163 Tempel Street, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13459334

$1,106,000
For Sale
Listed 123 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Traditional Two-Story Freehold Townhouse at Oakridge Meadows, Surrounded by Trails and Nature yet Close to All Amenities.
  • Plenty of natural light in the Great Room and All 3 Bedrooms.
  • Hardwood Floors Throughout Main and 2nd Floor.
  • 9' Ceilings on Both the Main and Second Floor.
  • Quartz Countertop, Backsplash, and Central Island; Stainless Steel Appliances; Pot Lights; Bright & Spacious Master Bedroom with a 5-Piece Ensuite and a Huge Walk-in...

Must See! Traditional Two-Story Freehold Townhouse at Oakridge Meadows, Surrounded by Trails and Nature yet Close to All Amenities! Plenty of natural light in the Great Room and All 3 Bedrooms. Tons of Upgrades! Hardwood Floors Throughout Main and 2nd Floor. 9' Ceilings on Both the Main and Second Floor. Quartz Countertop, Backsplash, and Central Island; Stainless Steel Appliances; Pot Lights; Bright & Spacious Master Bedroom with a 5-Piece Ensuite and a Huge Walk-in Closet. Near All Amenities, Lake Wilcox, Parks, Schools, Restaurants, Home Depot, Costco. Minutes Drive to Hwy 404, Go Train, Farmers Markets, Golf Courses, Nature Trails.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13459334
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
6 × 27 ft
Cross streets
LESLIE / STOUFFVILLE
Parking
1 garage · 2 parking (built-in)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$4,945 / 2025
Days on market
123
Listing brokerage
BENCHMARK SIGNATURE REALTY INC.

Rooms

Great RoomGround5.69 × 3.05 m

carpet free · w/o to yard · combined w/dining

BedroomSecond4.88 × 3.76 m

4 pc ensuite · carpet free · walk-in closet(s)

Bedroom 3Second4.42 × 3.05 m

carpet free · closet · window

Bedroom 2Second4.57 × 2.90 m

carpet free · closet · window

KitchenGround2.92 × 2.74 m

centre island · stainless steel appl

Dining RoomGround2.99 × 2.92 m

combined w/great rm · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Richmond Hill · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $607/sqft; this home lists at $632/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.11MThis home1.05M998k900k1.30MThis home vs active comparables

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.02M
Jefferson
$999K
Oak Ridges
$1.08M
Rouge Woods
$1.00M
Westbrook
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,041/mo
$208KIncome needed
5.3×Price ÷ income
$1,163Weekly cost
$18,595Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,041Property tax $412Total carry $5,453

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,892per month

Mortgage amount $884,800 · 4.49% over 25 years

$221,200Down payment (20.0%)
$884,800Loan before insurance
$0CMHC premium
$5,304Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,892
Property tax
$412
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,304

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,595
Estimated closing costs
$18,595

Plus your down payment of $221,200. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,921/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$582,863Total interest paid
$1,467,663Total of all payments
Principal $884,800 Interest $582,863
YearPrincipalInterestBalance
1$19,745$38,962$865,055
2$20,641$38,065$844,414
3$21,579$37,128$822,835
4$22,558$36,148$800,276
5$23,583$35,124$776,694
6$24,653$34,053$752,040
7$25,773$32,934$726,268
8$26,943$31,764$699,325
9$28,166$30,540$671,158
10$29,445$29,261$641,713
11$30,782$27,924$610,931
12$32,180$26,527$578,751
13$33,641$25,066$545,111
14$35,168$23,538$509,942
15$36,765$21,942$473,177
16$38,434$20,272$434,743
17$40,179$18,527$394,564
18$42,004$16,703$352,560
19$43,911$14,796$308,649
20$45,905$12,802$262,745
21$47,989$10,718$214,756
22$50,168$8,539$164,588
23$52,445$6,261$112,143
24$54,827$3,880$57,316
25$57,316$1,390$0

At the end of your 5-year term

Total paid over the term
$293,533
Principal paid down
$108,106
Interest paid
$185,426
Balance remaining
$776,694

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,945− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,297

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BENCHMARK SIGNATURE REALTY INC.. MLS®/PropTx.

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