209 Pine Beach Drive, Georgina, ON

Keswick South, Georgina · MLS® N14113734

$650,000
For Sale
Listed 16 Days Ago
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3BedroomsBeds
2BathroomsBaths
2Garage · 5 Parking
5Parking
700-1100Sq ft

Listed By Smart Sold Realty

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Key Facts

Property type
Detached, 2-Storey
Lot
100 × 110.36 ft
Basement
Finished
Parking
2 garage · 5 parking (detached)
Property tax
$3,829 / 2026
Offer date
None stated
Cross streets
Queensway South / Pine Beach
Days on market
16
All Facts And 7 Rooms, Floor By Floor
Property type
Detached, 2-Storey
MLS®
N14113734
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
100 × 110.36 ft
Cross streets
Queensway South / Pine Beach
Parking
2 garage · 5 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$3,829 / 2026
Days on market
16
Offer date
None stated
Listing brokerage
Smart Sold Realty
BathroomMain2.93 × 2.83 m

3 Pc Bath

Bedroom 2Second2.88 × 2.83 m

Carpet Free

KitchenMain4.70 × 3.03 m

breakfast area · b/i shelves · b/i stove

Bedroom 3Second2.88 × 2.57 m

Carpet Free

BedroomMain4.03 × 2.90 m

Carpet Free

Living RoomMain5.87 × 4.10 m

Carpet Free

BathroomSecond2.90 × 2.57 m

4 Pc Bath

About This Home

From The Listing Description By Smart Sold Realty

In short

  • Charming 3-Bedroom Detached Home Situated On An Impressive 100 Ft x 110 Ft Private Lot In The Desirable Keswick South Community.
  • This Well-Maintained Home Features Numerous Major Upgrades Completed In 2024, Including A New Roof, Furnace, A/C, New Windows, And Kitchen Appliances, Along With...
  • The Main Floor Includes A Convenient Bedroom And A 3-Piece Bathroom, While The Second Floor Offers Two Additional Bedrooms And A 4-Piece Bathroom, Providing Flexible...
  • The Finished Basement Offers Additional Space For Everyday Living Or Recreation.
  • Enjoy A Generous Private Backyard With A Large Deck, Perfect For Outdoor Relaxation And Entertaining.
Read The Full Description

Charming 3-Bedroom Detached Home Situated On An Impressive 100 Ft x 110 Ft Private Lot In The Desirable Keswick South Community! Offering Great Potential For First-Time Buyers, Investors, Or Contractors Looking To Add Their Personal Touch. This Well-Maintained Home Features Numerous Major Upgrades Completed In 2024, Including A New Roof, Furnace, A/C, New Windows, And Kitchen Appliances, Along With Renovated Flooring And Bathrooms Throughout. The Functional Layout Offers A Spacious Living Room And An Upgraded Kitchen With A Breakfast Area, Stainless Steel Appliances, And Ample Storage Space. The Main Floor Includes A Convenient Bedroom And A 3-Piece Bathroom, While The Second Floor Offers Two Additional Bedrooms And A 4-Piece Bathroom, Providing Flexible Living Space For The Whole Family. The Finished Basement Offers Additional Space For Everyday Living Or Recreation. Enjoy A Generous Private Backyard With A Large Deck, Perfect For Outdoor Relaxation And Entertaining. Additional Features Include A Detached Garage, Paved Driveway, And Parking For Up To 5 Vehicles. Prime Keswick South Location! Just A Short 3-Minute Walk To Lake Simcoe And The Residents' Beach At The End Of The Street! Only 7 Minutes' Drive To Hwy 404, Offering Convenient Access For Daily Commuting. Just Minutes To FreshCo, Walmart, Shopping, Restaurants, Schools, Parks, And Everyday Amenities, With Public Transit Within Walking Distance. An Exceptional Home Combining Extensive Recent Upgrades, A Generous Lot Size, Flexible Living Space, And Convenient Lakeside Living!

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$627Klikely sale price

Listed at $650,000. Going by how homes in Keswick South have actually closed against their asking prices (about 96%, 50 local closings in 90 days), the likely sale price is near $627K, if it sells. A realistic range is $587K to $706K.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$587KBelow recent closings$706KAbove recent closings

Total price vs nearby homes. Likely closing about $627K, from 50 recent closings in this pocket.

