426-32 Clarissa Drive, Richmond Hill, ON

Harding, Richmond Hill · MLS® N13410104

$785,000
For Sale
Listed 106 days agoOffers anytimeSitting longer than typical
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2+1Bedrooms
2Bathrooms
2Garage
1400-1599Sq ft

About this home

In short

  • Over 1400 SqFt Living Space.
  • 2+1 Bed with Two(2) Bath and Two(2) Parking.
  • Over size Den can be used as 3rd Bed.
  • Modern Open concept living space.
  • Luxury amenities includes 24/7 Security, Gym, Indoor and outdoor pool.

Over 1400 SqFt Living Space. Fantastic Location. Welcome to your dream resort-style building. 2+1 Bed with Two(2) Bath and Two(2) Parking. Over size Den can be used as 3rd Bed. Modern Open concept living space. Plenty of daylights with oversize windows. Great size bedrooms with locker and walk-in closet in primary bedroom. All laminated floors/ Carpet free, offers clean living space. Entertain all your guest with updated kitchen and interior features. Freshly painted rooms. Private balcony overlooking the beautiful quiet courtyard. Luxury amenities includes 24/7 Security, Gym, Indoor and outdoor pool. Tennis court, Squash court, Billiards room, Theatre room, Guest suites, Plenty of visitor parking and much more. Monthly charges includes everything as well as hydro, high-speed internet and basic cable. Walking distance to Grocery store, Shopping mall, Medical clinics, Public transportation etc.. Move-in ready. Just enjoy. Some Pictures are V.S. Must see. Offer Anytime

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13410104
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Yonge/Weldrick
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,243/mo
Exposure
North West
Property tax
$3,346 / 2025
Days on market
106
Listing brokerage
MODERN SOLUTION REALTY INC.

Rooms

DenGround3.23 × 2.80 m

ceramic floor · french doors · nw view

Living RoomGround9.98 × 3.66 m

broadloom · formal rm · open concept

Dining RoomGround3.23 × 3.32 m

window · open concept · broadloom

KitchenGround2.74 × 2.62 m

ceramic floor · w/o to balcony · b/i dishwasher

BreakfastGround2.74 × 2.52 m

ceramic floor · window · w/o to balcony

Primary BedroomGround4.57 × 3.23 m

4 pc ensuite · w/o to balcony · walk-in closet(s)

Bedroom 2Ground3.66 × 3.23 m

broadloom · large closet · west view

Our TakeTeam Asgarian · Broker
Above what recent sales support
$714Kautomated estimate, from recent sales

Listed at $785,000. Recent sales of homes like it put this one around $714K, so the ask is about 10% above what similar homes have sold for.

If it sells at this ask, expect about $747K, typically $746K to $760K: that is where homes here have closed against their asks in the last 90 days (7 closings).

Longer on the market than typical. 106 days on the market against about 29 for homes like it here, and asking 10% above where comparable closings put it.

Offers are accepted anytime, so there is no bidding date to plan around.

List price
$664KBelow recent closings$785KAbove recent closings

Total price vs nearby homes. Fair value about $714K, learned from recent GTA sales.

The market behind the math:

7sold nearby · 90 days
$522Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~20 dayshomes like this take to sell
106days on market so far
$3,701/moest. rent · 8 leases
5.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.7 months of inventory: 11 condo apartment homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $524/sqft against an area asking average of $603/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $718K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Alexander Mackenzie HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($524/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Harding, so I widened the search to the surrounding area.

Based on 20 homes sold in this building over the past two years, from 79 closings in Harding.

What sellers nearby are askingCurrently listed nearby in Harding · asking prices
$751kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $544/sqft; this home lists at $524/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
785kThis home749k988k515kThis home vs active comparables

Neighbourhood & location

Harding, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$577K
North Richvale
$683K
Crosby
$444K
Langstaff
$523K
South Richvale
$562K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Walter Scott PS
55%
Walter Scott PSPublic · Elementary · JK-8 · 1.6 km awayBelow the GTA average · 55% meet the provincial standard
Our Lady Queen Of The WorldEQAO results not published
Also nearby: 12 more schools within 2.5 km
Ross Doan Public School · Public elementary1.1 km · 80% at standard
Sixteenth Avenue Public School · Public elementary1.2 km · 70% at standard
St Charles Garnier Catholic Elementary School · Catholic elementary1.6 km · 82% at standard
St Anne Catholic Elementary School · Catholic elementary1.7 km · 87% at standard
Roselawn Public School · Public elementary1.8 km · 74% at standard
St John Paul II Catholic Elementary School · Catholic elementary2.1 km · 82% at standard
Bayview Hill Elementary School · Public elementary2.2 km · 88% at standard
Charles Howitt Public School · Public elementary2.2 km · 74% at standard
Red Maple Public School · Public elementary2.2 km · 69% at standard
Bayview Secondary School · Public secondary2.2 km · 93% at standard
O M MacKillop Public School · Public elementary2.3 km · 60% at standard
Pleasantville Public School · Public elementary2.4 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,578/mo
$172KIncome needed
4.6×Price ÷ income
$826Weekly cost
$12,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $3,578Property tax $279Condo fee $1,243Total carry $5,099

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,438per month

Mortgage amount $628,000 · 4.39% over 25 years

$157,000Down payment (20.0%)
$628,000Loan before insurance
$0CMHC premium
$4,959Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,438
Property tax
$279
Condo / maintenance fees
$1,243
Heating
$0
Estimated monthly cost
$4,959

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,175
Estimated closing costs
$12,175

Plus your down payment of $157,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,165/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$403,253Total interest paid
$1,031,253Total of all payments
Principal $628,000 Interest $403,253
YearPrincipalInterestBalance
1$14,211$27,039$613,789
2$14,842$26,409$598,948
3$15,500$25,750$583,447
4$16,188$25,062$567,259
5$16,907$24,343$550,352
6$17,657$23,593$532,695
7$18,441$22,809$514,255
8$19,259$21,991$494,996
9$20,114$21,136$474,882
10$21,007$20,244$453,875
11$21,939$19,311$431,937
12$22,913$18,338$409,024
13$23,929$17,321$385,095
14$24,991$16,259$360,103
15$26,101$15,150$334,003
16$27,259$13,991$306,744
17$28,469$12,781$278,275
18$29,732$11,518$248,542
19$31,052$10,198$217,491
20$32,430$8,820$185,060
21$33,869$7,381$151,191
22$35,373$5,878$115,819
23$36,942$4,308$78,876
24$38,582$2,668$40,294
25$40,294$956$0

At the end of your 5-year term

Total paid over the term
$206,251
Principal paid down
$77,648
Interest paid
$128,603
Balance remaining
$550,352

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Harding$3,701/mo
$44,412Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,405 to $3,997Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Harding signed at a median of $3,121 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,701. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.7%
Gross yield
− Property tax $3,346− Condo fees $14,913− Insurance $600− Vacancy & upkeep $4,885Net operating income $20,667

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MODERN SOLUTION REALTY INC.. MLS®/PropTx.

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