44 Tim Jacobs Drive, Georgina, ON

Keswick South, Georgina · MLS® N14092456

$1,399,000
For Sale
Listed 1 day agoNo offer date stated
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5+2Bedrooms
4Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Welcome to this impressive detached family home in highly desirable Keswick south, offering 3,650 sq ft above grade plus approx.
  • A grand entrance with soaring open-to-above ceiling and statement chandelier sets the tone.
  • The main level features impressive 10-ft ceilings, upgraded 8-ft doors, oversized windows, hardwood flooring, 18"x18" tiles, rounded wall corners, upgraded...
  • The gourmet kitchen showcases full-height solid maple cabinetry, a large matching pantry, quartz countertops, expansive centre island with deep pull-out drawers and...
  • Close to schools, parks, shopping, restaurants, transit, & Hwy 404.

Welcome to this impressive detached family home in highly desirable Keswick south, offering 3,650 sq ft above grade plus approx. 1,500 sq ft of basement space. Situated on a premium 60 ft frontage lot, this spacious 5+2 bedroom home combines luxury, functionality, and convenience. A grand entrance with soaring open-to-above ceiling and statement chandelier sets the tone. The main level features impressive 10-ft ceilings, upgraded 8-ft doors, oversized windows, hardwood flooring, 18"x18" tiles, rounded wall corners, upgraded baseboards, and generous closet storage. The elegant living, dining, & family rooms are ideal for entertaining, while the private main-floor office/den provides a perfect work-from-home space. Gas fireplace adds warmth and character. The gourmet kitchen showcases full-height solid maple cabinetry, a large matching pantry, quartz countertops, expansive centre island with deep pull-out drawers and duel outlets, 36-inch range hood, commercial-style pull-down faucet, pendant lighting, and pot lights. A dedicated laundry room with additional storage walk-in closet and direct access to the double garage completes the main floor. Upstairs features airy 9-ft ceilings, tall windows, enlarged closets, and five spacious bedrooms. The primary retreat offers two walk-in closets and spa-inspired ensuite with frameless glass shower and deep tub. Bathrooms feature maple vanities, quartz counters, upgraded fixtures, and designer tile. 2nd & 3rd bdrms w/walk-in closets, 4th & 5th-double closets. Bsmt includes a subfloor, luxury vinyl plank flooring, pot lights, two additional bedrooms, and flexible recreation space. Additional upgrades include a new water heater (2025) & integrated security system. Rare 2-storey garage offers exceptional custom built storage/workshop. Enjoy front and rear interlock patios, raised garden beds with perennial landscaping, and an 8'x12' exterior custom shed. Close to schools, parks, shopping, restaurants, transit, & Hwy 404.

Key facts

Property type
Detached, 2-Storey
MLS®
N14092456
Bedrooms
5+2 (7 total)
Bathrooms
4 (1 half)
Size
3500-5000 sq ft
Lot
60.17 × 114.83 ft
Cross streets
Woodbine Ave & Dovedale Dr.
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,008 / 2026
Days on market
1
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

BathroomSecond2.45 × 2.69 m

5 pc bath · tile floor · quartz counter

BathroomSecond6.00 × 4.00 m

5 pc ensuite · quartz counter · tile floor

Cold Room/CantinaBasement4.50 × 1.00 m
Bedroom 3Second3.35 × 3.34 m

walk-in closet(s) · semi ensuite · 5 pc bath

Primary BedroomSecond7.13 × 4.63 m

walk-in closet(s) · walk-in closet(s) · 5 pc bath

Powder RoomMain2.20 × 0.93 m

tile floor · 2 pc bath

Living RoomMain4.43 × 3.66 m

hardwood floor · large window

Family RoomMain5.49 × 3.66 m

hardwood floor · fireplace · large window

OtherBasement4.00 × 3.50 m
LaundryMain3.32 × 2.03 m

walk-in closet(s) · access to garage · window

KitchenMain4.13 × 4.35 m

tile floor · stainless steel appl · quartz counter

Bedroom 5Second4.35 × 3.65 m

double closet · window

BedroomBasement4.30 × 3.60 m
BreakfastMain3.90 × 4.35 m

tile floor · large window · w/o to patio

Dining RoomMain5.06 × 3.64 m

hardwood floor · large window · window

Bedroom 4Second3.80 × 3.67 m

double closet · large window

Bedroom 2Second3.40 × 3.40 m

walk-in closet(s) · semi ensuite · 5 pc bath

OfficeMain3.02 × 2.82 m

hardwood floor · window

RecreationBasement7.93 × 8.07 m

vinyl floor · pot lights · large window

FoyerMain6.53 × 2.08 m

tile floor · walk-in closet(s)

