913-175 Cedar Avenue, Richmond Hill, ON
Harding, Richmond Hill · MLS® N13457054
About this home
In short
- Spacious and well-maintained 2+1 bedroom condo offering over 1,300 sq. ft. of comfortable living space in a highly desirable Richmond Hill location.
- This bright and functional suite features 2 full bathrooms, a generous primary bedroom, a versatile den ideal for a home office, and an excellent layout with plenty...
- While largely original, the unit has been carefully maintained and presents a fantastic opportunity to renovate to your taste.
- Enjoy an impressive selection of amenities including an outdoor pool, whirlpool, sauna, fitness centre, tennis and squash courts, games room with ping pong and pool...
- Steps to the GO Station and close to shopping, parks, transit, and everyday conveniences.
Spacious and well-maintained 2+1 bedroom condo offering over 1,300 sq. ft. of comfortable living space in a highly desirable Richmond Hill location. This bright and functional suite features 2 full bathrooms, a generous primary bedroom, a versatile den ideal for a home office, and an excellent layout with plenty of room to personalize. While largely original, the unit has been carefully maintained and presents a fantastic opportunity to renovate to your taste. Includes underground parking spot and locker. Enjoy an impressive selection of amenities including an outdoor pool, whirlpool, sauna, fitness centre, tennis and squash courts, games room with ping pong and pool table, party room, and rentable guest suite. Steps to the GO Station and close to shopping, parks, transit, and everyday conveniences. Maintenance fees include heat, water, unlimited high-speed internet, and cable TV. Experience the perfect combination of space, comfort, and location!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13457054
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Yonge/Major Mackenzie
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,159/mo
- Exposure
- South East
- Property tax
- $2,476 / 2026
- Days on market
- 95
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
hardwood floor · combined w/kitchen · large window
hardwood floor · large window
4 pc bath · hardwood floor · double closet
renovated · stainless steel appl
separate room · sliding doors · hardwood floor
4 pc ensuite · hardwood floor · his and hers closets
Listed at $514,900 with no offer date. Homes here have been closing close to ask, so my read is $490K, typically $489K to $498K. Comparable closings on their own put this home around $513K, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $490K, from 7 recent closings in this pocket.
The market behind the math:
About 2.6 months of inventory: 6 condo apartment homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $396/sqft against an area asking average of $580/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $566K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
Its public catchment (Alexander Mackenzie HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 6 homes sold in this building over the past two years, from 79 closings in Harding.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $513K, which is where my estimate comes from.
Per square foot, these ask about $586/sqft; this home lists at $396/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Harding, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $411,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,255
- Property tax
- $206
- Condo / maintenance fees
- $1,159
- Heating
- $0
- Estimated monthly cost
- $3,620
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,773
- Estimated closing costs
- $6,773
Plus your down payment of $102,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $135,285
- Principal paid down
- $50,931
- Interest paid
- $84,354
- Balance remaining
- $360,989
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Harding signed at a median of $3,013 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,147. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.