27 Robert Street, Georgina, ON
Keswick South, Georgina · MLS® N13475106
About this home
In short
- Welcome to 27 Robert Street, a rare waterfront opportunity set on a spacious pie-shaped lot in the heart of South Keswick, offering 120 feet of water frontage and...
- This spacious 3-bedroom, 2-bath home features approximately 2,400 sq. ft. of finished living space and is ideal for boat enthusiasts, nature lovers, and those seeking...
- The bright, open-concept main floor offers a large kitchen with centre island, abundant cabinetry, stainless steel appliances, and seamless flow into the living and...
- Additional features include 2nd floor laundry and central vac for added convenience.
- Conveniently located close to schools, parks, shopping, restaurants, marinas, beaches, boat launch, dog park, public transit, and all town amenities, with easy access...
Welcome to 27 Robert Street, a rare waterfront opportunity set on a spacious pie-shaped lot in the heart of South Keswick, offering 120 feet of water frontage and direct water access from the privacy of your own backyard, with Lake Simcoe and Cook's Bay at your doorstep. This spacious 3-bedroom, 2-bath home features approximately 2,400 sq. ft. of finished living space and is ideal for boat enthusiasts, nature lovers, and those seeking a relaxed lakeside lifestyle. The bright, open-concept main floor offers a large kitchen with centre island, abundant cabinetry, stainless steel appliances, and seamless flow into the living and dining area, complete with soaring ceilings, expansive windows, a cozy fireplace, and beautiful canal views. Additional features include 2nd floor laundry and central vac for added convenience! Walk out to the waterfront yard, dock, and multiple outdoor living spaces, including a covered front porch and upper balcony. The upper level features generous-sized bedrooms, a 4-piece bath, and open-to-below views. Imagine enjoying your morning coffee while taking in the breathtaking, picturesque views of nature year-round. A spacious 28'8" x 19'1" garage, with drive-thru doors to the backyard, provides ample room for vehicles, storage, and more. The garden shed is perfect for storing lawn care items, marine tools, and outdoor equipment. Conveniently located close to schools, parks, shopping, restaurants, marinas, beaches, boat launch, dog park, public transit, and all town amenities, with easy access to Highway 404. Enjoy everything Lake Simcoe and Cook's Bay have to offer with this unique opportunity to experience waterfront living with everyday convenience.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13475106
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 2000-2500 sq ft
- Lot
- 120.05 × 111.42 ft
- Cross streets
- Lake Dr S/Ravenshoe Rd
- Parking
- 1.5 garage · 5.5 parking (attached)
- Basement
- Crawl Space, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,933 / 2025
- Days on market
- 95
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
balcony · closet
centre island · open concept
combined w/dining · fireplace · walk-out
combined w/living · large window · overlooks backyard
Closet
Closet
Listed at $1,180,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $1.14M, if it sells. A realistic range is $1.07M to $1.28M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Longer on the market than typical. 95 days on the market against about 34 for homes like it here, and asking 41% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $1.14M, from 44 recent closings in this pocket.
The market behind the math:
About 0.4 months of inventory: 6 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $524/sqft against an area asking average of $452/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $798K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $450/sqft; this home lists at $524/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $944,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,220
- Property tax
- $494
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,714
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,075
- Estimated closing costs
- $20,075
Plus your down payment of $236,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $313,172
- Principal paid down
- $115,339
- Interest paid
- $197,833
- Balance remaining
- $828,661
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 44 whole-home leases in Keswick South signed at a median of $3,461 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,161. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.