience. enjoy close proximity to the lake, parks, marina and restaurant. Whether you love fishing, boating, kitesurfing, or simply taking in the natural surroundings, this area has it all! In the winter months, take advantage of ice fishing and snowmobiling right at your doorstep. The lot is partially prepared for your build with well and septic already roughed in- saving you time and expense as you plan your dream home.
Key facts
- Property type
- Other, Other
- MLS®
- N13078986
- Lot
- 75.02 × 209.75 ft
- Cross streets
- Highway 48 & Virginia Blvd
- Property tax
- $1,505 / 2025
- Days on market
- 168
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Virginia, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $229,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,267
- Property tax
- $125
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,393
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $2,773
- Estimated closing costs
- $2,773
Plus your down payment of $57,300. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $76,037
- Principal paid down
- $28,004
- Interest paid
- $48,033
- Balance remaining
- $201,196
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.