277 Wesmina Avenue, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13198538

$1,399,000
For Sale
Listed 146 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Welcome to 277 Wesmina Ave, Stouffville - an exceptional residence that showcases refined living, elegant design, and premium upgradesthroughout.
  • Thoughtfully crafted for modern families, this stunning home offers a perfect balance of luxury, comfort, and functionality.Step inside to discover grand 10-foot...
  • The sun-filled, open-concept layout is designed for both everyday living and upscale entertaining, while adedicated main floor library provides the perfect space for...
  • Added convenience comes with a second-floor laundry room, perfectly positioned for practical daily living.Exterior highlights include a no-sidewalk lot, allowing for...
  • The private backyard provides the perfect setting for outdoor relaxation and entertaining.Ideally located in a sought-after, family-friendly neighbourhood, this home...

Welcome to 277 Wesmina Ave, Stouffville - an exceptional residence that showcases refined living, elegant design, and premium upgradesthroughout. Thoughtfully crafted for modern families, this stunning home offers a perfect balance of luxury, comfort, and functionality.*****Step inside to discover grand 10-foot ceilings on the main floor, complemented by 9-foot ceilings on the second level and basement, creating an airy, expansive feel across all levels. The sun-filled, open-concept layout is designed for both everyday living and upscale entertaining, while adedicated main floor library provides the perfect space for a home office, study, or quiet retreat.******At the heart of the home is a beautifully appointed open-concept kitchen, featuring a spacious centre island, ample cabinetry, and seamless flow into the living and dining areas - ideal for hosting and family gatherings.******The upper level offers four generously sized bedrooms, including a luxurious primary retreat complete with two walk-in closets and a spa-inspired ensuite. Added convenience comes with a second-floor laundry room, perfectly positioned for practical daily living.******Exterior highlights include a no-sidewalk lot, allowing for extended driveway space with 4-car parking plus a double cargarage - a rare and highly desirable feature. The private backyard provides the perfect setting for outdoor relaxation and entertaining.*******Ideally located in a sought-after, family-friendly neighbourhood, this home is just minutes to top-rated schools, parks,shopping, and the GO Station, offering a seamless commute to Downtown Toronto.********Meticulously maintained and move-in ready, this is a rare opportunity to own a beautifully upgraded home in one of Stouffville's most desirable communities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13198538
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
40.05 × 98.54 ft
Cross streets
Wesmina ave & Fallharvest way
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Insulated Concrete Form
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,014 / 2025
Days on market
146
Listing brokerage
ROYAL CANADIAN REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$6,376/mo
$268KIncome needed
5.2×Price ÷ income
$1,471Weekly cost
$24,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,376Property tax $668Total carry $7,044

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,188per month

Mortgage amount $1,119,200 · 4.49% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,856Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,188
Property tax
$668
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,856

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,490/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,275Total interest paid
$1,856,475Total of all payments
Principal $1,119,200 Interest $737,275
YearPrincipalInterestBalance
1$24,976$49,283$1,094,224
2$26,110$48,149$1,068,114
3$27,295$46,964$1,040,819
4$28,535$45,724$1,012,285
5$29,830$44,429$982,454
6$31,185$43,074$951,270
7$32,600$41,659$918,669
8$34,081$40,178$884,589
9$35,628$38,631$848,961
10$37,246$37,013$811,715
11$38,937$35,322$772,778
12$40,705$33,554$732,073
13$42,553$31,706$689,520
14$44,485$29,774$645,035
15$46,505$27,754$598,531
16$48,616$25,643$549,915
17$50,824$23,435$499,091
18$53,131$21,128$445,960
19$55,544$18,715$390,416
20$58,065$16,193$332,351
21$60,702$13,557$271,649
22$63,458$10,801$208,191
23$66,339$7,920$141,851
24$69,351$4,908$72,500
25$72,500$1,759$0

At the end of your 5-year term

Total paid over the term
$371,295
Principal paid down
$136,746
Interest paid
$234,549
Balance remaining
$982,454

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
4.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $8,014− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,870

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL CANADIAN REALTY. MLS®/PropTx.

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