307 Boisdale Avenue, Richmond Hill, ON
Harding, Richmond Hill · MLS® N13139742
About this home
In short
- Great Opportunity For Investors / Builders.
- Beautifully Upgraded Bungalow Including A Separated Entrance To 2 Basement Units.
- Great Tenants A++ / Great Income Around $5000 Per Month.
- Top Ranking Bayview Secondary School, Parks, Close To Go Station, Viva, 407 And 404.
Great Opportunity For Investors / Builders !!! Beautifully Upgraded Bungalow Including A Separated Entrance To 2 Basement Units. Separate Laundry Facilities. Detached 1 Car Garage. Great Tenants A++ / Great Income Around $5000 Per Month. Perfect To Build Your Dream Home In A Quiet Neighborhood With Numerous Custom-Built Homes. Top Ranking Bayview Secondary School, Parks, Close To Go Station, Viva, 407 And 404.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13139742
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 4
- Size
- 700-1100 sq ft
- Lot
- 50 × 100 ft
- Cross streets
- Bayview / Major Mackenzie
- Parking
- 1 garage · 6 parking (detached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 3 (1 + 2)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,092 / 2025
- Days on market
- 156
- Listing brokerage
- CENTRAL HOME REALTY INC.
Rooms
backsplash · granite counters · stainless steel appl
laminate · double closet · above grade window
ceramic floor · above grade window
ceramic floor · pot lights
laminate · closet · window
3 pc ensuite · laminate · closet
hardwood floor · pot lights · picture window
laminate · closet · window
laminate · double closet · above grade window
laminate · pot lights · above grade window
laminate · pot lights
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Harding, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $870,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,813
- Property tax
- $424
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,237
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,235
- Estimated closing costs
- $18,235
Plus your down payment of $217,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $288,755
- Principal paid down
- $106,347
- Interest paid
- $182,409
- Balance remaining
- $764,053
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTRAL HOME REALTY INC.. MLS®/PropTx.