288 Terrace Drive, Georgina, ON

Keswick South, Georgina · MLS® N14156746

$749,900
For Sale
Listed 3 Days Ago
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3BedroomsBeds
2BathroomsBaths
1Garage · 5 Parking
5Parking
1100-1500Sq ft

Listed By RE/MAX Hallmark York Group Realty Ltd.

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Key Facts

Property type
Detached, 2-Storey
Lot
50 × 119 ft
Basement
Finished
Parking
1 garage · 5 parking (attached)
Property tax
$4,308 / 2026
Offer date
None stated
Cross streets
The Queensway South and Terrace Drive
Days on market
3
All Facts And 9 Rooms, Floor By Floor
Property type
Detached, 2-Storey
MLS®
N14156746
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
50 × 119 ft
Cross streets
The Queensway South and Terrace Drive
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,308 / 2026
Days on market
3
Offer date
None stated
Listing brokerage
RE/MAX Hallmark York Group Realty Ltd.
Dining RoomMain2.42 × 2.38 m

combined w/kitchen · w/o to deck · laminate

KitchenMain2.42 × 3.53 m

granite counters · laminate · centre island

Bedroom 2Second3.12 × 3.01 m

double closet · hardwood floor · ceiling fan(s)

Living RoomMain4.49 × 4.60 m

laminate · open concept

FoyerMain1.75 × 3.41 m

Laminate

Primary BedroomSecond2.66 × 5.12 m

double closet · hardwood floor · ceiling fan(s)

RecreationBasement6.70 × 7.07 m

Laminate

Bedroom 3Second3.12 × 3.19 m

ceiling fan(s) · hardwood floor · walk-in closet(s)

Utility RoomBasement3.49 × 4.21 m

Laminate

About This Home

From The Listing Description By RE/MAX Hallmark York Group Realty Ltd.

In short

  • Walk to the lake, enjoy nearby schools, shopping and transit, and take advantage of convenient access to Highway 404.The bright, open-concept main floor creates a...
  • At the heart of the home, the renovated kitchen features granite countertops, a centre island and a fridge, stove, dishwasher and microwave updated in 2021.
  • Upstairs, three bedrooms with hardwood flooring provide space for family, guests or a home office, complemented by a renovated four-piece bathroom.
  • The partially finished basement, with improvements completed in 2026, provides additional space to suit your needs, along with lower-level laundry.
  • Thoughtful updates include a furnace, air conditioning and ductwork replaced in 2021, renovated bathrooms, newer main-level flooring and driveway sealing completed in...
Read The Full Description

Welcome to 288 Terrace Drive, where comfortable family living meets the convenience of Keswick South and the charm of nearby Lake Simcoe. Set on a 50 x 119 ft. lot in a family-friendly neighbourhood, this updated, two-storey detached home offers three bedrooms, two bathrooms and inviting spaces to enjoy inside and out. Walk to the lake, enjoy nearby schools, shopping and transit, and take advantage of convenient access to Highway 404.The bright, open-concept main floor creates a welcoming setting for everyday living and entertaining, with pot lights and updated flooring throughout. At the heart of the home, the renovated kitchen features granite countertops, a centre island and a fridge, stove, dishwasher and microwave updated in 2021. The adjoining dining area offers a walkout to a two-tier deck, making summer meals and backyard gatherings easy.Upstairs, three bedrooms with hardwood flooring provide space for family, guests or a home office, complemented by a renovated four-piece bathroom. A main-floor powder room adds everyday convenience, while the carpet-free interior makes upkeep simple. The partially finished basement, with improvements completed in 2026, provides additional space to suit your needs, along with lower-level laundry.Outside, the large, private, fully fenced backyard offers room for children to play, outdoor entertaining and quiet evenings around the fire pit. The attached single-car garage includes an insulated garage door, opener and garage heater, while the private driveway accommodates four additional vehicles.Thoughtful updates include a furnace, air conditioning and ductwork replaced in 2021, renovated bathrooms, newer main-level flooring and driveway sealing completed in 2026. A water softener adds to the home's practical features. With an appealing mix of indoor space, outdoor enjoyment and proximity to the lake, this home is ready for its next chapter.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$723Klikely sale price

Listed at $749,900. Going by how homes in Keswick South have actually closed against their asking prices (about 96%, 50 local closings in 90 days), the likely sale price is near $723K, if it sells. A realistic range is $678K to $815K.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$678KBelow recent closings$815KAbove recent closings

Total price vs nearby homes. Likely closing about $723K, from 50 recent closings in this pocket.

