106 Laurendale Avenue, Georgina, ON

Keswick South, Georgina · MLS® N13839948

$969,000
For Sale
Listed 20 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

Welcome To This Amazing Home Located In The Desirable Simcoe Landing Neighborhood With No Sidewalk -4Car Parking And Stone Landscaping * Beautiful Backyard Retreat For Entertaining With High End Stone Landscaping, Heated Salt Water Pool With Waterfall For You And Your Family To Enjoy On Hot Summer Days And Cooler Evenings * Spacious Formal Living And Dining Rooms Combined Which Connects To The Kitchen Through A Butler's Pantry With Granite Counters And Custom Cabinets * High-End Eat-In Custom Kitchen With Granite Counters, Gas Stove And Centre Island * Breakfast Area With W/O To Deck And Backyard Oasis * Generous Sized Bedrooms For The Growing Family * Primary Bedroom With W/I Closet And 4pc Ensuite * Conveniently Located2nd Floor Laundry With Sink, Cabinets And Window * Furnace (2025) * This Perfect Location Is Minutes ToHwy404, Shopping, Groceries, Schools, All Amenities * Don't Let This Gem Get Away!

Key facts

Property type
Detached, 2-Storey
MLS®
N13839948
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
45 × 89 ft
Cross streets
Laurendale and Ravenshoe
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$5,848 / 2025
Days on market
20
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Dining RoomMain7.01 × 3.70 m

hardwood floor · combined w/living · picture window

Living RoomMain7.01 × 3.70 m

hardwood floor · combined w/dining · picture window

KitchenMain4.00 × 3.05 m

renovated · granite counters · centre island

Family RoomMain5.50 × 3.70 m

hardwood floor · fireplace · overlooks pool

Bedroom 2Second3.41 × 3.41 m

hardwood floor · closet · window

Bedroom 3Second3.41 × 3.41 m

hardwood floor · closet · window

PantryMain0.00 × 0.00 m

ceramic floor · granite counters · pantry

BreakfastMain4.00 × 3.05 m

ceramic floor · combined w/kitchen · w/o to deck

Primary BedroomSecond5.43 × 3.70 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

LaundrySecond0.00 × 0.00 m

ceramic floor · formal rm · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,416/mo
$188KIncome needed
5.2×Price ÷ income
$1,019Weekly cost
$15,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,416Property tax $487Total carry $4,904

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,286per month

Mortgage amount $775,200 · 4.49% over 25 years

$193,800Down payment (20.0%)
$775,200Loan before insurance
$0CMHC premium
$4,774Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,286
Property tax
$487
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,774

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,855
Estimated closing costs
$15,855

Plus your down payment of $193,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,188/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$510,664Total interest paid
$1,285,864Total of all payments
Principal $775,200 Interest $510,664
YearPrincipalInterestBalance
1$17,299$34,135$757,901
2$18,085$33,350$739,816
3$18,906$32,529$720,910
4$19,764$31,670$701,146
5$20,661$30,773$680,485
6$21,600$29,835$658,885
7$22,580$28,854$636,305
8$23,606$27,829$612,699
9$24,677$26,757$588,022
10$25,798$25,637$562,224
11$26,969$24,465$535,255
12$28,194$23,241$507,062
13$29,474$21,961$477,588
14$30,812$20,623$446,776
15$32,211$19,224$414,565
16$33,673$17,761$380,891
17$35,202$16,232$345,689
18$36,801$14,634$308,888
19$38,472$12,963$270,417
20$40,218$11,216$230,199
21$42,044$9,390$188,154
22$43,953$7,481$144,201
23$45,949$5,486$98,252
24$48,035$3,399$50,216
25$50,216$1,218$0

At the end of your 5-year term

Total paid over the term
$257,173
Principal paid down
$94,715
Interest paid
$162,458
Balance remaining
$680,485

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $5,848− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,608

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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