65 Ian Drive, Georgina, ON

Keswick South, Georgina · MLS® N13837776

$774,900
For Sale
Listed 21 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Perfect Starter Family Home Ready For New Memories.
  • Featuring 3 Bedrooms, 2 Bathrooms, A Finished Basement, Oversized Backyard and Your Own Saltwater Pool.
  • Upstairs, You'll Find Three Generous Bedrooms, Including A Spacious Primary with a Walk-In Closet.
  • The Finished Basement adds Valuable Living Space with a Comfortable Rec Room, Built-In Kids' Play Area, Flexible Office or Gym Space with Double Mirrored Closets...
  • Enjoy An Oversized, Fully Fenced Backyard Complete With A Saltwater Pool, Large Sundeck With Sitting Area and Mature Pear Tree-Offering Plenty Of Room To Relax...

Perfect Starter Family Home Ready For New Memories! Featuring 3 Bedrooms, 2 Bathrooms, A Finished Basement, Oversized Backyard and Your Own Saltwater Pool. The Bright Main Floor Offers Separate Living and Dining Spaces Filled With Natural Light, Along with a Spacious Eat-In Kitchen Featuring a Centre Island, Subway Tile Backsplash w/ Walkout to the Raised Deck and Backyard-Perfect for Everyday Family Life And Summer Entertaining. Upstairs, You'll Find Three Generous Bedrooms, Including A Spacious Primary with a Walk-In Closet. The Finished Basement adds Valuable Living Space with a Comfortable Rec Room, Built-In Kids' Play Area, Flexible Office or Gym Space with Double Mirrored Closets, Plus Plenty Of Storage. Outside is Where This Home Really Delivers. Enjoy An Oversized, Fully Fenced Backyard Complete With A Saltwater Pool, Large Sundeck With Sitting Area and Mature Pear Tree-Offering Plenty Of Room To Relax, Entertain and Make The Most Of Summer. Tucked Away on a Quiet Street While Remaining Close to Schools, Parks, Trails, Lake Simcoe, Highway Access, Transit, Restaurants, Shopping and Everyday Amenities. A Fantastic Opportunity To Get Into a Detached Home with the Space, Finished Living Area and Backyard Features Buyers Are Looking For.

Key facts

Property type
Detached, 2-Storey
MLS®
N13837776
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
40.03 × 88.58 ft
Cross streets
Ravenshoe & Queensway
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Pool
Above Ground, Salt
Property tax
$4,253 / 2025
Days on market
21
Listing brokerage
MAIN STREET REALTY LTD.

Rooms

Living RoomMain3.10 × 4.30 m

hardwood floor · overlooks frontyard · large window

OfficeLower2.44 × 4.22 m

laminate · above grade window · double closet

Primary BedroomSecond3.10 × 4.40 m

broadloom · walk-in closet(s) · overlooks backyard

RecreationLower5.55 × 4.22 m

laminate · above grade window

Dining RoomMain3.40 × 3.10 m

hardwood floor · overlooks backyard

KitchenMain3.40 × 3.20 m

vinyl floor · w/o to deck · centre island

BedroomSecond2.70 × 3.40 m

broadloom · closet

BedroomSecond4.10 × 2.80 m

broadloom · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,532/mo
$149KIncome needed
5.2×Price ÷ income
$815Weekly cost
$11,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,532Property tax $354Total carry $3,886

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,428per month

Mortgage amount $619,920 · 4.49% over 25 years

$154,980Down payment (20.0%)
$619,920Loan before insurance
$0CMHC premium
$3,782Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,428
Property tax
$354
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,782

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,973
Estimated closing costs
$11,973

Plus your down payment of $154,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,149/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,373Total interest paid
$1,028,293Total of all payments
Principal $619,920 Interest $408,373
YearPrincipalInterestBalance
1$13,834$27,298$606,086
2$14,462$26,670$591,624
3$15,119$26,013$576,505
4$15,805$25,327$560,700
5$16,523$24,609$544,177
6$17,273$23,859$526,904
7$18,057$23,074$508,847
8$18,877$22,255$489,970
9$19,734$21,397$470,236
10$20,630$20,501$449,605
11$21,567$19,565$428,038
12$22,546$18,586$405,492
13$23,570$17,562$381,922
14$24,640$16,492$357,282
15$25,759$15,373$331,524
16$26,928$14,203$304,595
17$28,151$12,981$276,444
18$29,429$11,703$247,015
19$30,765$10,366$216,250
20$32,162$8,970$184,088
21$33,623$7,509$150,465
22$35,149$5,983$115,316
23$36,745$4,387$78,571
24$38,413$2,718$40,158
25$40,158$974$0

At the end of your 5-year term

Total paid over the term
$205,659
Principal paid down
$75,743
Interest paid
$129,916
Balance remaining
$544,177

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,253− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,911

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAIN STREET REALTY LTD.. MLS®/PropTx.

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