BathroomSecond3.20 × 2.50 m

5 pc bath · quartz counter · tile floor

BedroomBasement4.30 × 3.51 m

laminate · double closet · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.35Mlikely sale price

Listed at $1,399,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 47 local closings in 90 days), the likely sale price is near $1.35M, if it sells. A realistic range is $1.27M to $1.52M.

Independent value check: $1.31M. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $1.23M and $1.38M).

Why $1.31M. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $9,008 a year; the typical home sold here pays about $5,000.
  • ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightlyIts lot is 60 by 115 ft; the typical lot sold here is 50 by 110.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
List price
$1.27MBelow recent closings$1.52MAbove recent closings

Total price vs nearby homes. Likely closing about $1.35M, from 47 recent closings in this pocket.

The market behind the math:

47sold nearby · 90 days
$860Kmedian sold price
95%of asking, on average
+8%prices vs a year ago
~22 dayshomes like this take to sell
1days on market so far
$4,656/moest. rent · 30 leases
4.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.4 months of inventory: 6 detached homes for sale in the area against 47 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $329/sqft against an area asking average of $391/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 47 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.15M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($329/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Keswick South, so I widened the search to the surrounding area.

Based on 47 comparable homes that sold in Keswick South over the past two years, from 363 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$3.26Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.31M, which is where my estimate comes from.

Per square foot, these ask about $687/sqft; this home lists at $329/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home1.40M1.50M6.89MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Keswick South: $860K in September 2026, up 12% from a year ago, on 167 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$739K14
November 2025$807K11
December 2025$704K10
January 2026$800K8
February 2026$735K10
March 2026$820K13
April 2026$780K17
May 2026$788K16
June 2026$834K23
July 2026$840K17
August 2026$860K15
September 2026$860K13

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$952K
Historic Lakeshore Communities
$1.04M
Baldwin
$1.46M
Sutton & Jackson's Point
$699K
Virginia
$683K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,376/mo
$271KIncome needed
5.2×Price ÷ income
$1,471Weekly cost
$24,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $6,376Property tax $751Total carry $7,127

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,188per month

Mortgage amount $1,119,200 · 4.49% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,939Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,188
Property tax
$751
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,939

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,490/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,275Total interest paid
$1,856,475Total of all payments
Principal $1,119,200 Interest $737,275
YearPrincipalInterestBalance
1$24,976$49,283$1,094,224
2$26,110$48,149$1,068,114
3$27,295$46,964$1,040,819
4$28,535$45,724$1,012,285
5$29,830$44,429$982,454
6$31,185$43,074$951,270
7$32,600$41,659$918,669
8$34,081$40,178$884,589
9$35,628$38,631$848,961
10$37,246$37,013$811,715
11$38,937$35,322$772,778
12$40,705$33,554$732,073
13$42,553$31,706$689,520
14$44,485$29,774$645,035
15$46,505$27,754$598,531
16$48,616$25,643$549,915
17$50,824$23,435$499,091
18$53,131$21,128$445,960
19$55,544$18,715$390,416
20$58,065$16,193$332,351
21$60,702$13,557$271,649
22$63,458$10,801$208,191
23$66,339$7,920$141,851
24$69,351$4,908$72,500
25$72,500$1,759$0

At the end of your 5-year term

Total paid over the term
$371,295
Principal paid down
$136,746
Interest paid
$234,549
Balance remaining
$982,454

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 30 whole-home leases in Keswick South$4,656/mo
$55,872Gross annual rent
2.8%Cap rate after taxes and upkeep
$4,363 to $5,255Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 30 whole-home leases in Keswick South signed at a median of $3,836 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,656. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $9,008− Insurance $1,400− Vacancy & upkeep $6,146Net operating income $39,318

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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