3B George Street, Innisfil, ON
Cookstown, Innisfil · MLS® N13654776
About this home
In short
- Welcome home to 3 B George Street just five years new,(built 2021); are you looking for a multi-generational home where either your parents or adult children can have...
- Look no further, the professionally finished basement offers their own space equipped with laundry and bathroom with their own private entrance.
- Located in one of Cookstown's desirable family-friendly neighborhoods, you'll love the convenience of walking to the Cookstown Community Centre while being just...
- Barrie is only a 15 minute drive to big box stores or movie theatres.
Welcome home to 3 B George Street just five years new,(built 2021); are you looking for a multi-generational home where either your parents or adult children can have their own space? Look no further, the professionally finished basement offers their own space equipped with laundry and bathroom with their own private entrance. Located in one of Cookstown's desirable family-friendly neighborhoods, you'll love the convenience of walking to the Cookstown Community Centre while being just minutes from schools, Tanger Outlet Shops, for nature lovers the Trans Canada Trail is nearby for family hikes or bike rides, and Highway 400-giving you easy access to everything you need. Barrie is only a 15 minute drive to big box stores or movie theatres. Schedule your private showing today and discover why this is the home you've been waiting for. See attached list of features this home offers. The Basement is Not a legal rental unit. Main floor tenanted.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13654776
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 64.04 × 79.66 ft
- Cross streets
- George and John
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,297 / 2026
- Days on market
- 43
- Listing brokerage
- Royal LePage Frank Real Estate
Rooms
closet · broadloom · large window
4 pc ensuite · his and hers closets · window
closet · broadloom · window
walk-in closet(s) · broadloom · large window
w/o to deck · b/i appliances · ceramic floor
open concept · vinyl floor · window
open concept · vinyl floor · window
finished · vinyl floor · pot lights
combined w/dining · hardwood floor · window
finished · vinyl floor · pot lights
fireplace · hardwood floor · above grade window
Listed at $1,149,000. Recent sales of homes like it put this one around $1.08M, so the ask is about 7% above what similar homes have sold for.
One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.
Total price vs nearby homes. Fair value about $1.08M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $511/sqft against an area asking average of $479/sqft. Size and $/sqft both feed the estimate above.
- Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $962K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.
Based on 11 comparable homes that sold in Cookstown over the past two years, from 32 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.08M, which is where my estimate comes from.
Per square foot, these ask about $537/sqft; this home lists at $511/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Cookstown, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $919,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,031
- Property tax
- $525
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,556
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,455
- Estimated closing costs
- $19,455
Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $301,888
- Principal paid down
- $113,652
- Interest paid
- $188,236
- Balance remaining
- $805,548
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Cookstown signed at a median of $3,400 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,475. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Frank Real Estate. MLS®/PropTx.