17 Church Street, Innisfil, ON
Cookstown, Innisfil · MLS® N13247124
About this home
In short
- Looking for a classic small town vibe?
- Offering 3 generously sized bedrooms and a classic layout, this property is brimming with original charm but also has some great new updates.
- It boasts solid bones, high ceilings and an inviting front porch.
- Some recent updates include; New Kitchen (2026), new flooring throughout (2026), Freshly painted (2026),New bathroom (2026), Sliding back door (2025), New heat pump...
Looking for a classic small town vibe? Cookstown is the place for you! Step back in time with this character-filled century home nestled in the quaint, welcoming town of Cookstown. Offering 3 generously sized bedrooms and a classic layout, this property is brimming with original charm but also has some great new updates. It boasts solid bones, high ceilings and an inviting front porch. Located just steps from local shops, schools, and parks, it's ideal for those seeking a small-town lifestyle with room to grow. It's an ideal location if you are commuting to the city. A rare opportunity to own a piece of history! Some recent updates include; New Kitchen (2026), new flooring throughout (2026), Freshly painted (2026),New bathroom (2026), Sliding back door (2025), New heat pump (2024), Roof (2019) Front doors (upstairs and downstairs) (2025), Ac (2025), Updated to 200 amp electrical service, New Insulation in attic and crawl space (March 2025).
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- N13247124
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 66 × 132 ft
- Cross streets
- Church & William
- Parking
- 3 parking
- Driveway
- Private Triple
- Basement
- Unfinished
- Heating
- Heat Pump
- A/C
- Other
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,414 / 2025
- Days on market
- 107
- Listing brokerage
- RE/MAX HALLMARK CHAY REALTY
Rooms
W/O To Yard
Listed at $580,000, which is about 10% below what comparable homes suggest.
Total price vs nearby homes. Fair value about $644K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $446/sqft against an area asking average of $527/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $551K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.
Based on 12 comparable homes that sold in Cookstown over the past two years, from 32 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $644K, which is where my estimate comes from.
Per square foot, these ask about $634/sqft; this home lists at $446/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Cookstown, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $464,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,540
- Property tax
- $285
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,824
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,075
- Estimated closing costs
- $8,075
Plus your down payment of $116,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $152,389
- Principal paid down
- $57,370
- Interest paid
- $95,019
- Balance remaining
- $406,630
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Cookstown signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,059. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK CHAY REALTY. MLS®/PropTx.