106 Laurendale Avenue, Georgina, ON

Keswick South, Georgina · MLS® N13839948

$969,000
For Sale
Listed 21 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

Welcome To This Amazing Home Located In The Desirable Simcoe Landing Neighborhood With No Sidewalk -4Car Parking And Stone Landscaping * Beautiful Backyard Retreat For Entertaining With High End Stone Landscaping, Heated Salt Water Pool With Waterfall For You And Your Family To Enjoy On Hot Summer Days And Cooler Evenings * Spacious Formal Living And Dining Rooms Combined Which Connects To The Kitchen Through A Butler's Pantry With Granite Counters And Custom Cabinets * High-End Eat-In Custom Kitchen With Granite Counters, Gas Stove And Centre Island * Breakfast Area With W/O To Deck And Backyard Oasis * Generous Sized Bedrooms For The Growing Family * Primary Bedroom With W/I Closet And 4pc Ensuite * Conveniently Located2nd Floor Laundry With Sink, Cabinets And Window * Furnace (2025) * This Perfect Location Is Minutes ToHwy404, Shopping, Groceries, Schools, All Amenities * Don't Let This Gem Get Away!

Key facts

Property type
Detached, 2-Storey
MLS®
N13839948
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
45 × 89 ft
Cross streets
Laurendale and Ravenshoe
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$5,848 / 2025
Days on market
21
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Dining RoomMain7.01 × 3.70 m

hardwood floor · combined w/living · picture window

Living RoomMain7.01 × 3.70 m

hardwood floor · combined w/dining · picture window

KitchenMain4.00 × 3.05 m

renovated · granite counters · centre island

Family RoomMain5.50 × 3.70 m

hardwood floor · fireplace · overlooks pool

Bedroom 2Second3.41 × 3.41 m

hardwood floor · closet · window

Bedroom 3Second3.41 × 3.41 m

hardwood floor · closet · window

PantryMain0.00 × 0.00 m

ceramic floor · granite counters · pantry

BreakfastMain4.00 × 3.05 m

ceramic floor · combined w/kitchen · w/o to deck

Primary BedroomSecond5.43 × 3.70 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

LaundrySecond0.00 × 0.00 m

ceramic floor · formal rm · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$936Klikely sale price

Listed at $969,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 47 local closings in 90 days), the likely sale price is near $936K, if it sells. A realistic range is $877K to $1.05M.

Independent value check: $872K. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $817K and $914K).

Why $872K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $5,848 a year; the typical home sold here pays about $5,000.
  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$877KBelow recent closings$1.05MAbove recent closings

Total price vs nearby homes. Likely closing about $936K, from 47 recent closings in this pocket.

The market behind the math:

47sold nearby · 90 days
$860Kmedian sold price
95%of asking, on average
+8%prices vs a year ago
~22 dayshomes like this take to sell
21days on market so far
$3,465/moest. rent · 75 leases
4.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 16 detached homes for sale in the area against 47 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $431/sqft against an area asking average of $437/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 47 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $807K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($431/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 47 comparable homes that sold in Keswick South over the past two years, from 363 closings there.

Sold price trend

Median sold price for detached homes in Keswick South: $860K in September 2026, up 12% from a year ago, on 167 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$739K14
November 2025$807K11
December 2025$704K10
January 2026$800K8
February 2026$735K10
March 2026$820K13
April 2026$780K17
May 2026$788K16
June 2026$834K23
July 2026$840K17
August 2026$860K15
September 2026$860K13

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$952K
Historic Lakeshore Communities
$1.04M
Baldwin
$1.46M
Sutton & Jackson's Point
$699K
Virginia
$683K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,416/mo
$188KIncome needed
5.2×Price ÷ income
$1,019Weekly cost
$15,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,416Property tax $487Total carry $4,904

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,286per month

Mortgage amount $775,200 · 4.49% over 25 years

$193,800Down payment (20.0%)
$775,200Loan before insurance
$0CMHC premium
$4,774Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,286
Property tax
$487
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,774

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,855
Estimated closing costs
$15,855

Plus your down payment of $193,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,188/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$510,664Total interest paid
$1,285,864Total of all payments
Principal $775,200 Interest $510,664
YearPrincipalInterestBalance
1$17,299$34,135$757,901
2$18,085$33,350$739,816
3$18,906$32,529$720,910
4$19,764$31,670$701,146
5$20,661$30,773$680,485
6$21,600$29,835$658,885
7$22,580$28,854$636,305
8$23,606$27,829$612,699
9$24,677$26,757$588,022
10$25,798$25,637$562,224
11$26,969$24,465$535,255
12$28,194$23,241$507,062
13$29,474$21,961$477,588
14$30,812$20,623$446,776
15$32,211$19,224$414,565
16$33,673$17,761$380,891
17$35,202$16,232$345,689
18$36,801$14,634$308,888
19$38,472$12,963$270,417
20$40,218$11,216$230,199
21$42,044$9,390$188,154
22$43,953$7,481$144,201
23$45,949$5,486$98,252
24$48,035$3,399$50,216
25$50,216$1,218$0

At the end of your 5-year term

Total paid over the term
$257,173
Principal paid down
$94,715
Interest paid
$162,458
Balance remaining
$680,485

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 75 whole-home leases in Keswick South$3,465/mo
$41,580Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,806 to $3,703Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 75 whole-home leases in Keswick South signed at a median of $3,744 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,465. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $5,848− Insurance $1,400− Vacancy & upkeep $4,574Net operating income $29,758

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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