128 Copeland Crescent, Innisfil, ON

Cookstown, Innisfil · MLS® N13226498

$2,100,000
For Sale
Listed 110 days agoNo offer date statedSitting longer than typical
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4Bedrooms
5Bathrooms
3Garage · 7 parking
3500-5000Sq ft

About this home

In short

  • Refined, spacious and filled w/ natural light, this exceptional North Star Homes Stagecoach model offers 5,184 sq ft of finished living space on a premium 59' lot in...
  • The brick & stone exterior, covered front porch, upgraded front entry, 3-car garage, exposed aggregate drive and interlock walkways deliver standout curb appeal from...
  • A private office sits off the foyer, while the dramatic family room opens to above, beneath a soaring ceiling and massive windows, centred by a fireplace feature...
  • The custom chef's kitchen blends style and function w/ quartz counters, a large island, dedicated work area, built-in cooktop, wall ovens, and a butler's pantry.
  • The professionally finished basement extends the living space beautifully, while the fully fenced backyard is tailored for quiet enjoyment and easy entertaining...

Refined, spacious and filled w/ natural light, this exceptional North Star Homes Stagecoach model offers 5,184 sq ft of finished living space on a premium 59' lot in Cookstown, w/ no rear neighbours and no neighbour on one side. The brick & stone exterior, covered front porch, upgraded front entry, 3-car garage, exposed aggregate drive and interlock walkways deliver standout curb appeal from the moment you arrive. Inside, the main floor is designed for elevated everyday living and effortless entertaining, featuring 10' custom coffered ceilings, 8' doors, crown mouldings, upgraded flooring, pot lights and designer fixtures. A private office sits off the foyer, while the dramatic family room opens to above, beneath a soaring ceiling and massive windows, centred by a fireplace feature carried to the ceiling. The custom chef's kitchen blends style and function w/ quartz counters, a large island, dedicated work area, built-in cooktop, wall ovens, and a butler's pantry. Upstairs, the primary suite is a true retreat w/ raised tray ceilings, his & hers walk-in closets and a spa-like ensuite w/ dual vanities, a glass shower and soaker tub. Three additional bedrooms offer private or semi-private bath access, creating exceptional comfort for family and guests. The professionally finished basement extends the living space beautifully, while the fully fenced backyard is tailored for quiet enjoyment and easy entertaining, complete w/ landscaping, a gazebo and a built-in Napoleon BBQ set in a stone island. Meticulously maintained and richly upgraded throughout, incl. quartz counters, upgraded bath vanities and tile, plumbing fixtures, cabinet hardware, central vac, security cameras & system, a relocated A/C condenser for quieter operation, and garage heater. A rare luxury offering in a well-connected Cookstown setting close to community amenities and quick Hwy 400/Hwy 89 access.

Key facts

Property type
Detached, 2-Storey
MLS®
N13226498
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
59.06 × 109.61 ft
Cross streets
Hwy 27 (King St) & Hwy 89 (Queen St)
Parking
3 garage · 7 parking (built-in)
Driveway
Private Triple
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,077 / 2025
Days on market
110
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

BreakfastMain4.59 × 3.11 m

coffered ceiling(s) · b/i desk · w/o to patio

Bedroom 4Second4.12 × 3.33 m

semi ensuite · large closet · large window

KitchenMain4.61 × 4.36 m

coffered ceiling(s) · b/i appliances · quartz counter

FoyerMain2.25 × 2.32 m

vaulted ceiling(s) · tile floor · double doors

LaundryMain2.08 × 2.97 m

tile floor · large window

Bedroom 3Second5.06 × 3.81 m

semi ensuite · walk-in closet(s) · large window

Bedroom 2Second4.62 × 3.66 m

3 pc ensuite · walk-in closet(s) · large window

Primary BedroomSecond3.99 × 7.47 m

double doors · his and hers closets · 5 pc ensuite

Exercise RoomBasement5.02 × 5.98 m

pot lights · window

Family RoomMain4.62 × 5.49 m

vaulted ceiling(s) · coffered ceiling(s) · gas fireplace

RecreationBasement14.31 × 8.81 m

pot lights · 3 pc bath · window

Living RoomMain3.42 × 3.66 m

coffered ceiling(s) · hardwood floor · large window

OfficeMain2.81 × 3.98 m

coffered ceiling(s) · hardwood floor · french doors

Dining RoomMain4.31 × 3.69 m

coffered ceiling(s) · hardwood floor · pantry

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$1.65Mautomated estimate, from recent sales

Listed at $2,100,000. Recent sales of homes like it put this one around $1.65M, so the ask is about 27% above what similar homes have sold for.

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

Longer on the market than typical. 110 days on the market, and asking 27% above where comparable closings put it.

List price
$1.55MBelow recent closings$2.10MAbove recent closings

Total price vs nearby homes. Fair value about $1.65M, learned from recent GTA sales.

The market behind the math:

110days on market so far
$4,150/moest. rent · 5 leases
2.4%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $494/sqft against an area asking average of $527/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.34M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($494/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.

Based on 17 comparable homes that sold in Cookstown over the past two years, from 32 closings there.

What sellers nearby are askingCurrently listed nearby in Cookstown · asking prices
$1.58Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.65M, which is where my estimate comes from.

Per square foot, these ask about $432/sqft; this home lists at $494/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.10MThis home1.80M1.30M1.73M1.50MThis home vs active comparables

Neighbourhood & location

Cookstown, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lefroy
$1.06M
Stroud
$827K
Alcona
$856K
Rural Innisfil
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,571/mo
$391KIncome needed
5.4×Price ÷ income
$2,209Weekly cost
$38,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $9,571Property tax $756Total carry $10,328

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,196per month

Mortgage amount $1,680,000 · 4.39% over 25 years

$420,000Down payment (20.0%)
$1,680,000Loan before insurance
$0CMHC premium
$9,952Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,196
Property tax
$756
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,952

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,975
Estimated closing costs
$38,975

Plus your down payment of $420,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$11,141/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,078,766Total interest paid
$2,758,766Total of all payments
Principal $1,680,000 Interest $1,078,766
YearPrincipalInterestBalance
1$38,016$72,334$1,641,984
2$39,704$70,647$1,602,280
3$41,466$68,885$1,560,814
4$43,306$67,045$1,517,508
5$45,228$65,123$1,472,280
6$47,235$63,115$1,425,045
7$49,332$61,019$1,375,713
8$51,521$58,830$1,324,192
9$53,808$56,543$1,270,385
10$56,196$54,155$1,214,189
11$58,690$51,661$1,155,499
12$61,295$49,056$1,094,204
13$64,015$46,336$1,030,189
14$66,856$43,495$963,333
15$69,823$40,527$893,510
16$72,922$37,428$820,588
17$76,159$34,192$744,429
18$79,539$30,812$664,890
19$83,069$27,282$581,822
20$86,755$23,595$495,066
21$90,606$19,745$404,460
22$94,627$15,724$309,833
23$98,827$11,524$211,007
24$103,213$7,138$107,794
25$107,794$2,557$0

At the end of your 5-year term

Total paid over the term
$551,753
Principal paid down
$207,720
Interest paid
$344,034
Balance remaining
$1,472,280

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Cookstown$4,150/mo
$49,800Gross annual rent
1.6%Cap rate after taxes and upkeep
$3,652 to $4,648Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Cookstown signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,150. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.4%
Gross yield
− Property tax $9,077− Insurance $1,400− Vacancy & upkeep $5,478Net operating income $33,845

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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