174 Bayview Avenue, Georgina, ON

Keswick South, Georgina · MLS® N13775664

$899,000
For Sale
Listed 13 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
2Garage · 10 parking
2500-3000Sq ft

About this home

In short

  • Opportunity Knocks Exceptional Lot 100 X 189 Lot 30 & Lot 31 Welcome to this beautifully renovated two-storey home, ideally situated on a quiet, sought-after street...
  • The functional main floor features a spacious open-concept living and dining area, a bright family room with an electric fireplace.
  • The backyard is truly an entertainer's dream, featuring a saltwater swimming pool (18 X 36) with a gas heater, a newer pool liner (2022), and a diving board.
  • The pool is enclosed by approximately 120 feet of mesh fencing, which can be conveniently removed in three-panel sections when desired.
  • A fantastic opportunity to enjoy stylish family living with an incredible backyard oasis in one of South Keswick's most desirable communities.

** Opportunity Knocks** Exceptional Lot 100 X 189** Lot 30 & Lot 31** Welcome to this beautifully renovated two-storey home, ideally situated on a quiet, sought-after street in desirable South Keswick. Offering stylish updates, spacious family living, and an exceptional backyard retreat, this home is perfect for both everyday living, entertaining, and future investment. The functional main floor features a spacious open-concept living and dining area, a bright family room with an electric fireplace. Beautifully appointed kitchen with quartz/granite countertops, stainless steel appliances, pot lights, and a walk-out to a large deck and private backyard. The backyard is truly an entertainer's dream, featuring a saltwater swimming pool (18 X 36) with a gas heater, a newer pool liner (2022), and a diving board. The pool is enclosed by approximately 120 feet of mesh fencing, which can be conveniently removed in three-panel sections when desired. A dedicated gas line for the BBQ makes outdoor entertaining easy and enjoyable. The main floor also offers a versatile bedroom with large windows, a closet, and an ensuite bathroom-ideal for guests, extended family, or a home office. Convenient main-floor laundry, additional storage, and direct garage access complete this level. Upstairs features three spacious bedrooms, providing comfortable accommodation for the entire family. Additional highlights include crown moulding throughout the main floor, tasteful landscaping, a double garage, and a well-designed outdoor space perfect for summer enjoyment. Ideally located close to Highway 404, the marina, private beaches, shopping, schools, parks, trails, transit, and a wide range of amenities, this home offers the perfect combination of comfort, convenience, and lifestyle.A fantastic opportunity to enjoy stylish family living with an incredible backyard oasis in one of South Keswick's most desirable communities!

Key facts

Property type
Detached, 2-Storey
MLS®
N13775664
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
100 × 189 ft
Cross streets
The Queensway S/Bayview
Parking
2 garage · 10 parking (attached)
Driveway
Circular Drive
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$6,050 / 2026
Days on market
13
Listing brokerage
REALTY ASSOCIATES INC.

Rooms

Family RoomGround6.32 × 4.20 m

sunken room · w/o to yard · access to garage

Bedroom 3Second4.29 × 3.40 m

laminate · double closet · overlooks pool

DenGround3.89 × 3.40 m

laminate · overlooks frontyard

Utility RoomGround3.38 × 3.36 m

combined w/laundry · tile floor · overlooks pool

Bedroom 2Second4.36 × 3.78 m

laminate · closet · overlooks frontyard

KitchenGround3.55 × 3.40 m

ceramic backsplash · window · laminate

OtherSecond3.90 × 2.89 m

Laminate

Living RoomGround6.45 × 3.84 m

laminate · large window · overlooks frontyard

Dining RoomGround3.50 × 3.44 m

laminate · formal rm · window

Primary BedroomSecond3.50 × 5.32 m

laminate · overlooks pool · his and hers closets

Our TakeTeam Asgarian · Broker
A small discount is typical
$868Klikely sale price

Listed at $899,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $868K, if it sells. A realistic range is $813K to $978K.

Independent value check: $1.02M. Without looking at the asking price, our model values the home itself about 14% above the ask (homes like it typically land between $960K and $1.07M).

Why $1.02M. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises itIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it2 garage and 10 total parking spaces, against 2 and 5 typically.
  • ▲ Raises itIts lot is 100 by 189 ft; the typical lot sold here is 50 by 110.
List price
$813KBelow recent closings$978KAbove recent closings

Total price vs nearby homes. Likely closing about $868K, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
13days on market so far
$3,691/moest. rent · 33 leases
4.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 15 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $327/sqft against an area asking average of $408/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $883K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is R.L. Graham PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near R.L. Graham PS
60%
R.L. Graham PSPublic · Elementary · JK-8 · 0.6 km awayBelow the GTA average · 60% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
Jersey Public School · Public elementary0.8 km · 57% at standard
Fairwood Public School · Public elementary1.2 km · 52% at standard
W J Watson Public School · Public elementary2.3 km · 50% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$176KIncome needed
5.1×Price ÷ income
$946Weekly cost
$14,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,097Property tax $504Total carry $4,602

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,481Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$504
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,481

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Estimated closing costs
$14,455

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in Keswick South$3,691/mo
$44,292Gross annual rent
3.6%Cap rate after taxes and upkeep
$3,070 to $3,997Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in Keswick South signed at a median of $3,719 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,691. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $6,050− Insurance $1,400− Vacancy & upkeep $4,872Net operating income $31,970

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY ASSOCIATES INC.. MLS®/PropTx.

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