5 East John Street, Innisfil, ON

Cookstown, Innisfil · MLS® N13541016

$799,900
For Sale
Listed 74 days agoNo offer date stated
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3Bedrooms
2Bathrooms
4Parking
1500-2000Sq ft

About this home

In short

  • One-of-a-Kind Beauty in a Prime LocationIdeally situated just minutes from Hwy 400, this exceptional home offers convenient access to schools, a library, recreation...
  • Step into your own private backyard oasis, featuring three expansive decks that wrap around the home-perfect for entertaining or relaxing.
  • The beautifully landscaped yard is surrounded by mature cedars, highlighted by a stunning Japanese maple and a unique pear tree.
  • The main floor showcases a beautifully renovated kitchen with high-end appliances, a stylish four-piece bathroom, and refinished original flooring throughout, along...
  • A standout feature is the fully renovated workshop, complete with its own air conditioning, pellet stove, loft overlooking the space, and two separate entrances-an...

One-of-a-Kind Beauty in a Prime LocationIdeally situated just minutes from Hwy 400, this exceptional home offers convenient access to schools, a library, recreation centre, parks with outdoor water features, restaurants, an outlet mall, and local shops.Step into your own private backyard oasis, featuring three expansive decks that wrap around the home-perfect for entertaining or relaxing. The beautifully landscaped yard is surrounded by mature cedars, highlighted by a stunning Japanese maple and a unique pear tree. Enjoy evenings by the fire pit or unwind in the hot tub. Additional outdoor features include a spacious shed and a dedicated firewood/garden shelter, providing ample storage for all your landscaping needs. Plenty of parking adds to the home's functionality.This charming 1.5 storey home has been thoughtfully upgraded with modern wiring, enhanced insulation, air conditioning, and central vacuum. The main floor showcases a beautifully renovated kitchen with high-end appliances, a stylish four-piece bathroom, and refinished original flooring throughout, along with generous storage space.The second floor offers three comfortable bedrooms and a well-appointed three-piece bathroom.A standout feature is the fully renovated workshop, complete with its own air conditioning, pellet stove, loft overlooking the space, and two separate entrances-an ideal setup for hobbyists, creatives, or potential home-based business use.A truly unique property that must be seen to be fully appreciated.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
N13541016
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
76.05 × 114.96 ft
Cross streets
KING STREET NORTH/EAST JOHN STREET
Parking
4 parking
Driveway
Private Double
Basement
Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten , Stucco (Plaster)
Foundation
Other
Roof
Asphalt Shingle, Metal
Sewer
Sewer
Property tax
$4,105 / 2025
Days on market
74
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Living RoomMain3.53 × 2.87 m

formal rm · window

Bedroom 3Second3.23 × 2.59 m
Primary BedroomSecond3.40 × 2.77 m
Bedroom 2Second4.78 × 2.62 m
Dining RoomMain3.81 × 2.91 m

formal rm · window

Family RoomMain4.45 × 3.43 m

walk-out · overlooks backyard

KitchenMain5.11 × 2.69 m

renovated · b/i appliances · quartz counter

OfficeMain5.89 × 2.44 m

side door · window

Our TakeTeam Asgarian · Broker
In line with recent sales
$835Kautomated estimate, from recent sales

Listed at $799,900, which is right in line with comparable homes.

List price
$782KBelow recent closings$875KAbove recent closings

Total price vs nearby homes. Fair value about $835K, learned from recent GTA sales.

The market behind the math:

74days on market so far
$2,339/moest. rent · 5 leases
3.5%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $457/sqft against an area asking average of $526/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $725K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.

Based on 12 comparable homes that sold in Cookstown over the past two years, from 32 closings there.

What sellers nearby are askingCurrently listed nearby in Cookstown · asking prices
$887kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $835K, which is where my estimate comes from.

Per square foot, these ask about $629/sqft; this home lists at $457/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
800kThis home779k580k1.10M1.09MThis home vs active comparables

Neighbourhood & location

Cookstown, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lefroy
$1.06M
Stroud
$827K
Alcona
$856K
Rural Innisfil
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,646/mo
$153KIncome needed
5.2×Price ÷ income
$841Weekly cost
$12,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,646Property tax $342Total carry $3,988

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,503per month

Mortgage amount $639,920 · 4.39% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$3,845Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,503
Property tax
$342
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,845

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Estimated closing costs
$12,473

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,244/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$410,907Total interest paid
$1,050,827Total of all payments
Principal $639,920 Interest $410,907
YearPrincipalInterestBalance
1$14,481$27,552$625,439
2$15,123$26,910$610,316
3$15,794$26,239$594,522
4$16,495$25,538$578,026
5$17,228$24,806$560,799
6$17,992$24,041$542,806
7$18,791$23,242$524,016
8$19,625$22,408$504,391
9$20,496$21,537$483,896
10$21,405$20,628$462,490
11$22,355$19,678$440,135
12$23,347$18,686$416,788
13$24,384$17,649$392,404
14$25,466$16,567$366,938
15$26,596$15,437$340,342
16$27,776$14,257$312,566
17$29,009$13,024$283,557
18$30,297$11,736$253,260
19$31,641$10,392$221,619
20$33,046$8,988$188,573
21$34,512$7,521$154,061
22$36,044$5,989$118,017
23$37,644$4,389$80,373
24$39,314$2,719$41,059
25$41,059$974$0

At the end of your 5-year term

Total paid over the term
$210,165
Principal paid down
$79,121
Interest paid
$131,044
Balance remaining
$560,799

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Cookstown$2,339/mo
$28,068Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,058 to $2,620Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Cookstown signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,339. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.5%
Gross yield
− Property tax $4,105− Insurance $1,400− Vacancy & upkeep $3,087Net operating income $19,476

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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