6 Flay Court, Innisfil, ON
Cookstown, Innisfil · MLS® N13578602
About this home
In short
- Welcome to this beautifully appointed executive residence offering approximately 3,729 sq. ft. of finished living space, ideally situated on a quiet court in the...
- From the moment you enter, you'll appreciate the refined details throughout, including hardwood flooring across the main and upper levels, California shutters...
- The bright, chef-inspired kitchen features granite countertops, a walk-in pantry, and an open-concept layout overlooking the inviting family room with a gas fireplace.
- The upper level offers four generously sized bedrooms, including a spacious primary retreat complete with a walk-in closet and 5-piece ensuite featuring a soaker tub...
- The professionally finished basement adds another level of living space with oversized windows, a large recreation area, an electric fireplace, and a 3-piece bathroom.
Welcome to this beautifully appointed executive residence offering approximately 3,729 sq. ft. of finished living space, ideally situated on a quiet court in the desirable community of Cookstown. Offering a perfect blend of elegance, comfort, and functionality, this exceptional home is thoughtfully designed for families who value space, style, and everyday convenience. From the moment you enter, you'll appreciate the refined details throughout, including hardwood flooring across the main and upper levels, California shutters, elegant formal living and dining rooms, and a private main-floor library/office with soaring 13-foot ceilings-an ideal space for working from home, reading, or quiet relaxation. The bright, chef-inspired kitchen features granite countertops, a walk-in pantry, and an open-concept layout overlooking the inviting family room with a gas fireplace. Designed for both everyday living and entertaining, this warm and welcoming space is the heart of the home. The upper level offers four generously sized bedrooms, including a spacious primary retreat complete with a walk-in closet and 5-piece ensuite featuring a soaker tub and separate shower. The second bedroom includes its own private ensuite, while the remaining bedrooms provide a functional layout for family and guests. The professionally finished basement adds another level of living space with oversized windows, a large recreation area, an electric fireplace, and a 3-piece bathroom. Perfect for entertaining, relaxing, or creating a dedicated family retreat, this lower level offers endless possibilities. Additional features include upgraded lighting, a tandem 3-car garage, ample driveway parking, and a prime location just steps from Kidd's Park, schools, local amenities, and convenient Highway 400 access. This remarkable Cookstown residence offers an exceptional opportunity to enjoy spacious living in a peaceful and family-friendly community.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13578602
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 49.25 × 130 ft
- Cross streets
- King St S & Church St
- Parking
- 3 garage · 7 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,908 / 2026
- Days on market
- 65
- Listing brokerage
- INTERCITY REALTY INC.
Rooms
walk-in closet(s) · hardwood floor
walk-in closet(s) · hardwood floor
gas fireplace · hardwood floor
combined w/dining · hardwood floor
walk-in closet(s) · hardwood floor
walk-in closet(s) · hardwood floor
Hardwood Floor
stainless steel appl · tile floor
Listed at $1,300,000, which is about 14% below what comparable homes suggest.
Compared as a project. The listing presents this home as one to renovate or rebuild, so the finished homes among its comparable sales were adjusted for that before comparing.
Total price vs nearby homes. Fair value about $1.52M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $306/sqft against an area asking average of $551/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.18M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.
Based on 17 comparable homes that sold in Cookstown over the past two years, from 32 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.52M, which is where my estimate comes from.
Per square foot, these ask about $479/sqft; this home lists at $306/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Cookstown, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $1,040,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,693
- Property tax
- $659
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,352
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,475
- Estimated closing costs
- $22,475
Plus your down payment of $260,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $341,562
- Principal paid down
- $128,588
- Interest paid
- $212,973
- Balance remaining
- $911,412
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Cookstown basements rarely rent out (1 of 8 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Cookstown signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,150. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERCITY REALTY INC.. MLS®/PropTx.