13 Kidd's Lane, Innisfil, ON
Cookstown, Innisfil · MLS® N13707420
About this home
Top 5 Reasons You Will Love This Home: 1) Turn-key living with extensive upgrades inside and out, offering the perfect opportunity to simply turn the key and enjoy, thoughtfully updated throughout with 2,896 square feet of finished living space, hardwood flooring, upgraded bathrooms, custom built-ins and storage, and quality finishes that make everyday living effortless 2) Truly private, park-like backyard retreat set on a deep lot surrounded by mature trees and professionally designed perennial gardens that provide continuous seasonal colour, enjoy peaceful afternoons on the expansive back deck with double awnings, unwind in the included hot tub, and enjoy the harvests from the existing vegetable gardens 3) An impressive kitchen designed for both style and function, featuring quartz countertops, high-end fixtures, custom storage solutions, and under-cabinet lighting, combined with beautiful hardwood flooring throughout the main and upper levels and an abundance of built-in storage, the home offers a polished yet practical living experience 4) Exceptional workspace and storage options, including a fully finished basement, a dedicated main level office, and a finished heated garage with gas heat, fixed air-compressor lines, and a shop with a rough-in for a vacuum system, ideal for hobbyists, tradespeople, or anyone who appreciates having room to work and organize 5) Enjoy peaceful living in a quiet, desirable Cookstown-area setting while remaining approximately 40 minutes from Toronto Pearson International Airport, complemented by beautifully landscaped grounds featuring stone and interlock walkways, an interlock driveway backed by a lifetime warranty, and thoughtfully designed gardens offering beautiful seasonal colour throughout the year. 1,916 above grade sq.ft. plus a finished basement.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13707420
- Bedrooms
- 4
- Bathrooms
- 4 (2 half)
- Size
- 1500-2000 sq ft
- Lot
- 60.03 × 146.69 ft
- Cross streets
- King St S/Kidd's Ln
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,294 / 2025
- Days on market
- 27
- Listing brokerage
- FARIS TEAM REAL ESTATE BROKERAGE
Rooms
Window
hardwood floor · crown moulding · large window
eat-in kitchen · hardwood floor · w/o to deck
laundry sink · ceramic backsplash · access to garage
hardwood floor · crown moulding · large window
hardwood floor · closet · window
hardwood floor · fireplace · crown moulding
b/i bar · window · recessed lighting
hardwood floor · closet · window
hardwood floor · closet · window
hardwood floor · b/i shelves · large window
3 pc ensuite · hardwood floor · closet
Listed at $1,089,900. Recent sales of homes like it put this one around $991K, so the ask is about 10% above what similar homes have sold for.
One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.
Total price vs nearby homes. Fair value about $991K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $623/sqft against an area asking average of $511/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $874K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.
Based on 12 comparable homes that sold in Cookstown over the past two years, from 32 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $991K, which is where my estimate comes from.
Per square foot, these ask about $449/sqft; this home lists at $623/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Cookstown, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $871,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,773
- Property tax
- $441
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,214
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,273
- Estimated closing costs
- $18,273
Plus your down payment of $217,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $286,360
- Principal paid down
- $107,806
- Interest paid
- $178,553
- Balance remaining
- $764,114
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Cookstown signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,689. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.