Thompson Drive
12.4 km Away2022
Sign In To See The Price435 Lake Drive, Georgina, ON
Keswick South, Georgina · MLS® N14114686
$888,888
For SaleListed 15 Days Ago
3+1BedroomsBeds
2BathroomsBaths
4Parking
1500-2000Sq ft
Listed By RE/MAX Realtron Realty Inc.
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Key Facts
- Property type
- Detached, Backsplit 4
- Lot
- 62.83 × 159.47 ft
- Basement
- Finished with Walk-Out, Walk-Out
- Parking
- 4 parking
- Property tax
- $4,467 / 2026
- Offer date
- None stated
- Cross streets
- Lake Drive South and Glenwoods Ave
- Days on market
- 15
All Facts And 12 Rooms, Floor By Floor
- Property type
- Detached, Backsplit 4
- MLS®
- N14114686
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 62.83 × 159.47 ft
- Cross streets
- Lake Drive South and Glenwoods Ave
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Finished with Walk-Out, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,467 / 2026
- Days on market
- 15
- Offer date
- None stated
- Listing brokerage
- RE/MAX Realtron Realty Inc.
Family RoomGround5.91 × 4.88 m
combined w/dining · w/o to deck · electric fireplace
LaundryBasement2.71 × 3.02 m
Ceramic Floor
BathroomSecond2.56 × 4.02 m
3 Pc Ensuite
Bedroom 4Basement3.08 × 2.83 m
Ceramic Floor
Bedroom 3Second3.35 × 2.83 m
Parquet
Bedroom 2Second3.35 × 3.32 m
Parquet
Living RoomGround5.91 × 4.88 m
combined w/dining · laminate
Primary BedroomSecond4.18 × 4.02 m
parquet · ensuite bath
BathroomBasement2.71 × 3.02 m
4 Pc Bath
KitchenGround5.91 × 3.35 m
quartz counter · breakfast bar · pot lights
Dining RoomGround5.91 × 4.88 m
combined w/living · laminate
RecreationBasement5.21 × 7.35 m
ceramic floor · w/o to yard
About This Home
From The Listing Description By RE/MAX Realtron Realty Inc.
In short
- In the heart of the home is the Chef's Inspired Custom Kitchen designed for both entertaining and family living Featuring a Large SS French Door Fridge, SS Gas Stove...
- The Second Floor has 3 Large Bedrooms with the Primary Bedroom Showcasing your own New Designer Fully Renovated Spa-Inspired Bathroom Retreat.
- The Walk-Out Basement offers incredible versatility to convert to a In-Law Suite with its own separate entrance, 1 Bedroom , Spacious Living Area, Walk-Out to Back...
- Outside enjoy a Large Backyard with Powered Shed/Workshop, Firepit and Hot Tub "AS IS"Enjoy Lake Drives Living at its Finest.
- Steps to Lake Simcoe, Private Park with Beach and minutes to LocalMarinas,World Class Boating and Fishing, Shopping, Schools, Public Transit (Viva/Go Bus) and Highway...
Read The Full Description
Welcome to your New Family Home Located on Lake Drive South in Keswick. This exceptional 4 Bedroom Home is perfectly positioned directly across from your private community beach/park offering unobstructed views year-round of Lake Simcoe and its Famous Stunning Sunsets!In the heart of the home is the Chef's Inspired Custom Kitchen designed for both entertaining and family living Featuring a Large SS French Door Fridge, SS Gas Stove with Double Ovens, SSB/I Dishwasher, SS Farm Sink, Quartz Counter Tops and Breakfast Bar, Custom Led Lighting, Pot Lights, Large Open Concept Bright Sun Filled Combination Living Room/Dining Room/Family Room with Electric Fire Place, Gleaming Laminate Floors and Walk-Out to Expansive Family Sized WrapAround Wood Deck with Fire Pit to relax and enjoy your morning coffee, Summer bbqs with Family and Friends and quiet evenings admiring stunning beautiful sunsets!The Second Floor has 3 Large Bedrooms with the Primary Bedroom Showcasing your own New Designer Fully Renovated Spa-Inspired Bathroom Retreat!The Walk-Out Basement offers incredible versatility to convert to a In-Law Suite with its own separate entrance, 1 Bedroom , Spacious Living Area, Walk-Out to Back Yard, Gas Fireplace, 4Piece Bathroom. Includes All Existing Rough-Ins, Plumbing and Electrical Hook-Ups for Kitchen included. Perfect for Potential Additional Income or In-law Suite.Outside enjoy a Large Backyard with Powered Shed/Workshop, Firepit and Hot Tub "AS IS"Enjoy Lake Drives Living at its Finest! Don't miss your opportunity to own this Lake Drive South Family Home! Steps to Lake Simcoe, Private Park with Beach and minutes to LocalMarinas,World Class Boating and Fishing, Shopping, Schools, Public Transit (Viva/Go Bus) and Highway 404!
Our Take
Team Asgarian, RE/MAX Hallmark Realty Ltd.A small discount is typical
$857Klikely sale price
Listed at $888,888. Going by how homes in Keswick South have actually closed against their asking prices (about 96%, 50 local closings in 90 days), the likely sale price is near $857K, if it sells. A realistic range is $803K to $966K.
Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It
List price
$803KBelow recent closings$966KAbove recent closings
Total price vs nearby homes. Likely closing about $857K, from 50 recent closings in this pocket.
