44 Philson Court, Innisfil, ON
Cookstown, Innisfil · MLS® N13807038
About this home
In short
- Newer Home Built By Famous Dreamland Homes.
- This Unique Home Has One Of A Kind Features Including Multi-Level Floor Layout With Stunning Great Room, Features 13 Ft High Ceilings, Coffered and Waffle Ceilings, 9...
- Marvelous Interior Finishes Include Hardwood Floor Thru-Out, Elegant Modern Gourmet Kitchen, With Granite Countertops, Centre Island With Sink, Breakfast Bar, Custom...
- Retreat To The Primary Bedroom Oasis, Featuring A Walk-In Closet And A Lavish 4-Piece Ensuite With Custom Vanity, Granite Countertops, Seamless Glass Showers, And A...
- Professionally Finished Basement Features Engineered Hardwood Floor, Recreation Room With Napoleon Natural Gas Fireplace, 2 Bedrooms And 4 Piece Ensuite Bathroom.
Newer Home Built By Famous Dreamland Homes. Situated On A Quiet Court In Highly Coveted Cookstown Community. This Home Boasts A Premium Lot Measuring 84 x 178 Feet, Approximately 4,000 Sf Of Total Luxurious Living Space (2,827 Sq Ft Per Builder + Approx 1,200 Sf in Basement), Offering Ample Space For Your Family Enjoyment. 3 Car Garage, 3+2 Bedrooms and 4 Washrooms. Second Floor Primary Bedroom Can Be Converted/Split Into Two Bedrooms Allowing for 4 Bedrooms On The Second Floor. $$$ Spent on Interior And Exterior Upgrades, Professional Front And Backyard Landscaping. This Unique Home Has One Of A Kind Features Including Multi-Level Floor Layout With Stunning Great Room, Features 13 Ft High Ceilings, Coffered and Waffle Ceilings, 9 Ft High Ceiling On Main Floor, TS42 Luxury Gas & Rumford Wood Burning Fireplace. Marvelous Interior Finishes Include Hardwood Floor Thru-Out, Elegant Modern Gourmet Kitchen, With Granite Countertops, Centre Island With Sink, Breakfast Bar, Custom Cabinetry, And Extra Pantry Space. Retreat To The Primary Bedroom Oasis, Featuring A Walk-In Closet And A Lavish 4-Piece Ensuite With Custom Vanity, Granite Countertops, Seamless Glass Showers, And A Free Standing Bathtub. Heated Floor In 2 Bathrooms On The Second Floor And In 1 Bathroom In The Basement. 200 Amp Services, Underground Pipes For Gas And Electricity In Backyard For Future Pool Installation. Professionally Finished Basement Features Engineered Hardwood Floor, Recreation Room With Napoleon Natural Gas Fireplace, 2 Bedrooms And 4 Piece Ensuite Bathroom. Outside, Meticulously Landscaped Grounds Feature A Sparkling Hot Tub, Huge Interlocking Patio, Fully Fenced Backyard For Ultimate Privacy. This Home Combines Timeless Elegance With Modern Amenities, Promising A Lifestyle Of Unparalleled Luxury For Those Who Seek Refinement And Serenity. Sparing No Expense, Epitomizes Uncompromising Luxury And Meticulous Attention To Detail At Every Turn.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13807038
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 79.23 × 176.26 ft
- Cross streets
- King St S & Church St
- Parking
- 3 garage · 14 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $8,157 / 2026
- Listing brokerage
- EXP REALTY
Rooms
hardwood floor · fireplace · coffered ceiling(s)
hardwood floor · window · pot lights
hardwood floor · fireplace · balcony
hardwood floor · window · closet
hardwood floor · window
hardwood floor · window · closet
laminate · closet · 4 pc ensuite
laminate · fireplace · pot lights
ceramic floor · w/o to deck · pot lights
laminate · window · pot lights
hardwood floor · walk-in closet(s) · 5 pc ensuite
ceramic floor · open concept · b/i appliances
Listed at $1,399,990, which is right in line with comparable homes.
Total price vs nearby homes. Fair value about $1.41M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $509/sqft against an area asking average of $525/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.20M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.
Based on 11 comparable homes that sold in Cookstown over the past two years, from 32 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $509/sqft; this home lists at $509/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Cookstown, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $1,119,992 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,131
- Property tax
- $680
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,810
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,475
- Estimated closing costs
- $24,475
Plus your down payment of $279,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $367,833
- Principal paid down
- $138,479
- Interest paid
- $229,354
- Balance remaining
- $981,513
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Cookstown signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,311. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.