1-59 Charles Street, Newmarket, ON
Central Newmarket, Newmarket · MLS® N13468126
About this home
In short
- Welcome To 11 On Charles.
- This Bright And Spacious 1+1 Bedroom, 2-Bath Unit Offers 1,236 Sq.
- Fully Upgraded With White Oak Hardwood Floors, 9 Ft Ceilings, Custom Trim, And A Statement Oak Staircase.
- Minutes To Transit, Hwy 404/400, And Scenic Trails.
- Low Maintenance fees of $339/month covering Insurance, parking and common elements.
Welcome To 11 On Charles! Brand New Boutique-Style Living Designed For Today's Modern Professionals. This Bright And Spacious 1+1 Bedroom, 2-Bath Unit Offers 1,236 Sq. Ft. Of Open-Concept Space. The Den Can Function As A Second Bedroom. Fully Upgraded With White Oak Hardwood Floors, 9 Ft Ceilings, Custom Trim, And A Statement Oak Staircase. Large Windows Flood The Space With Natural Light, Complemented By An Electric Fireplace For Cozy Ambiance. The Kitchen Is The Centerpiece, Featuring Extended Cabinetry With Built-In Valance Lighting, Granite Counters, And A Stunning Waterfall Island, Perfect For Entertaining. Conveniently Located Just A Short Walk To South lake Hospital And Historic Main Street, With Its Charming Shops, Cafes, And Patios. Minutes To Transit, Hwy 404/400, And Scenic Trails. Ideal For Professionals Seeking Low-Maintenance, Stylish Living In A Prime Location. Price reflects applicable HST relief. Eligibility and final rebate amounts are subject to applicable government requirements. Low Maintenance fees of $339/month covering Insurance, parking and common elements. Seller's Bonus: 12-months Maintenance fees included with purchase!
Key facts
- Property type
- Condo Townhouse, 1 Storey/Apt
- MLS®
- N13468126
- Bedrooms
- 2
- Bathrooms
- 2 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- Davis Drive & Prospect Street
- Parking
- 1 garage (carport)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Tar and Gravel
- Maintenance
- $339/mo
- Exposure
- East
- Property tax
- $1,652 / 2025
- Days on market
- 123
- Listing brokerage
- YORK NATIONAL REALTY INC.
Rooms
hardwood floor · 3 pc ensuite · walk-in closet(s)
hardwood floor · walk-in closet(s)
stainless steel appl · custom backsplash · custom counter
hardwood floor · electric fireplace · large window
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Considering this property? Request a written price readNeighbourhood & location
Central Newmarket, Newmarket, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $622,301 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,441
- Property tax
- $138
- Condo / maintenance fees
- $339
- Heating
- $0
- Estimated monthly cost
- $3,917
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,033
- Estimated closing costs
- $12,033
Plus your down payment of $155,575. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $206,448
- Principal paid down
- $76,034
- Interest paid
- $130,415
- Balance remaining
- $546,267
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of YORK NATIONAL REALTY INC.. MLS®/PropTx.