58 Copeland Crescent, Innisfil, ON

Cookstown, Innisfil · MLS® N12654414

$1,499,999
For Sale
Listed 263 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Absolutely Stunning From Top To Bottom, your search ends here.
  • This home is generously expansive, and has Approximately 4767Sqft Of Living Area.
  • This home has Hardwood Flooring, Smooth Ceilings, Rod Iron Staircase, & Granite Counter Tops In All Bathrooms.
  • Beautiful Finished Walk out Basement With Newly Re-designed and fully upgraded Chef's Kitchen, Family Area, 3Pc Bathroom & Bedroom.
  • The expansive Master Bedroom, comes With a Sitting Area, Closet Organizers + Oasis like- 5 piece Bathroom.

Absolutely Stunning From Top To Bottom, your search ends here! Welcome to this 4+1 bedroom and 5 Washroom, double car garage, beauty located within Cookstown! Bright home with plenty of natural lights. This home is generously expansive, and has Approximately 4767Sqft Of Living Area. This home has Hardwood Flooring, Smooth Ceilings, Rod Iron Staircase, & Granite Counter Tops In All Bathrooms. Beautiful Finished Walk out Basement With Newly Re-designed and fully upgraded Chef's Kitchen, Family Area, 3Pc Bathroom & Bedroom. Great For 2 Family Living or potential basement apartment. The expansive Master Bedroom, comes With a Sitting Area, Closet Organizers + Oasis like- 5 piece Bathroom. All Rooms Are A Great Size, There is additionally a Den On the Main Floor. 9 Ft Ceilings, Pot Lights Thru-Out Home, Direct access to garage from inside. The Driveway can easily park 4 vehicles, and an additional 2 vehicles in the garage. Situated near Hwy 27,Hwy 89&Hwy400.

Key facts

Property type
Detached, 2-Storey
MLS®
N12654414
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
46.98 × 133 ft
Cross streets
Hwy 89/ Victoria St
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Apartment, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,489 / 2025
Days on market
263
Listing brokerage
COLDWELL BANKER SUN REALTY

Rooms

BreakfastMain3.01 × 3.96 m

hardwood floor · eat-in kitchen · w/o to deck

Bedroom 5Basement3.29 × 3.29 m

laminate · pot lights

Living RoomMain3.56 × 3.96 m

hardwood floor · open concept · crown moulding

Dining RoomMain3.05 × 3.96 m

hardwood floor · combined w/living · pot lights

DenMain3.13 × 3.08 m

hardwood floor · french doors · pot lights

Bedroom 4Second4.26 × 4.41 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

Family RoomMain5.84 × 4.29 m

hardwood floor · fireplace · pot lights

KitchenMain3.04 × 3.96 m

hardwood floor · granite counters · stainless steel appl

Primary BedroomSecond7.86 × 5.77 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 3Second4.26 × 4.11 m

hardwood floor · semi ensuite · double closet

RecreationBasement11.09 × 3.84 m

laminate · w/o to yard · 3 pc bath

Bedroom 2Second3.81 × 4.11 m

hardwood floor · semi ensuite · double closet

Our TakeTeam Asgarian · Broker
Above what recent sales support
$1.36Mautomated estimate, from recent sales

Listed at $1,499,999. Recent sales of homes like it put this one around $1.36M, so the ask is about 10% above what similar homes have sold for.

Longer on the market than typical. 263 days on the market, and asking 10% above where comparable closings put it.

List price
$1.27MBelow recent closings$1.50MAbove recent closings

Total price vs nearby homes. Fair value about $1.36M, learned from recent GTA sales.

The market behind the math:

263days on market so far
$3,575/moest. rent · 5 leases
2.9%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $462/sqft against an area asking average of $454/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In Cookstown basements rarely rent out (1 of 8 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Innisfil.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 9 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.25M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($462/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 9 comparable homes that sold in Cookstown over the past two years, from 32 closings there.

What sellers nearby are askingCurrently listed nearby in Cookstown · asking prices
$1.48Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.36M, which is where my estimate comes from.

Per square foot, these ask about $457/sqft; this home lists at $462/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
1.50MThis home1.80M1.30M1.73M1.40M1.15MThis home vs active comparables

Neighbourhood & location

Cookstown, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lefroy
$1.06M
Stroud
$827K
Alcona
$856K
Rural Innisfil
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,836/mo
$284KIncome needed
5.3×Price ÷ income
$1,578Weekly cost
$26,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,836Property tax $624Total carry $7,461

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,568per month

Mortgage amount $1,199,999 · 4.39% over 25 years

$300,000Down payment (20.0%)
$1,199,999Loan before insurance
$0CMHC premium
$7,193Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,568
Property tax
$624
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,193

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,475
Estimated closing costs
$26,475

Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$770,547Total interest paid
$1,970,546Total of all payments
Principal $1,199,999 Interest $770,547
YearPrincipalInterestBalance
1$27,155$51,667$1,172,845
2$28,360$50,462$1,144,485
3$29,618$49,204$1,114,867
4$30,933$47,889$1,083,934
5$32,306$46,516$1,051,628
6$33,739$45,082$1,017,889
7$35,237$43,585$982,652
8$36,801$42,021$945,851
9$38,434$40,388$907,417
10$40,140$38,682$867,277
11$41,921$36,901$825,356
12$43,782$35,040$781,574
13$45,725$33,097$735,849
14$47,754$31,068$688,095
15$49,874$28,948$638,221
16$52,087$26,735$586,134
17$54,399$24,423$531,735
18$56,813$22,009$474,921
19$59,335$19,487$415,587
20$61,968$16,854$353,619
21$64,718$14,103$288,900
22$67,591$11,231$221,309
23$70,591$8,231$150,719
24$73,723$5,098$76,995
25$76,995$1,826$0

At the end of your 5-year term

Total paid over the term
$394,109
Principal paid down
$148,371
Interest paid
$245,738
Balance remaining
$1,051,628

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Cookstown$3,575/mo
$42,900Gross annual rent
2.0%Cap rate after taxes and upkeep
$3,146 to $4,004Typical rent range

About the suite: in Cookstown basements rarely rent out (1 of 8 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Cookstown signed at a median of $3,400 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,575. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.9%
Gross yield
− Property tax $7,489− Insurance $1,400− Vacancy & upkeep $4,719Net operating income $29,292

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER SUN REALTY. MLS®/PropTx.

CallRequest a showing