241 SEGUIN Street, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13097096
About this home
In short
- Brand New Inventory Directly from the Builder, Plaza.
- This Move -in Ready Home in the Heart of the Oak Ridges Features 4 Spacious Bedrooms, 4 Modern Bathrooms and an Amazing Open - Concept Main Floor.
- Enjoy an Incredible Double Car Garage and a Beautiful Private Backyard.
- Surrounded by Nature yet Minutes to Amenities, Major Highways , Go Transit, YRT, and Viva.
Brand New Inventory Directly from the Builder, Plaza. Never lived in Detached in the Community of King East Estates. This Move -in Ready Home in the Heart of the Oak Ridges Features 4 Spacious Bedrooms, 4 Modern Bathrooms and an Amazing Open - Concept Main Floor. Enjoy an Incredible Double Car Garage and a Beautiful Private Backyard. Surrounded by Nature yet Minutes to Amenities, Major Highways , Go Transit, YRT, and Viva. Photos are Virtually Staged and may be Altered or Modified. All Appliances are not Included. Taxes not yet Assessed.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13097096
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 40 × 102 ft
- Cross streets
- Yonge and King Rd
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Days on market
- 166
- Listing brokerage
- HOMELIFE LANDMARK REALTY INC.
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Oak Ridges, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,300,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,188
- Estimated property tax
- $1,016
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,204
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,975
- Estimated closing costs
- $28,975
Plus your down payment of $325,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $431,275
- Principal paid down
- $158,836
- Interest paid
- $272,439
- Balance remaining
- $1,141,164
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.