20 Havenwood Trail, Georgina, ON
Keswick South, Georgina · MLS® N13791178
About this home
In short
- Beautiful Energy Star Family Home On A Premium Corner Lot.
- Bright & Spacious, Featuring Hardwood Floors, 9-Ft Ceilings & A Large Eat-In Kitchen With Walkout To An Oversized, Fully Fenced Backyard.
- Thoughtfully Renovated & Tastefully Designed, This Impressive Home Showcases Over $150,000 In Renovations Completed In 2024, With Stylish Finishes & Exceptional...
- The Primary Suite Includes A Walk-In Closet & 4-Pc Ensuite With Soaker Tub & Glass-Enclosed Shower.
- Ideally Located In A Quiet, Family-Friendly Neighborhood, Just Minutes To Schools, Parks, Walking Trails, Transit, Hwy 404, The Lake, Shopping & More.
Beautiful Energy Star Family Home On A Premium Corner Lot! Bright & Spacious, Featuring Hardwood Floors, 9-Ft Ceilings & A Large Eat-In Kitchen With Walkout To An Oversized, Fully Fenced Backyard. Brand-New Front & Backyard Interlocking Enhances Both Curb Appeal & Outdoor Living. Thoughtfully Renovated & Tastefully Designed, This Impressive Home Showcases Over $150,000 In Renovations Completed In 2024, With Stylish Finishes & Exceptional Attention To Detail Throughout. The Second Floor Offers Generously Sized Bedrooms & Three Newly Renovated Bathrooms, All Featuring Showers. The Primary Suite Includes A Walk-In Closet & 4-Pc Ensuite With Soaker Tub & Glass-Enclosed Shower. Full-Size Basement With 3-Pc Rough-In Offers Excellent Future Potential. Ideally Located In A Quiet, Family-Friendly Neighborhood, Just Minutes To Schools, Parks, Walking Trails, Transit, Hwy 404, The Lake, Shopping & More. Truly Move-In Ready & Shows Pride Of Ownership Throughout!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13791178
- Bedrooms
- 3
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 47.05 × 90.92 ft
- Cross streets
- Ravenshoe/Queensway South
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,829 / 2026
- Days on market
- 9
- Listing brokerage
- RE/MAX REALTRON WENDY ZHENG REALTY
Rooms
centre island · stainless steel appl
hardwood floor · combined w/living · gas fireplace
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · combined w/family
hardwood floor · large closet · 3 pc ensuite
hardwood floor · closet · 3 pc bath
ceramic floor · eat-in kitchen · w/o to yard
hardwood floor · large window
Listed at $799,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $771K, if it sells. A realistic range is $723K to $869K.
Independent value check: $892K. Without looking at the asking price, our model values the home itself about 12% above the ask (homes like it typically land between $836K and $935K).
Why $892K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $5,829 a year; the typical home sold here pays about $5,000.
- ▲ Raises it slightlyIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
Total price vs nearby homes. Likely closing about $771K, from 44 recent closings in this pocket.
The market behind the math:
About 0.6 months of inventory: 9 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $355/sqft against an area asking average of $433/sqft.
- Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $808K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
- Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $415/sqft; this home lists at $355/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 2 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,534
- Property tax
- $486
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,020
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Estimated closing costs
- $12,455
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $212,055
- Principal paid down
- $78,098
- Interest paid
- $133,956
- Balance remaining
- $561,102
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 88 whole-home leases in Keswick South signed at a median of $3,623 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,490. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON WENDY ZHENG REALTY. MLS®/PropTx.