The market behind the math, in Keswick South
50sold nearby · 90 days
$755Kmedian detached sold · 90 days
95%of asking, local average
−7%local median vs a year ago
~22 dayshomes like this take to sell
3days on market so far
$3,032/moest. rent · 8 leases
4.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 20 detached homes for sale in the area against 50 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $577/sqft against an area asking average of $449/sqft.

How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Jersey PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Keswick South, so I widened the search to the surrounding area.

Based on 50 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Keswick South: $714K in October 2026, up 5% from a year ago, on 178 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
November 2025$807K11
December 2025$704K10
January 2026$800K8
February 2026$735K10
March 2026$820K13
April 2026$780K17
May 2026$788K16
June 2026$834K23
July 2026$840K17
August 2026$860K15
September 2026$818K14
October 2026$714K24

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Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Terrace Drive. Signed-in members see each price, verified against board records.

Other Homes For Sale In Keswick South

For sale in Keswick South now · asking prices

How This Price Compares

$747kavg asking

Every home like this one for sale in Keswick South right now. These are asking prices, not sales.

Per square foot, these ask about $517/sqft; this home lists at $577/sqft.

The 5 closest in price of 55 for sale in Keswick South.

See all comparable homes
$750kThis home$735k$770k$729k$728k$775kThis home vs active comparables

Neighbourhood & Location

Keswick South, Georgina, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

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Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jersey PS
57%
Jersey PSPublic · Elementary · JK-8 · 1.3 km awayBelow the GTA average · 57% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
Lake Simcoe Public School · Public elementary1.5 km · 62% at standard
R L Graham Public School · Public elementary2.0 km · 60% at standard
Fairwood Public School · Public elementary2.3 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Estimated Mortgage
$3,418/mo
$145KIncome needed
5.2×Price ÷ income
$789Weekly cost
$11,473Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%Mortgage
Mortgage is 90% of the monthly costMortgage $3,418Property tax $359Total carry $3,777
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,350per month

Mortgage amount $599,920 · 4.59% over 25 years

$149,980Down payment (20.0%)
$599,920Loan before insurance
$0CMHC premium
$3,709Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,350
Property tax
$359
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,709

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,473
Estimated closing costs
$11,473

Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$4,051/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$405,223Total interest paid
$1,005,143Total of all payments
Principal $599,920 Interest $405,223
YearPrincipalInterestBalance
1$13,202$27,004$586,718
2$13,815$26,391$572,903
3$14,456$25,749$558,447
4$15,127$25,078$543,320
5$15,830$24,376$527,490
6$16,565$23,641$510,925
7$17,334$22,872$493,592
8$18,138$22,067$475,453
9$18,981$21,225$456,473
10$19,862$20,344$436,611
11$20,784$19,422$415,827
12$21,749$18,457$394,078
13$22,758$17,447$371,320
14$23,815$16,391$347,505
15$24,921$15,285$322,584
16$26,078$14,128$296,506
17$27,288$12,917$269,218
18$28,555$11,650$240,662
19$29,881$10,325$210,781
20$31,268$8,937$179,513
21$32,720$7,486$146,793
22$34,239$5,967$112,554
23$35,829$4,377$76,725
24$37,492$2,714$39,233
25$39,233$973$0

At the end of your 5-year term

Total paid over the term
$201,029
Principal paid down
$72,430
Interest paid
$128,598
Balance remaining
$527,490

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 288 Terrace Drive

What is the asking price for 288 Terrace Drive?

It is listed at $749,900.

How many bedrooms and bathrooms does 288 Terrace Drive have?

3 bedrooms, and 2 bathrooms (1 of them a half bath).

How big is 288 Terrace Drive?

The listing gives 1100-1500 sq ft of living space, on a 50 × 119 ft lot.

Does 288 Terrace Drive have parking?

1 garage space, 5 parking spaces in all.

What are the property taxes on 288 Terrace Drive?

$4,308 a year, for 2026.

Is there an offer date for 288 Terrace Drive?

The listing does not state an offer date.

Which schools is 288 Terrace Drive zoned for?

By the school boards' attendance boundaries: Jersey PS (JK-8), Keswick HS (9-12), Prince Of Peace and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.

When was 288 Terrace Drive listed?

It came on the market on November 6, 2026.

Who is the listing brokerage for 288 Terrace Drive?

RE/MAX Hallmark York Group Realty Ltd. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 288 Terrace Drive?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Hallmark York Group Realty Ltd. MLS®/PropTx.

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288 TERRACE DRIVE, GEORGINA, ON · Listed By RE/MAX Hallmark York Group Realty Ltd.

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