The market behind the math, in Keswick South
50sold nearby · 90 days
$755Kmedian detached sold · 90 days
95%of asking, local average
−7%local median vs a year ago
~22 dayshomes like this take to sell
16days on market so far
$2,540/moest. rent · 5 leases
4.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 20 detached homes for sale in the area against 50 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $722/sqft against an area asking average of $442/sqft.

How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Jersey PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Keswick South, so I widened the search to the surrounding area.

Based on 50 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Keswick South: $714K in October 2026, up 5% from a year ago, on 178 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
November 2025$807K11
December 2025$704K10
January 2026$800K8
February 2026$735K10
March 2026$820K13
April 2026$780K17
May 2026$788K16
June 2026$834K23
July 2026$840K17
August 2026$860K15
September 2026$818K14
October 2026$714K24

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Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Pine Beach Drive. Signed-in members see each price, verified against board records.

Other Homes For Sale In Keswick South

For sale in Keswick South now · asking prices

How This Price Compares

$638kavg asking

Every home like this one for sale in Keswick South right now. These are asking prices, not sales.

Per square foot, these ask about $503/sqft; this home lists at $722/sqft.

The 5 closest in price of 47 for sale in Keswick South.

See all comparable homes
$650kThis home$680k$599k$595k$589k$729kThis home vs active comparables

Neighbourhood & Location

Keswick South, Georgina, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jersey PS
57%
Jersey PSPublic · Elementary · JK-8 · 0.6 km awayBelow the GTA average · 57% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
R L Graham Public School · Public elementary1.0 km · 60% at standard
Fairwood Public School · Public elementary1.5 km · 52% at standard
Lake Simcoe Public School · Public elementary2.1 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Estimated Mortgage
$2,962/mo
$127KIncome needed
5.1×Price ÷ income
$684Weekly cost
$9,475Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%Mortgage
Mortgage is 90% of the monthly costMortgage $2,962Property tax $319Total carry $3,282
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,904per month

Mortgage amount $520,000 · 4.59% over 25 years

$130,000Down payment (20.0%)
$520,000Loan before insurance
$0CMHC premium
$3,223Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,904
Property tax
$319
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,223

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,475
Estimated closing costs
$9,475

Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$3,512/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$351,240Total interest paid
$871,240Total of all payments
Principal $520,000 Interest $351,240
YearPrincipalInterestBalance
1$11,443$23,406$508,557
2$11,974$22,875$496,582
3$12,530$22,319$484,052
4$13,112$21,737$470,940
5$13,721$21,129$457,219
6$14,358$20,492$442,861
7$15,025$19,825$427,836
8$15,722$19,128$412,114
9$16,452$18,398$395,662
10$17,216$17,634$378,447
11$18,015$16,835$360,431
12$18,851$15,998$341,580
13$19,727$15,123$321,853
14$20,643$14,207$301,211
15$21,601$13,249$279,610
16$22,604$12,246$257,006
17$23,653$11,196$233,353
18$24,751$10,098$208,602
19$25,900$8,949$182,701
20$27,103$7,747$155,599
21$28,361$6,488$127,237
22$29,678$5,172$97,560
23$31,056$3,794$66,504
24$32,498$2,352$34,006
25$34,006$843$0

At the end of your 5-year term

Total paid over the term
$174,248
Principal paid down
$62,781
Interest paid
$111,467
Balance remaining
$457,219

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 209 Pine Beach Drive

What is the asking price for 209 Pine Beach Drive?

It is listed at $650,000.

How many bedrooms and bathrooms does 209 Pine Beach Drive have?

3 bedrooms, and 2 bathrooms.

How big is 209 Pine Beach Drive?

The listing gives 700-1100 sq ft of living space, on a 100 × 110.36 ft lot.

Does 209 Pine Beach Drive have parking?

2 garage spaces, 5 parking spaces in all.

What are the property taxes on 209 Pine Beach Drive?

$3,829 a year, for 2026.

Is there an offer date for 209 Pine Beach Drive?

The listing does not state an offer date.

Which schools is 209 Pine Beach Drive zoned for?

By the school boards' attendance boundaries: Jersey PS (JK-8), Keswick HS (9-12), Prince Of Peace and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.

When was 209 Pine Beach Drive listed?

It came on the market on October 24, 2026.

Who is the listing brokerage for 209 Pine Beach Drive?

Smart Sold Realty. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 209 Pine Beach Drive?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Smart Sold Realty. MLS®/PropTx.

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209 PINE BEACH DRIVE, GEORGINA, ON · Listed By Smart Sold Realty

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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