25 Garrett Styles Drive, Georgina, ON

Keswick South, Georgina · MLS® N14027422

$889,800
For Sale
Listed 6 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Premium Lot Facing to Conservation in the Highly Sought-After Simcoe Landing Community of South Keswick.
  • Thoughtfully Designed with A Modern Open-Concept Layout with Many Upgrades.
  • The Spacious Family Room Showcases a Coffered Ceiling, Cozy Gas Fireplace, and Large Window Overlooking the Private Backyard.
  • Hardwood Stairs with Iron Pickets Lead to 2nd Floor.
  • Ideally Located Close to Parks, Schools, Restaurants, Shopping Plazas, Marinas, Transit, GO Transit Access, and Hwy 404, Offering Easy Commuting to Newmarket and Toronto.

Premium Lot Facing to Conservation in the Highly Sought-After Simcoe Landing Community of South Keswick! Just Moments from The South Shore of Lake Simcoe! This Elegant Residence Features a Charming Curb of Appeal with Covered Front Porch and Sunny South-Facing Fenced Backyard. Thoughtfully Designed with A Modern Open-Concept Layout with Many Upgrades! The Home Offers Seamless Flow Between Living Spaces and Expansive Windows That Fill the Interior with Natural Light. The Main Floor Boasts 9' Ceilings, and All Principal Rooms Enjoy Bright South-Facing Views. The Spacious Family Room Showcases a Coffered Ceiling, Cozy Gas Fireplace, and Large Window Overlooking the Private Backyard. The Impressive and Luxurious Kitchen Featuring A Large Central Island, Custom Backsplash. Breakfast Area Wrapped with Windows, and Walk-Out to The Sunny Backyard - Perfect for Indoor-Outdoor Living and Entertaining. The Versatile Living and Dining Rooms Can Easily Adapt to A Variety Needs. Hardwood Stairs with Iron Pickets Lead to 2nd Floor. The Luxurious Primary Bedroom Features Double-Door Entry, Oversized Windows, A Spacious Walk-In Closet, and A Spa-Inspired 5-Piece Ensuite Complete with Freestanding Bathtub, Frameless Glass Shower, Custom Tile Flooring, and Double Vanity. Two Additional Bedrooms Are Generously Sized with Large Windows Overlook the Conservation. Convenient 2nd Floor Laundry Room. Separate Entrance from Garage to Unspoiled Basement with above Grades Windows, Cold Cellar and R-In Washroom. (upgrade features attached). Ideally Located Close to Parks, Schools, Restaurants, Shopping Plazas, Marinas, Transit, GO Transit Access, and Hwy 404, Offering Easy Commuting to Newmarket and Toronto. Enjoy Being Just a Short Walk to Lake Simcoe, Waterfront Parks, and Year-Round Recreational Activities. Experience Modern, Elegant Living Surrounded by Nature in One of Keswick's Most Desirable Communities - The Perfect Balance of Comfort, Convenience, and Lifestyle!

Key facts

Property type
Detached, 2-Storey
MLS®
N14027422
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
36.09 × 94.16 ft
Cross streets
Garrett Styles & The Queensway
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Unfinished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,450 / 2026
Days on market
6
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Dining RoomMain3.66 × 3.61 m

hardwood floor · open concept

Bedroom 2Second3.56 × 3.05 m

cedar closet(s) · large window

BathroomGround0.00 × 0.00 m

2 pc bath · window · quartz counter

FoyerMain2.74 × 2.13 m

cedar closet(s) · 2 pc bath · tile floor

KitchenMain3.79 × 3.04 m

modern kitchen · centre island · custom backsplash

BathroomSecond0.00 × 0.00 m

5 pc ensuite · separate shower · large window

Family RoomMain4.37 × 3.66 m

gas fireplace · coffered ceiling(s) · south view

BreakfastMain4.12 × 2.74 m

large window · w/o to deck · south view

BathroomSecond0.00 × 0.00 m

4 pc bath · tile floor · window

LaundrySecond2.44 × 2.13 m

tile floor · quartz counter · window

Primary BedroomSecond5.01 × 4.09 m

south view · 5 pc ensuite · walk-in closet(s)

Bedroom 3Second4.40 × 3.56 m

closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,055/mo
$173KIncome needed
5.1×Price ÷ income
$936Weekly cost
$14,271Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,055Property tax $454Total carry $4,510

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,936per month

Mortgage amount $711,840 · 4.49% over 25 years

$177,960Down payment (20.0%)
$711,840Loan before insurance
$0CMHC premium
$4,390Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,936
Property tax
$454
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,390

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,271
Estimated closing costs
$14,271

Plus your down payment of $177,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,764/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$468,926Total interest paid
$1,180,766Total of all payments
Principal $711,840 Interest $468,926
YearPrincipalInterestBalance
1$15,885$31,345$695,955
2$16,606$30,624$679,348
3$17,360$29,870$661,988
4$18,149$29,082$643,839
5$18,973$28,258$624,866
6$19,834$27,396$605,032
7$20,735$26,496$584,297
8$21,676$25,554$562,621
9$22,660$24,570$539,961
10$23,689$23,541$516,272
11$24,765$22,466$491,507
12$25,889$21,341$465,617
13$27,065$20,166$438,553
14$28,294$18,937$410,259
15$29,578$17,652$380,681
16$30,921$16,309$349,760
17$32,325$14,905$317,435
18$33,793$13,438$283,642
19$35,327$11,903$248,315
20$36,931$10,299$211,384
21$38,608$8,623$172,776
22$40,361$6,870$132,415
23$42,193$5,037$90,221
24$44,109$3,121$46,112
25$46,112$1,119$0

At the end of your 5-year term

Total paid over the term
$236,153
Principal paid down
$86,974
Interest paid
$149,179
Balance remaining
$624,866

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $5,450− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,006

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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