The market behind the math, in Keswick South
50sold nearby · 90 days
$755Kmedian detached sold · 90 days
95%of asking, local average
−7%local median vs a year ago
~22 dayshomes like this take to sell
15days on market so far
$2,938/moest. rent · 8 leases
4.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market
About 3.2 months of inventory: 54 detached homes for sale in the area against 50 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.
This home
Below area avgAbove area avg
Price per square foot: this home lists at $508/sqft against an area asking average of $544/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Keswick South basements rarely rent out (22 of 244 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Georgina.
How this estimate is builtthe short version
The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Jersey PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($508/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Keswick South, so I widened the search to the surrounding area.
Based on 50 closings nearby in the last 90 days.
Sold Price Trend
Median sold price for detached homes in Keswick South: $714K in October 2026, up 5% from a year ago, on 178 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| November 2025 | $807K | 11 |
| December 2025 | $704K | 10 |
| January 2026 | $800K | 8 |
| February 2026 | $735K | 10 |
| March 2026 | $820K | 13 |
| April 2026 | $780K | 17 |
| May 2026 | $788K | 16 |
| June 2026 | $834K | 23 |
| July 2026 | $840K | 17 |
| August 2026 | $860K | 15 |
| September 2026 | $818K | 14 |
| October 2026 | $714K | 24 |
Own A Home Nearby?
Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.
Our Transactions Near This Listing
Homes Team Asgarian has handled within 25 km of Lake Drive. Signed-in members see each price, verified against board records.
Martin Street
14.0 km Away2023
Sign In To See The Price
Pasadena Drive
700 m Away2026
Sign In To See The PriceOther Homes For Sale In Keswick South
For sale in Keswick South now · asking prices
How This Price Compares
$879kavg asking
Every home like this one for sale in Keswick South right now. These are asking prices, not sales.
25 Garrett Styles Drive $395/sqft$890k331 Hollywood Drive $677/sqft$880k106 Laurendale Avenue $400/sqft$899k73 Laurendale Avenue $389/sqft$875k318 The Queensway $486/sqft$850k
Per square foot, these ask about $469/sqft; this home lists at $508/sqft.
The 5 closest in price of 53 for sale in Keswick South.
See all comparable homesNeighbourhood & Location
Keswick South, Georgina, ON
Commute
Time from this home to where you spend your dayEnter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →
Schools & Catchment
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
57%
Also nearby: 3 more schools within 2.5 km
R L Graham Public School · Public elementary1.6 km · 60% at standard
Lake Simcoe Public School · Public elementary2.1 km · 62% at standard
Fairwood Public School · Public elementary2.1 km · 52% at standard
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Estimated Mortgage
$4,051/mo
$170KIncome needed
5.2×Price ÷ income
$935Weekly cost
$14,253Land transfer tax, one-time (Ontario)
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Mortgage is 92% of the monthly costMortgage $4,051Property tax $372Total carry $4,423
Calculate And Customize Your Mortgage
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
$
20.0%
$
%
4.59%
%
Live rate from Ratehub.caConventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.
years
years (your rate-locked period)
$3,971per month
Mortgage amount $711,110 · 4.59% over 25 years
$177,778Down payment (20.0%)
$711,110Loan before insurance
$0CMHC premium
$4,344Total monthly cost
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,971
- Property tax
- $372
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,344
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,253
- Estimated closing costs
- $14,253
Plus your down payment of $177,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
6.59%Qualifying rate
$4,802/monthPayment at the qualifying rate
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
$480,328Total interest paid
$1,191,438Total of all payments
Principal $711,110 Interest $480,328
YearPrincipalInterestBalance
1$15,649$32,009$695,462
2$16,375$31,282$679,086
3$17,136$30,522$661,951
4$17,931$29,726$644,020
5$18,764$28,894$625,256
6$19,635$28,023$605,621
7$20,546$27,111$585,075
8$21,500$26,157$563,575
9$22,498$25,159$541,076
10$23,543$24,115$517,533
11$24,636$23,022$492,897
12$25,780$21,878$467,118
13$26,977$20,681$440,141
14$28,229$19,429$411,912
15$29,540$18,118$382,372
16$30,911$16,746$351,461
17$32,346$15,311$319,115
18$33,848$13,810$285,267
19$35,419$12,238$249,848
20$37,064$10,594$212,784
21$38,784$8,873$174,000
22$40,585$7,072$133,415
23$42,469$5,188$90,945
24$44,441$3,217$46,504
25$46,504$1,153$0
At the end of your 5-year term
- Total paid over the term
- $238,288
- Principal paid down
- $85,855
- Interest paid
- $152,433
- Balance remaining
- $625,256
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Questions About 435 Lake Drive
What is the asking price for 435 Lake Drive?
It is listed at $888,888.
How many bedrooms and bathrooms does 435 Lake Drive have?
3+1 bedrooms, and 2 bathrooms.
How big is 435 Lake Drive?
The listing gives 1500-2000 sq ft of living space, on a 62.83 × 159.47 ft lot.
Does 435 Lake Drive have parking?
4 parking spaces, no garage listed.
What are the property taxes on 435 Lake Drive?
$4,467 a year, for 2026.
Is there an offer date for 435 Lake Drive?
The listing does not state an offer date.
Which schools is 435 Lake Drive zoned for?
By the school boards' attendance boundaries: Jersey PS (JK-8), Keswick HS (9-12), Prince Of Peace and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.
When was 435 Lake Drive listed?
It came on the market on October 24, 2026.
Who is the listing brokerage for 435 Lake Drive?
RE/MAX Realtron Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.
How can I request a showing of 435 Lake Drive?
Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.
Can Team Asgarian represent me as the buyer?
Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Realtron Realty Inc. MLS®/PropTx.