127-28 Prince Regent Street, Markham, ON

Cathedraltown, Markham · MLS® N13167296

$409,000
For Sale
Listed 149 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Luxary Condo Living By Monarch In High Demand Cathedraltown Community,Functional 1 + Den with South View, Open Concept Kitchen with Granite Countertop, Large Walk In...
  • Amenities including 24 hrs Concierge, Visitors Parking, Party Room, Car Wash & more.
  • Close To Hwy 404/407, Parks, Shops & Schools.,Tenanted And Willing To Stay Or Can Leave With 60 Days Notice.

Luxary Condo Living By Monarch In High Demand Cathedraltown Community,Functional 1 + Den with South View, Open Concept Kitchen with Granite Countertop, Large Walk In Closet, 9' Ceiling @ Garden Court. Amenities including 24 hrs Concierge, Visitors Parking, Party Room, Car Wash & more. Close To Hwy 404/407, Parks, Shops & Schools.,Tenanted And Willing To Stay Or Can Leave With 60 Days Notice. Parking & Locker owned.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13167296
Bedrooms
1+1 (2 total)
Bathrooms
1 (1 half)
Size
600-699 sq ft
Cross streets
E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$653/mo
Exposure
South
Property tax
$2,226 / 2025
Days on market
149
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Primary BedroomMain3.32 × 3.32 m

laminate · closet

Dining RoomMain6.25 × 3.66 m

laminate · combined w/living

Living RoomMain6.25 × 3.66 m

laminate · w/o to patio · south view

KitchenMain6.25 × 2.44 m

laminate · granite counters · open concept

DenMain2.10 × 2.10 m

laminate · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Cathedraltown · asking prices
$448kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $662/sqft; this home lists at $630/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
409kThis home400k468k475kThis home vs active comparables

Neighbourhood & location

Cathedraltown, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Unionville
$632K
Commerce Valley
$541K
Aileen-Willowbrook
$674K
Royal Orchard
$1.64M
Wismer
$438K

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,864/mo
$93KIncome needed
4.4×Price ÷ income
$430Weekly cost
$4,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,864Property tax $185Condo fee $653Total carry $2,703

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,809per month

Mortgage amount $327,200 · 4.49% over 25 years

$81,800Down payment (20.0%)
$327,200Loan before insurance
$0CMHC premium
$2,648Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,809
Property tax
$186
Condo / maintenance fees
$653
Heating
$0
Estimated monthly cost
$2,648

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,655
Estimated closing costs
$4,655

Plus your down payment of $81,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,190/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$215,543Total interest paid
$542,743Total of all payments
Principal $327,200 Interest $215,543
YearPrincipalInterestBalance
1$7,302$14,408$319,898
2$7,633$14,077$312,265
3$7,980$13,730$304,285
4$8,342$13,368$295,943
5$8,721$12,989$287,222
6$9,117$12,593$278,105
7$9,531$12,179$268,575
8$9,964$11,746$258,611
9$10,416$11,294$248,195
10$10,889$10,821$237,306
11$11,383$10,326$225,923
12$11,900$9,810$214,023
13$12,440$9,269$201,582
14$13,005$8,704$188,577
15$13,596$8,114$174,981
16$14,213$7,497$160,768
17$14,858$6,851$145,910
18$15,533$6,177$130,377
19$16,238$5,471$114,139
20$16,976$4,734$97,163
21$17,746$3,963$79,417
22$18,552$3,158$60,865
23$19,394$2,315$41,471
24$20,275$1,435$21,196
25$21,196$514$0

At the end of your 5-year term

Total paid over the term
$108,549
Principal paid down
$39,978
Interest paid
$68,571
Balance remaining
$287,222

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $2,226− Condo fees $7,839− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,229

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

CallRequest a showing