455 The Queensway South, Georgina, ON

Keswick South, Georgina · MLS® N13220504

$859,000
For Sale
Listed 140 days agoNo offer date statedSitting longer than typical
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About this home

In short

  • What if your next big investment is hiding in plain sight?
  • Just 5 minutes to Highway 404 and within walking distance to Lake Simcoe, Cooks Bay, Youngs Harbour and Keswick Marina, with groceries, shopping, schools and parks...
  • With Keswick's population forecast to grow by approximately 44% by 2051, this is a location positioned for long term growth and increasing demand for housing, retail...
  • A compelling opportunity for investors, builders and developers to explore future potential in a rapidly growing community.

What if your next big investment is hiding in plain sight? Welcome to 455 The Queensway South, a rare 68 foot frontage and approximately 14,736 sq.ft. of land in the heart of Keswick, offering an exciting opportunity to bring your vision to life. Just 5 minutes to Highway 404 and within walking distance to Lake Simcoe, Cooks Bay, Youngs Harbour and Keswick Marina, with groceries, shopping, schools and parks close by. The Keswick Secondary Plan identifies The Queensway as a Local Strategic Growth Area intended for intensification and a mid-rise, mixed-use character, while the Glenwoods Urban Centre is specifically envisioned for continued commercial intensification and infill redevelopment. With Keswick's population forecast to grow by approximately 44% by 2051, this is a location positioned for long term growth and increasing demand for housing, retail, services and employment. A compelling opportunity for investors, builders and developers to explore future potential in a rapidly growing community. Buyer and Buyer's Agent to conduct their own due diligence regarding zoning, development, local by-laws, restrictions and potential uses. Property boundary image sourced from GeoWarehouse.

Key facts

Property type
Other, Other
MLS®
N13220504
Lot
68.63 × 263.17 ft
Cross streets
The Queensway S & Glenwoods Ave
Property tax
$1,075 / 2025
Days on market
140
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$456kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market.

The 4 closest active listings nearby.

See all comparable homes
859kThis home500k500k425k399kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$754K
Historic Lakeshore Communities
$1.02M
Baldwin
$1.40M
Sutton & Jackson's Point
$624K
Virginia
$590K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,915/mo
$154KIncome needed
5.6×Price ÷ income
$903Weekly cost
$13,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

98%mortgage
Mortgage $3,915Property tax $90Total carry $4,005

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,800per month

Mortgage amount $687,200 · 4.49% over 25 years

$171,800Down payment (20.0%)
$687,200Loan before insurance
$0CMHC premium
$3,889Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,800
Property tax
$90
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,889

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Estimated closing costs
$13,655

Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,599/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$452,694Total interest paid
$1,139,894Total of all payments
Principal $687,200 Interest $452,694
YearPrincipalInterestBalance
1$15,335$30,260$671,865
2$16,032$29,564$655,833
3$16,760$28,836$639,073
4$17,521$28,075$621,553
5$18,316$27,280$603,237
6$19,148$26,448$584,089
7$20,017$25,579$564,072
8$20,926$24,670$543,146
9$21,876$23,720$521,270
10$22,869$22,727$498,401
11$23,908$21,688$474,493
12$24,993$20,603$449,500
13$26,128$19,468$423,372
14$27,314$18,282$396,058
15$28,554$17,041$367,504
16$29,851$15,745$337,653
17$31,206$14,390$306,447
18$32,623$12,973$273,824
19$34,104$11,491$239,719
20$35,653$9,943$204,067
21$37,272$8,324$166,795
22$38,964$6,632$127,831
23$40,733$4,863$87,098
24$42,582$3,013$44,516
25$44,516$1,080$0

At the end of your 5-year term

Total paid over the term
$227,979
Principal paid down
$83,963
Interest paid
$144,016
Balance remaining
$603,237

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $1,075− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $25,827

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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