13 Vita Stephanie Court, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13101546

$699,000
For Sale
Listed 164 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • This Elegant 3-bedroom freehold townhome nestled in the historic charm of Sutton's sought-after Highfield Landing community.
  • Perfectly located with easy access to Highway 48, this home is just a short stroll to Sutton's vibrant shops, cafés, and local amenities, while only minutes from...
  • Designed for comfortable modern living, this beautifully maintained home features an open-concept layout with a stylish kitchen complete with granite countertops...
  • Upstairs, the spacious primary retreat includes a walk-in closet and private ensuite bath.
  • Enjoy relaxing mornings on the west facing front porch or unwind in the private backyard patio.

This Elegant 3-bedroom freehold townhome nestled in the historic charm of Sutton's sought-after Highfield Landing community. Perfectly located with easy access to Highway 48, this home is just a short stroll to Sutton's vibrant shops, cafés, and local amenities, while only minutes from Sibbald Point Provincial Park offering year round recreation with trails, beaches, and seasonal outdoor activities. Designed for comfortable modern living, this beautifully maintained home features an open-concept layout with a stylish kitchen complete with granite countertops, centre island, under-cabinet lighting, and pot lights throughout. The functional mudroom provides direct garage access and offers the flexibility to convert back to a convenient main-floor laundry room if desired. Upstairs, the spacious primary retreat includes a walk-in closet and private ensuite bath. Enjoy relaxing mornings on the west facing front porch or unwind in the private backyard patio.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13101546
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
20.18 × 71.86 ft
Cross streets
High Street and Burke Street
Parking
1 garage · 2 parking (attached)
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,587 / 2025
Days on market
164
Listing brokerage
KELLER WILLIAMS REALTY CENTRES

Rooms

KitchenMain3.90 × 2.70 m

centre island · granite counters · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$715kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $409/sqft; this home lists at $399/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
699kThis home740k695k710kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$693K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,186/mo
$138KIncome needed
5.1×Price ÷ income
$735Weekly cost
$10,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,186Property tax $382Total carry $3,568

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,474Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$382
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,474

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Estimated closing costs
$10,455

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
4.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $4,587− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,655

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.

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