95 Bayview Avenue, Georgina, ON

Keswick South, Georgina · MLS® N14083526

$799,000
For Sale
Listed 4 days agoNo offer date stated
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2+1Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • 1567 Sqft Detached Bungaloft 2Br Main Floor and Big Family room in the Loft.
  • Primary Br With Double Closet And 4 Pc Ensuite With Corner Tub.
  • Roof has been replaced in 2017.

1567 Sqft Detached Bungaloft 2Br Main Floor and Big Family room in the Loft. Primary Br With Double Closet And 4 Pc Ensuite With Corner Tub. Kitchen Has Granite Counters And Island (With Drawers Dbi Tier Pull Out Shelves). Main Floor Laundry. 2Pc Basement Washroom. Also Has Shower Plumbing R/I And Stove Plug. Granite Vanities With Mirror And Medicine Cabinet. And Lighting In Washrooms. Huge Rear Deck that's ideal for outdoor dining, and gatherings. Garden Shed And Fully Fenced Yard. Roof has been replaced in 2017. Just minutes away from top-rated schools, shopping centers, and beautiful parks,

Key facts

Property type
Detached, Bungaloft
MLS®
N14083526
Bedrooms
2+1 (3 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
49.21 × 133.37 ft
Cross streets
Glenwoods Ave/ The Queensway S
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Separate Entrance, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,394 / 2026
Days on market
4
Listing brokerage
CENTURY 21 NEW CONCEPT

Rooms

KitchenMain3.60 × 4.50 m

eat-in kitchen · w/o to deck · granite counters

OtherBasement7.09 × 12.78 m

open concept · partly finished

Living RoomMain7.06 × 7.49 m

bay window · parquet · combined w/dining

Primary BedroomMain4.67 × 8.53 m

overlooks backyard · double closet · 4 pc ensuite

Family RoomSecond10.16 × 5.16 m

overlooks frontyard · vaulted ceiling(s) · gas fireplace

Bedroom 2Main4.90 × 4.90 m

broadloom · double closet

Dining RoomMain7.06 × 7.49 m

parquet · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$863kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $445/sqft; this home lists at $457/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
799kThis home865k909k850k720k969kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,642/mo
$160KIncome needed
5.0×Price ÷ income
$840Weekly cost
$12,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $3,642Property tax $533Total carry $4,174

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$4,067Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$533
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,067

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Estimated closing costs
$12,455

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $6,394− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,848

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 NEW CONCEPT. MLS®/PropTx.

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