913-175 Cedar Avenue, Richmond Hill, ON
Harding, Richmond Hill · MLS® N13457054
About this home
Spacious and well-maintained 2+1 bedroom condo offering over 1,300 sq. ft. of comfortable living space in a highly desirable Richmond Hill location. This bright and functional suite features 2 full bathrooms, a generous primary bedroom, a versatile den ideal for a home office, and an excellent layout with plenty of room to personalize. While largely original, the unit has been carefully maintained and presents a fantastic opportunity to renovate to your taste. Includes underground parking spot and locker. Enjoy an impressive selection of amenities including an outdoor pool, whirlpool, sauna, fitness centre, tennis and squash courts, games room with ping pong and pool table, party room, and rentable guest suite. Steps to the GO Station and close to shopping, parks, transit, and everyday conveniences. Maintenance fees include heat, water, unlimited high-speed internet, and cable TV. Experience the perfect combination of space, comfort, and location!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13457054
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Yonge/Major Mackenzie
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,159/mo
- Exposure
- South East
- Property tax
- $2,476 / 2026
- Days on market
- 30
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
hardwood floor · combined w/kitchen · large window
hardwood floor · large window
4 pc bath · hardwood floor · double closet
renovated · stainless steel appl
separate room · sliding doors · hardwood floor
4 pc ensuite · hardwood floor · his and hers closets
Listed at $574,900, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $660K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $740K
- Bedrooms +$30K
- Adjusts to $770K
That comparable adjusts to $770K; the $693K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Alexander Mackenzie HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Major Mackenzie Dr / Cedar Av is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $693K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 20% below the area average of $550/sqft.
16 days longer than the Richmond Hill average (14 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Harding, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Major Mackenzie Dr / Cedar Av, about 164 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $459,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,454
- Property tax
- $206
- Condo / maintenance fees
- $1,159
- Heating
- $0
- Estimated monthly cost
- $3,820
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,973
- Estimated closing costs
- $7,973
Plus your down payment of $114,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $147,258
- Principal paid down
- $58,571
- Interest paid
- $88,687
- Balance remaining
- $401,349
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.