22 EAST JOHN Street, Innisfil, ON
Cookstown, Innisfil · MLS® N13162722
About this home
In short
- BACKS ONTO PROTECTED LAND.
- Upon entering, you are greeted by a grand entrance w/ heated porcelain tile floors, a custom wood staircase w/glass railing, + vaulted ceilings that create an...
- 25 ft ceilings impress, flowing into 2nd flr w/white oak flooring that continues throughout, leading to the luxurious primary suite.
- Two additional bedrooms each have their own 3PC bathrooms w/ tiled showers + heated floors.
- Outside, enjoy an add. detached,heated 2-car garage w/ gas + water lines for future pool installation.
BACKS ONTO PROTECTED LAND. This stunning luxury home is situated on a quiet dead-end st, w/views of the countryside, + steps from park/rink/courts/library. This thoughtfully designed home offers an elegant, vibe, w/high end craftsmanship, featuring a stone + stucco exterior w/exceptional curb appeal. Upon entering, you are greeted by a grand entrance w/ heated porcelain tile floors, a custom wood staircase w/glass railing, + vaulted ceilings that create an inviting ambiance. The main level showcases engineered white oak flooring + exposed beam accents. The spacious living room offers custom-built cabinetry, a tiled feature wall with a built-in electric f/pl, + space for a TV. Adjacent is the elegant dining room, equipped w/ built-in cabinetry, dry bar, quartz counters, backsplash, +under-mount lighting perfect for entertaining. The family room flows directly from the dining room, offering a 2nd tiled wall w/ built-in electric f/pl, lg windows + seamless transition. The gourmet kitchen is classy, featuring an oversized island, quartz countertops, high-end s/s appliances, incl a gas range w/ a custom range hood + walk-in pantry. A private office w/views + a mud/laundry room w/heated tile floors, inside entry to garage w/ epoxy floors + w/up from basement. 25 ft ceilings impress, flowing into 2nd flr w/white oak flooring that continues throughout, leading to the luxurious primary suite. This retreat incl access to private balcony, a walk-through closet w/ built-in organizers, + 6PC ensuite w/ dbl sinks, soaker tub, + large glass shower. Two additional bedrooms each have their own 3PC bathrooms w/ tiled showers + heated floors. The basement offers versatility, featuring expansive rec room + walk-out French doors leading to the patio, providing in-law potential. This bright space offers luxury plank floor, full kitchen, 2 bedrooms, + a 3PC bathroom. Outside, enjoy an add. detached,heated 2-car garage w/ gas + water lines for future pool installation.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13162722
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 83.37 × 124 ft
- Cross streets
- King St N/E John St or 89-Elizabeth St to East John St
- Parking
- 3 garage · 12 parking (attached)
- Driveway
- Other
- Basement
- Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,407 / 2025
- Days on market
- 121
- Listing brokerage
- Royal LePage Locations North
Rooms
Pantry
french doors · vinyl floor
Fireplace
Vinyl Floor
Vinyl Floor
Hardwood Floor
French Doors
Tile Floor
Walk-In Closet(s)
Vinyl Floor
Walk-In Closet(s)
Listed at $1,799,000. Recent sales of homes like it put this one around $1.70M, so the ask is about 6% above what similar homes have sold for.
Longer on the market than typical. 121 days on the market, and asking 6% above where comparable closings put it.
Total price vs nearby homes. Fair value about $1.70M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $554/sqft against an area asking average of $435/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Cookstown basements rarely rent out (1 of 8 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Innisfil.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.32M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Based on 12 comparable homes that sold in Cookstown over the past two years, from 32 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.70M, which is where my estimate comes from.
Per square foot, these ask about $436/sqft; this home lists at $554/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Cookstown, Innisfil, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $1,439,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,878
- Property tax
- $784
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,662
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,455
- Estimated closing costs
- $32,455
Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $472,669
- Principal paid down
- $177,946
- Interest paid
- $294,722
- Balance remaining
- $1,261,254
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Cookstown basements rarely rent out (1 of 8 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Cookstown signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,722. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Locations North. MLS®/PropTx.