20 King Street, Innisfil, ON
Cookstown, Innisfil · MLS® N13802790
About this home
In short
- Welcome To 20 King Street S, Known As The King Victorian.
- A Rare Opportunity To Own A Beautifully Renovated Century Home Dating Back To1890, Offering The Perfect Blend Of Historic Character, Timeless Victorian Architecture...
- From The Moment You Arrive, The Curb Appeal, Fresh Exterior Paint, Renovated Front Porch, And Classic Architectural Details Set The Tone For A Truly Special Residence.
- The Backyard Is A True Highlight, Featuring An Inground Pool, Pergola, Gazebo, Renovated Back Deck, And A New Concrete Walkway Behind The Garage.
- The Garage Has Also Been Newly Renovated, Insulated, And Drywalled, Adding Both Function And Flexibility.
Welcome To 20 King Street S, Known As The King Victorian. A Rare Opportunity To Own A Beautifully Renovated Century Home Dating Back To1890, Offering The Perfect Blend Of Historic Character, Timeless Victorian Architecture, And Modern Everyday Comfort. This Property Has Been Thoughtfully Updated While Preserving The Charm And Integrity Of The Original Home. From The Moment You Arrive, The Curb Appeal, Fresh Exterior Paint, Renovated Front Porch, And Classic Architectural Details Set The Tone For A Truly Special Residence. Inside, The Home Offers A Warm And Inviting Layout With The Character Of A Century Home Combined With Modern Updates Designed For Today's Lifestyle. Enjoy Central Heating And Air Conditioning, Updated Living Spaces, And A Seamless Connection To The Outdoor Entertaining Areas. The Backyard Is A True Highlight, Featuring An Inground Pool, Pergola, Gazebo, Renovated Back Deck, And A New Concrete Walkway Behind The Garage. The Garage Has Also Been Newly Renovated, Insulated, And Drywalled, Adding Both Function And Flexibility. Set In A Convenient Location Just Minutes To Highway 400, Tanger Outlets, Shops, Restaurants, Schools, Parks, And Everyday Amenities. A Unique Offering For Buyers Looking For Small-Town Charm, Modern Convenience, And A Home With History, Presence, And Soul.
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- N13802790
- Bedrooms
- 5
- Bathrooms
- 3 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 93.6 × 128.74 ft
- Cross streets
- King St & Victoria St
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Separate Entrance, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $5,533 / 2026
- Days on market
- 2
- Listing brokerage
- ANALYST REALTY INC.
Rooms
hardwood floor · closet · ceiling fan(s)
bay window · fireplace · w/o to deck
hardwood floor · fireplace · wainscoting
Fireplace
stone counters · stainless steel appl · centre island
hardwood floor · 3 pc ensuite · closet
hardwood floor · pot lights · b/i bookcase
hardwood floor · closet · window
hardwood floor · wainscoting · w/o to porch
hardwood floor · closet · 3 pc bath
Hardwood Floor
Listed at $1,399,888. Recent sales of homes like it put this one around $1.26M, so the ask is about 11% above what similar homes have sold for.
One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.
Total price vs nearby homes. Fair value about $1.26M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $431/sqft against an area asking average of $483/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.04M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($431/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.
Based on 7 comparable homes that sold in Cookstown over the past two years, from 32 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.26M, which is where my estimate comes from.
Per square foot, these ask about $448/sqft; this home lists at $431/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Cookstown, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $1,119,910 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,130
- Property tax
- $461
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,591
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,473
- Estimated closing costs
- $24,473
Plus your down payment of $279,978. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $367,806
- Principal paid down
- $138,469
- Interest paid
- $229,337
- Balance remaining
- $981,442
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Cookstown basements rarely rent out (1 of 8 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Cookstown signed at a median of $3,400 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,450. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANALYST REALTY INC.. MLS®/PropTx.